How Can I Make My Belleville, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Belleville, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Belleville, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $99,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $158,500 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $199,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $247,000 | $220,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Belleville, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $518 |
| Superior Protection Discount | -$56 | $561 |
| Fire & Security Discount | -$49 | $568 |
| Hail Resistant Roof Discount | -$19 | $598 |
| Newly Constructed Home Discount | -$154 | $463 |
Choose the Right Deductible for your Belleville, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Clair County | $700 | $689 | $1,389 | $501 | $1,201 | $188 |
| Belleville, IL | $700 | $610 | $1,310 | $443 | $1,143 | $167 |
| Lemay, MO | $400 | $962 | $1,362 | $699 | $1,099 | $263 |
| Richmond Heights, MO | $2,500 | $922 | $3,422 | $670 | $3,170 | $252 |
| Crestwood, MO | $300 | $839 | $1,139 | $610 | $910 | $229 |
| Bel-Ridge, MO | $700 | $771 | $1,471 | $560 | $1,260 | $211 |
| Des Peres, MO | $100 | $1,000 | $1,100 | $727 | $827 | $273 |
| Creve Coeur, MO | $700 | $1,185 | $1,885 | $861 | $1,561 | $324 |
| Old Jamestown, MO | $500 | $789 | $1,289 | $573 | $1,073 | $216 |
| Pocahontas, IL | $2,000 | $558 | $2,558 | $406 | $2,406 | $153 |
| Livingston, IL | $200 | $562 | $762 | $409 | $609 | $154 |
| Irishtown, IL | $700 | $738 | $1,438 | $536 | $1,236 | $202 |
Identify Top Home Insurance Agents near Belleville, IL | Back to Top
| Home Insurance Company Belleville, IL | Homeowners Insurance Agency Belleville, IL | Address | Popularity Score | Distance from Belleville (miles) |
|---|---|---|---|---|
| State Farm | Dave Brandmeyer | 9 E Broadway, Trenton, IL, 62293-1301 | 17.6 | |
| Liberty Mutual Independent | Yaekel & Associates Inc | 1915 W Main St, Belleville, IL, 62226 | 1.1 | |
| Allstate | Anthony Neely | 2704 N Illinois St Ste 102, Swansea, IL, 62226 | 2.0 | |
| Travelers | Gasaway Insurance Agency | 4717 W Main St Ste 2, Belleville, IL, 62226 | 2.9 | |
| Liberty Mutual Independent | Steck-Cooper & Co | 2810 Frank Scott Pkwy W Ste 804, Belleville, IL, 62223 | 3.2 | |
| Allstate | Bret T. Boyd | 2304 Lebanon Ave, Belleville, IL, 62221 | 2.9 | |
| Travelers | Foppe Insurance Agency Inc | 215 N Main St., Breese, IL, 62230 | 25.7 | |
| State Farm | Mark Stieren | 202 W Union Ave, Litchfield, IL, 62056-1931 | 49.1 | |
| Travelers | Niebruegge Insurance Agency | 117 S State St, Freeburg, IL, 62243 | 7.5 | |
| State Farm | Carol Compton-Mcdonald | 105 N Main St, Shiloh, IL, 62269-2970 | 5.8 |
Compare Rates for Belleville, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,210 | $630 |
| St. Clair County, IL | $122,600 | $697 | $500 | $980 | $480 |
| Belleville, IL | $96,000 | $617 | $440 | $880 | $440 |
| Lemay, MO | $120,700 | $973 | $710 | $1,370 | $660 |
| Richmond Heights, MO | $244,600 | $933 | $640 | $1,330 | $690 |
| Crestwood, MO | $190,500 | $849 | $620 | $1,170 | $550 |
| Bel-Ridge, MO | $58,500 | $780 | $570 | $1,120 | $550 |
| Des Peres, MO | $404,900 | $1,012 | $740 | $1,450 | $710 |
| Creve Coeur, MO | $234,800 | $1,200 | $860 | $1,690 | $830 |
| Old Jamestown, MO | $160,500 | $798 | $580 | $1,110 | $530 |
| Pocahontas, IL | $77,000 | $565 | $410 | $770 | $360 |
| Livingston, IL | $77,900 | $569 | $400 | $790 | $390 |
| Irishtown, IL | $133,000 | $747 | $530 | $1,050 | $520 |
Research Home Insurance Companies Reviews in Belleville, IL Before Buying | Back to Top
Share a review on your home insurance company
MetLife Home Insurance Reviews
Date: May 27, 2019 Age: Above 60 Gender: Married Marital Status: Female
Customer Service
Fortunately we have not had to file claims, but in the necessary communications, they have done a great job.
Progressive Home Insurance Reviews
Date: January 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I would say they are considered to be a lower grade insurance company but I have not experienced that.
Allstate Home Insurance Reviews
Date: October 18, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I would say it's more expensive since they're one of the larger insurance companies, but if I ever need to use it, hopefully it's also very effective if I ever need to use it.
Stillwater insurance Group Home Insurance Reviews
Date: October 19, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
What I like about my insurance company's customer service is that they are very nice and attentive to all the questions that I have.
Travelers Home Insurance Reviews
Date: February 26, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Travelers had the best price for both my home and auto policies, yet I do not feel like I am missing out on quality.
Amica Mutual Insurance Home Insurance Reviews
Date: July 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I honestly do not know what they offer differently than other companies. We only chose them because of rate and that rate was the lowest.