How Can I Make My Woodbury, MN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Woodbury, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Woodbury, MN Home Insurance Coverage Levels | Back to Top
| Woodbury, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| York Dr, Quail Ridge Cir, Ironwood Pkwy, Legacy Ln, Courtly Rd, Fawn Trail Cir, Leyland Vw, Seasons Pkwy, Cobble Hill Dr, Timberwood Ct | $268,000 | $220,000 | $250,000-$300,000 | $127,500 | $110,000 | $125,000-$150,000 |
| Golf Dr, Belmont Dr, Lilac Ln, Dogwood Rd, Falcon Ridge Bay, Tamarack Bay, Marsh Creek Alcove, Moonlight Pl, Cottage Grove Dr, Crestmoor Pt | $382,500 | $350,000 | $300,000-$350,000 | $285,000 | $250,000 | $250,000-$300,000 |
| Woodbridge Way, Hartford Rd, Crestmoor Dr, Westin Ave, Eyrie Dr, Richmond Pkwy, Oak Grove Blvd, Pouliot Pkwy, Wexford Ct, Kingsway Ln | $263,500 | $220,000 | $200,000-$250,000 | $173,500 | $140,000 | $175,000-$200,000 |
| Tahoe Ct, Nature Ct, Frontier Dr, Shannon Alcove, Rainier Bay, Bridgewater Pkwy, Clipper Way, Meadowood Dr, Carlsbad Plz, Copper Oaks Trl | $320,500 | $270,000 | $300,000-$350,000 | $173,000 | $160,000 | $125,000-$150,000 |
| Bielenberg Dr, Woodwinds Dr, Chertsey Dr, Howkins Rd, Eagle Valley Cmns, Thone Cir, Alderwood Plz, Calgary Rd, Century Ave S, Orchard Dr | $372,500 | $330,000 | $300,000-$350,000 | $336,000 | $270,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Woodbury, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$224 | $1,094 |
| Superior Protection Discount | -$119 | $1,200 |
| Fire & Security Discount | -$105 | $1,213 |
| Hail Resistant Roof Discount | -$40 | $1,279 |
| Newly Constructed Home Discount | -$290 | $1,028 |
Choose your Woodbury, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,392 |
| Hail Damage | $4,759 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Woodbury, MN | Back to Top
| Home Insurance Company Woodbury, MN | Homeowners Insurance Agency Woodbury, MN | Address | Popularity Score | Distance from Woodbury (miles) |
|---|---|---|---|---|
| State Farm | Ian Davy | 454 Temperance St, Saint Paul, MN, 55101-2325 | 8.8 | |
| State Farm | Dan Schroeder | 3900 Vinewood Ln N Ste 15, Plymouth, MN, 55441-1155 | 27.1 | |
| Farmers | Mary Kostelnik | 2510 7th Ave E Apt 1, North Saint Paul, MN, 55109 | 8.0 | |
| Farmers | Thomas Tom Papas | 470 W 78th St Ste 130, Chanhassen, MN, 55317 | 30.1 | |
| Farmers | Wally Sheptak | 2489 Rice St Ste 180, Saint Paul, MN, 55113 | 11.7 | |
| Travelers | Assured Protection Inc | 5671 Geneva Ave N, Oakdale, MN, 55128 | 9.1 | |
| State Farm | Tim Wagner | 14635 Excelsior Blvd, Minnetonka, MN, 55345-6605 | 26.7 | |
| State Farm | Dave Schiminsky | 2097 County Road D E Ste B, Maplewood, MN, 55109-5360 | 10.0 | |
| State Farm | Doug Kuchera | 5778 Blackshire Path, Inver Grove, MN, 55076-1623 | 6.9 | |
| State Farm | Andy Lamarucciola | 2297 Stillwater Rd E, Saint Paul, MN, 55119-3854 | 5.6 |
Compare Rates for Woodbury, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,700 | $850 |
| Washington County, MN | $264,300 | $1,239 | $840 | $1,710 | $870 |
| Woodbury, MN | $295,200 | $1,319 | $880 | $1,890 | $1,010 |
| Bayport, MN | $217,100 | $1,244 | $830 | $1,750 | $920 |
| Arden Hills, MN | $283,700 | $1,018 | $730 | $1,460 | $730 |
| Lexington, MN | $162,700 | $1,066 | $780 | $1,480 | $700 |
| Spring Lake Park, MN | $167,900 | $911 | $670 | $1,260 | $590 |
| Medina, MN | $631,000 | $2,922 | $1,960 | $4,180 | $2,220 |
| Cady, WI | $230,900 | $765 | $530 | $1,090 | $560 |
| Holden, MN | $257,300 | $1,358 | $920 | $1,910 | $990 |
| Hay River, WI | $154,000 | $658 | $440 | $940 | $500 |
| Fish Lake, MN | $233,700 | $1,292 | $890 | $1,830 | $940 |
| Sheridan, WI | $180,000 | $702 | $480 | $970 | $490 |
Research Home Insurance Companies Reviews in Woodbury, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 16, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have only had this company's insurance for about a year, but I have been impressed with their customer service. It's convenient and I would rate it as a 5 so far.
Date: January 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
They make very good offers so it was that they called me the attention for their very good offer that they proposed me I liked and I took it
Date: November 07, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
the customer service seems fine every time i did need to use it but most of the time i just call my agent and he helps me cover everyting
Date: October 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
currently my policy covers fire, theft, water damage, wind damage, natural disaster basically anything that is not done intentionally
Progressive Home Insurance Reviews
Date: December 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
the premiums here are pretty much the same as what i would get with other companies but they are indeed lower though not by much. This is one of the reasons i went with progressive.
Date: February 24, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I should actually go insurance shopping, because I don't really know. I guess I'm an uninformed consumer, but to be fair, insurance can be complicated.
Date: November 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The offerings at Progressive are amazing. They allow many more option than other previous insurance agencies I've used. Couldn't recommend them more.
Farm Bureau Home Insurance Reviews
Date: September 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Their offerings seem to be pretty standard. They aren't blowing my mind with it or anything, and they don't seem to be lacking.
Date: June 20, 2019 Age: 50 to 59 Gender: Married Marital Status: Female
Premium
Our premium and deductible is very affordable as we are able to bundle our home insurance with our automobile plan. Our deductible is low and allows us to easily afford our repairs.
Allstate Home Insurance Reviews
Date: July 22, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I have found that the deductible is comparable to other companies, but the premium is much higher than other companies.
Date: March 29, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
Allstate is very good insurance customer service pond issues and claim settlement is good service online payment and fast services
GEICO Home Insurance Reviews
Date: October 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
I have a good experience with company. When I call they are always friendly and always answer my questions when I ask.
Farmer's Insurance Home Insurance Reviews
Date: December 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I chose Farmers because the premium and deductible was better than some other insurance companies.