How Can I Make My Naugatuck, CT Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Naugatuck, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Naugatuck, CT Home Insurance Coverage Levels | Back to Top
| Naugatuck, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Coventry Ln, Marc St, Albion St, Caitlin Cir, Westover Dr, Beacon Valley Rd, Tudor Ln, Melbourne St, City Hill St, Evelyn Dr | $210,000 | $170,000 | $200,000-$250,000 | $176,500 | $150,000 | $200,000-$250,000 |
| Bluebird Dr, Shirley St, Summerfield St, Graham Ridge Rd, Rain Dance Cir, Round Tree Dr, Olivia Ln, Stony Brook Rd, Fieldstone Ter, Dunn Ave | $224,500 | $200,000 | $175,000-$200,000 | $141,000 | $130,000 | $125,000-$150,000 |
| Radnor Ave, Evening Star Dr, Red Robin Rd, Carroll Ct, Tawny Thrush Rd, Casper Ct, Joseph Rd, Barn Finch Ct, Sliver Ridge Ln, Celentano Dr | $328,500 | $260,000 | $300,000-$350,000 | $146,500 | $120,000 | $150,000-$175,000 |
| Sande Ave, Perock Ln, Lines Hill St Exd, Alison Ave, Osborne Rd, Greenwood St, Canterbury Rd, Picture Ln, Sharon Ave, Linda Ct | $191,500 | $180,000 | $150,000-$175,000 | $142,500 | $120,000 | $125,000-$150,000 |
| Endogen St, Craig Cir, Beacon Valley Rd 2, Dunican Ave, Cardinal Ln, Chesnut Hill Rd, Marbern Ln, Carolyn Cir, Hotchkiss St, Osborn Rd | $318,000 | $290,000 | $300,000-$350,000 | $224,500 | $200,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Naugatuck, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $794 |
| Superior Protection Discount | -$85 | $860 |
| Fire & Security Discount | -$66 | $879 |
| Hail Resistant Roof Discount | -$19 | $927 |
| Newly Constructed Home Discount | -$246 | $700 |
Choose the Right Deductible for your Naugatuck, CT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Haven County | $1,500 | $1,169 | $2,669 | $849 | $2,349 | $319 |
| Naugatuck, CT | $1,500 | $934 | $2,434 | $679 | $2,179 | $255 |
| Plainville, CT | $500 | $887 | $1,387 | $645 | $1,145 | $242 |
| West Simsbury, CT | $1,500 | $1,532 | $3,032 | $1,114 | $2,614 | $419 |
| East Granby, CT | $200 | $913 | $1,113 | $664 | $864 | $250 |
| Hartland, CT | $2,500 | $1,222 | $3,722 | $888 | $3,388 | $334 |
| Millerton, NY | $200 | $825 | $1,025 | $600 | $800 | $225 |
| Pemberwick, CT | $700 | $2,359 | $3,059 | $1,715 | $2,415 | $645 |
| Bozrah, CT | $200 | $1,116 | $1,316 | $811 | $1,011 | $305 |
| Rye Brook, NY | $1,500 | $852 | $2,352 | $619 | $2,119 | $233 |
| Ossining, NY | $400 | $1,399 | $1,799 | $1,017 | $1,417 | $382 |
| Center Moriches, NY | $2,500 | $967 | $3,467 | $703 | $3,203 | $264 |
Identify Top Home Insurance Agents near Naugatuck, CT | Back to Top
| Home Insurance Company Naugatuck, CT | Homeowners Insurance Agency Naugatuck, CT | Address | Popularity Score | Distance from Naugatuck (miles) |
|---|---|---|---|---|
| Travelers | Milburn Insurance Group Llc | 750 Straits Tpke Ste 2f, Middlebury, CT, 6762 | 3.4 | |
| Liberty Mutual Independent | Smith Insurance Inc | 15 Liberty Way , Niantic, CT, 6357 | 43.6 | |
| State Farm | Derek Gromko | 366 S Main St, Cheshire, CT, 06410-8100 | 7.7 | |
| Travelers | Jp Svendsen Agency | 27 Lucy St, Woodbridge, CT, 6525 | 10.9 | |
| State Farm | Wanda Carlson | 465a Bridgeport Ave, Milford, CT, 06460-4105 | 19.6 | |
| Travelers | Nebco Insurance Services Llc | 5 Greenwich Office Park, Greenwich, CT, 6831 | 44.9 | |
| Allstate | Jeffrey Long | 201 Broad St Ste 103, Stamford, CT, 6901 | 39.1 | |
| Travelers | Lobo Insurance Agency | 10 Main St, Hebron, CT, 6248 | 37.4 | |
| Nationwide | The Sig Insurance Agencies | 1484 Highland Ave Unit 8b, Cheshire, CT, 06410-1268 | 9.1 | |
| State Farm | Tim Angiolini | 756 Thomaston Rd, Watertown, CT, 06795-1524 | 9.8 |
Compare Rates for Naugatuck, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $910 | $1,730 | $820 |
| New Haven County, CT | $244,400 | $1,183 | $850 | $1,640 | $790 |
| Naugatuck, CT | $179,900 | $946 | $640 | $1,340 | $700 |
| Plainville, CT | $205,400 | $898 | $610 | $1,250 | $640 |
| West Simsbury, CT | $375,500 | $1,551 | $1,040 | $2,160 | $1,120 |
| East Granby, CT | $288,000 | $924 | $620 | $1,320 | $700 |
| Hartland, CT | $264,200 | $1,237 | $880 | $1,740 | $860 |
| Millerton, NY | $219,500 | $835 | $610 | $1,150 | $540 |
| Pemberwick, CT | $666,300 | $2,388 | $1,720 | $3,270 | $1,550 |
| Bozrah, CT | $225,900 | $1,130 | $800 | $1,590 | $790 |
| Rye Brook, NY | $746,800 | $862 | $590 | $1,220 | $630 |
| Ossining, NY | $440,300 | $1,416 | $950 | $2,030 | $1,080 |
| Center Moriches, NY | $385,300 | $979 | $690 | $1,340 | $650 |
Research Home Insurance Companies Reviews in Naugatuck, CT Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: July 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
My insurance company does offer other home owners insurance additions,For example, if I just had hurricane insurance and didn't add flood, any water damage would not be covered.
Date: June 11, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Customer Service
Progressive is extremely responsive to claims. Not only do they demonstrate that they really care about you in the service you get when you make the claim, but they follow up.
MetLife Home Insurance Reviews
Date: August 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Very easy company to work with and a fast response time. I like how I can also have access to customer service 24/7
Liberty Mutual Home Insurance Reviews
Date: October 15, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
I have Liberty Mutual home insurance for five years now. The customer service is good not great and they are helpful when answering my questions. They always greet me on the phone and they speak in clear and concise tones.
Allstate Home Insurance Reviews
Date: September 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
To be honest, Allstate seems to be a little bit more pricey than other insurance policies. I am pleased with the premium and deductibles, though because I am using a company I trust,
State Farm Home Insurance Reviews
Date: October 25, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I've honestly never had a problem with statefarm's customer service, in fact, ive always had good experience with them. I think they're polite and have provided me really good service.
Farmer's Insurance Home Insurance Reviews
Date: October 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
The customer service gets a 5. They are always happy to help, and the respond to calls quickly. I have rarely, if ever, had to wait mlre than 5 minutes to be answered. They are polite, curteous and knowledgeable.