How Can I Make My Petaluma, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Petaluma, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Petaluma, CA Home Insurance Coverage Levels | Back to Top
| Petaluma, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Maria Dr, Village East Ct, Wendy Ln, Bond Ave, Pepper Ln, Montero Dr, Lexington St, Clifford St, Shelina Vista Way, Clearview Ct | $793,500 | $650,000 | $900,000-$1,000,000 | $606,500 | $530,000 | $700,000-$800,000 |
| Forno Way, Virginia Dr, Gold Way, Ronda St, Jade Ct, Idaho Ave, Monet Pl, Middle Two Rock Rd, Park Place Dr, S Ely Rd | $252,500 | $220,000 | $250,000-$300,000 | $178,500 | $170,000 | $200,000-$250,000 |
| Timberline Ln, Condor Ct, Ellis St, Reynolds Dr, E Sierra Ave, Rand St, Phillips Dr, Miramonte Pl, Ramona Ln, Tahola Ln | $455,000 | $400,000 | $400,000-$500,000 | $335,000 | $310,000 | $250,000-$300,000 |
| East Ct, Drake Ct, Macmahan Way, Cervantes Ct, Burnham Ct, Poppy Ct, Maple Dr, Maiden Way, Virginia Dr, McDonald Dr | $460,000 | $380,000 | $500,000-$600,000 | $343,500 | $320,000 | $400,000-$500,000 |
| Cypress Ave, Brainerd Ave, Clydesdale Way, Coast Oak Ct, Garfield Dr, Cordelia Dr, Professional Dr, Redwood Way, Monique Pl, Spyglass Rd | $346,500 | $280,000 | $300,000-$350,000 | $260,500 | $240,000 | $200,000-$250,000 |
| el Rose Dr, Casa Verde Ct, Old Redwood Hwy N, Ahlstrom Dr, Corsica Ct, Carob Ct, Burgundy Ct, Calle Ranchero Dr, Sonoma Ln, Weaverly Dr | $434,000 | $410,000 | $400,000-$500,000 | $346,000 | $290,000 | $250,000-$300,000 |
| Windmill Farms Dr, Dyquiato Way, Hamlet Ct, Medical Center Dr, Cinnabar Ave, Eunice St, Willie Bird Way, Cam Coronado, Nadine Ln, Creekview Cir | $221,500 | $190,000 | $200,000-$250,000 | $284,500 | $250,000 | $250,000-$300,000 |
| Atlantic Ct, Sequoia Cir, Ricci Ct, Nila Mae Way, San Rafael Dr, Morning Glory Dr, Corinth Ct, Blair Ave, Park Ln, Murrieta Dr | $337,500 | $280,000 | $300,000-$350,000 | $198,000 | $180,000 | $200,000-$250,000 |
| Adele Ave, Santa Clara Pl, Ramona Ct, Ruth Ct, Fern Ave, G St, Pearce St, Alice Dr, Sapporo Ct, Weymouth St | $142,000 | $130,000 | $125,000-$150,000 | $127,500 | $110,000 | $100,000-$125,000 |
| Creekmen Ct, Arrowhead Ct, Sierra Dr, Grey St, Greenridge Ct, Kingswood Dr, Jewett Rd, San Marino Dr, Davis Ln, Logan Pl | $505,000 | $460,000 | $500,000-$600,000 | $453,000 | $380,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Petaluma, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$247 | $1,126 |
| Superior Protection Discount | -$137 | $1,236 |
| Fire & Security Discount | -$110 | $1,264 |
| Hail Resistant Roof Discount | -$27 | $1,346 |
| Newly Constructed Home Discount | -$398 | $975 |
Choose your Petaluma, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,295 |
| Hail Damage | $4,759 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Petaluma, CA | Back to Top
| Home Insurance Company Petaluma, CA | Homeowners Insurance Agency Petaluma, CA | Address | Popularity Score | Distance from Petaluma (miles) |
|---|---|---|---|---|
| State Farm | Richard Pagano | 2317 Buchanan Rd Ste B, Antioch, CA, 94509-4403 | 46.9 | |
| State Farm | Kim Holland | 897 E Lewelling Blvd, Hayward, CA, 94541-1107 | 48.6 | |
| State Farm | Kendra Cochran | 800 De Long Ave, Novato, CA, 94945-3246 | 10.9 | |
| Liberty Mutual Independent | Brady-Harbord-Payne | 3608 Grand Avenue, Suite 2, Oakland, CA, 94610 | 37.1 | |
| Farmers | Jennifer Lam | 385 9th St Ste 200, Oakland, CA, 94607 | 37.1 | |
| Farmers | Carol Pena | 1535 Webster St Ste A, Fairfield, CA, 94533 | 32.1 | |
| Liberty Mutual Independent | Legacy Risk And Insurance Services Llc | 1333 N. California Blvd., Suite 600 , Walnut Creek, CA, 94596 | 39.8 | |
| State Farm | Rick Wernick | 1683 Novato Blvd, Novato, CA, 94947-3284 | 10.7 | |
| State Farm | Dave Stewart | 821 Folsom St Ste 101, San Francisco, CA, 94107-6110 | 35.0 | |
| State Farm | Linda Williams | 1536 20th St, San Francisco, CA, 94107-2809 | 36.5 |
Compare Rates for Petaluma, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sonoma County, CA | $513,300 | $1,383 | $1,020 | $1,880 | $860 |
| Petaluma, CA | $509,000 | $1,373 | $1,020 | $1,870 | $850 |
| Temelec, CA | $440,500 | $1,276 | $940 | $1,740 | $800 |
| El Verano, CA | $540,100 | $1,601 | $1,180 | $2,180 | $1,000 |
| Fetters Hot Springs-Agua Caliente, CA | $506,500 | $1,520 | $1,120 | $2,070 | $950 |
| St. Helena, CA | $926,900 | $940 | $700 | $1,280 | $580 |
| Middletown, CA | $263,700 | $688 | $510 | $940 | $430 |
| Geyserville, CA | $562,500 | $1,654 | $1,220 | $2,250 | $1,030 |
| Shell Ridge, CA | $949,200 | $2,458 | $1,820 | $3,340 | $1,520 |
| Colma, CA | $616,200 | $1,778 | $1,320 | $2,420 | $1,100 |
| Guinda, CA | $301,600 | $807 | $600 | $1,100 | $500 |
| Madison, CA | $180,400 | $626 | $460 | $850 | $390 |
Research Home Insurance Companies Reviews in Petaluma, CA Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: February 22, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
When i recently called my insurance company about a claim on my roof they were extremely important. They were able to provide several names of companies to call to assist with quotes.
Date: September 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
every time I have tried to log on it says i have the wrong information, yet when i contact the company they give me the same information i already have and when i try to change log in information, it doesn't take effect at all
Date: September 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Customer service regarding billing/issues has been great but they are horrible at providing assistance for the website
Date: September 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
they all seem to be very nice people but they aren't knowledgeable when it comes to their website or how to fix issues with it even though there is no direct line for IT issues
Date: July 30, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
i do not have anything to base this off of because this is the only insurance company i have ever used for home owners insurance but it is covered through our mortgage company so we don't have to worry about paying the company directly, it comes out of escrow
Date: March 19, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
Everything from fires, accidents, wind damage, water damage and we are covered if someone gets injured while on our [property as well
Travelers Home Insurance Reviews
Date: October 05, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Website/App
Does not give the proper indication where to download the insurance copy. We need to figure out ways to check it.
Date: September 14, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
The dwelling is the main thing we are looking for the traveler's insurance company.
Date: August 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
Travelers gave more coverage when compared to Costco and state farm
Date: July 29, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
long time holding and AVR takes time to figure out information.
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
Every time I need to request them to provide insurance despite telling much time to send the email they wouldn't.
State Farm Home Insurance Reviews
Date: July 30, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I have never compared my policy through Statefarm with any other insurance company. At the time we bought our house, it was the closest insurance company.
Date: March 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The payment is not too bad, compared to others in the area. That is why we went with this company. They were not too cheap or too expensive
Date: March 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
Compared to other insurance providers my insurance providers are really very honest providers. They are very loyal and honest providers. My company providers are very honest to me.
Date: January 20, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Our renter's policy is very similar to those offered by other companies. I have not compared rates, but the coverage options are comparable.
Date: November 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
The website is a little busy for my liking. Some times it's hard to find the most simple things or the smallest bit of information.
Farmer's Insurance Home Insurance Reviews
Date: September 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
What I dislike about the company website is that it is very confusing to obtain the information that I am seeking at any time. It is also very difficult to find, sign and submit forms to my insurance company.
Date: September 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
My interaction with my insurance company is excellent. They are very quick to answer my emails and always return phone calls when I am not able to reach them. They are always very friendly and willing to help and resolve any issues I may have with my policy.
Date: September 15, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
their customer service is excellent, they are great at following through with promises and always seem to go the extra mile to find me discounts and any other incentive that I may qualify for. They also continuously check in on my to see if I have any questions or concerns about my policy.
Date: August 15, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I am very satisfied with my premium because it is a great deal, I get a lot of coverage to protect my home at a very affordable price.
Date: December 13, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
it covers the construction of the home if it were to burn down, it covers up to $100k to replace my personal belongings inside the house, it also pays me $22k to cover my living expenses while the house is being rebuilt.
Allstate Home Insurance Reviews
Date: March 03, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I have had nothing but great experiences with my home insurance company's customer service. They are quick and attentive to my needs and questions.
Date: December 07, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
They are very knowledgeable and pleasant to deal with whenever I'v had an issue.
Progressive Home Insurance Reviews
Date: October 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My premium is affordable especially compared to other insurance companies. My deductible is a bit higher than average, but I chose for it to be that way.
National Lloyds Home Insurance Reviews
Date: November 16, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I do believe my premium could be less but I chose the higher option. I was limited on what I could get because of my windzone and with ke being in a mobile home.