How Can I Make My Tacoma, WA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Tacoma, WA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Tacoma, WA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $79,500 $70,000 $75,000-$100,000
2 Bedroom $164,000 $150,000 $125,000-$150,000
3 Bedroom $167,500 $140,000 $150,000-$175,000
4 Bedroom $433,000 $400,000 $500,000-$600,000
5 Bedroom $621,500 $520,000 $600,000-$700,000

Estimate your Savings with Home Insurance Discounts in Tacoma, WA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$130 $591
Superior Protection Discount -$72 $649
Fire & Security Discount -$72 $649
Hail Resistant Roof Discount -$14 $706
Newly Constructed Home Discount -$195 $526

Choose the Right Deductible for your Tacoma, WA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Pierce County $1,500 $738 $2,238 $536 $2,036 $202
Tacoma, WA $1,500 $712 $2,212 $517 $2,017 $195
Browns Point, WA $100 $1,217 $1,317 $885 $985 $333
McMillin, WA $1,500 $833 $2,333 $605 $2,105 $228
Raft Island, WA $100 $1,472 $1,572 $1,070 $1,170 $402
Burien, WA $1,500 $819 $2,319 $595 $2,095 $224
Bethel, WA $200 $721 $921 $524 $724 $197
Rocky Point, WA $2,000 $709 $2,709 $516 $2,516 $194
Ames Lake, WA $200 $1,517 $1,717 $1,102 $1,302 $414
Grand Mound, WA $700 $623 $1,323 $453 $1,153 $170
McCleary, WA $100 $652 $752 $474 $574 $178
Newaukum Prairie, WA $1,500 $724 $2,224 $526 $2,026 $198

Identify Top Home Insurance Agents near Tacoma, WA | Back to Top

Home Insurance Company Tacoma, WA Homeowners Insurance Agency Tacoma, WA Address Popularity Score Distance from Tacoma (miles)
Liberty Mutual Independent Mumma Associates Inc 11811 Ne First St, Ste 307, Bellevue, WA, 98005
30.9
Allstate Ryan Dunne 204 Central Ave N Ste 102, Kent, WA, 98032
16.3
State Farm Judiet Dere 250 Sw 43rd St, Renton, WA, 98057-4936
19.8
Farmers David Beckwith 6240 Tacoma Mall Blvd Ste 209, Tacoma, WA, 98409
0.5
State Farm Diane Hagen 3401 6th Ave Ste I, Tacoma, WA, 98406-5449
3.8
State Farm Brian Harris 34004 16th Ave S Ste 102, Federal Way, WA, 98003-8905
9.3
Travelers Propel Insurance 925 4th Ave Ste 3200, Seattle, WA, 98104
28.4
Farmers Ronald Osborne 8009 S 180th St Ste 102, Kent, WA, 98032
19.5
Allstate Cisco Insurance Agency Llc 1903 Sw Campus Dr, Federal Way, WA, 98023
8.1
State Farm Eric Collins 7602 Bridgeport Way W Ste 4b, Lakewood, WA, 98499-2432
3.1

Compare Rates for Tacoma, WA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Washington $286,800 $809 $590 $1,160 $570
Pierce County, WA $255,800 $747 $530 $1,060 $530
Tacoma, WA $234,200 $721 $520 $1,000 $480
Browns Point, WA $461,000 $1,232 $840 $1,700 $860
McMillin, WA $310,600 $843 $580 $1,160 $580
Raft Island, WA $569,800 $1,490 $1,090 $2,130 $1,040
Burien, WA $318,800 $829 $590 $1,170 $580
Bethel, WA $223,600 $730 $500 $1,030 $530
Rocky Point, WA $213,900 $718 $500 $980 $480
Ames Lake, WA $594,300 $1,535 $1,110 $2,120 $1,010
Grand Mound, WA $154,800 $631 $460 $870 $410
McCleary, WA $172,700 $660 $440 $910 $470
Newaukum Prairie, WA $225,800 $733 $520 $1,040 $520

Research Home Insurance Companies Reviews in Tacoma, WA Before Buying | Back to Top

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State Farm Home Insurance Reviews

Date: October 26, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I thought the company was fair with their pricing and was quick to fix the issue. With State Farm the insurance costs more than other companies, but it is worth it for what you get.

Date: April 07, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
When my power was out for several days, my home insurance company reimbursed me for the food that was in my refrigerator whcih was spoiled, which pleased me very much.

Date: January 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The customer service is top notch. Anytime I have any questions I email my local agent and someone from his office gives me a call within one business day.

Date: October 02, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
My home insurance covers medical payments, damage to other structures, damage to plumbing and electrical and personal items in the house.


Date: August 11, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
To be honest I don't have a mobile version. But their website is easy to navigate and I've never had a problem.

Date: August 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
Looking around other companies offer much less coverage for the same price. I am extremely satisfied with the coverage provided.

Date: July 30, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
They were extremely helpful when I had items stolen from my house. They guided me through the process without a hiccup.

Date: May 08, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
I haven't had a negative interaction with the company. If I had a negative reaction I would have switched companies years ago. I like that they were professional and fast.

Travelers Home Insurance Reviews

Date: August 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I find the premium was competitive when I started to search for insurance and otherwise it was on the lower end compared to some other larger, nationally known brands. I was also surprised at how much it went down when I bundled it with other insurance.

Date: August 14, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
The offering covers damage caused by storms, snow damage, wind damage, fire damage, theft, damage by other people, and injuries caused while on the property.


Date: August 05, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
I have had numerous conversations with agents of theirs over the years, at first responding to ads they sent me before their rates became competitive. Their customer service agents were always friendly people who understood when I said I wasn't interested when their rates weren't good, and have always been willing to help me to explore options and discuss how they will affect my rate.

Date: May 09, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
I wish they would send a paper copy of my auto insurance, but as far as home insurance goes the communication is minimal and down to the necessary, which I like because it makes me feel that they are not wasting my money on useless communication. I can get most of what I need off the app anyways.

Date: December 28, 2017    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
I like that the app is very simple to use, it allows me to quickly search through my policy and since I have other insurance with the company, to view all of my policies on my phone. The app makes it easy to initiate a claim if I have to.

Safeco Insurance Home Insurance Reviews

Date: August 10, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
When I have called I have received good service over all. I dont feel like they offer exceptional service compared to others, but it is good enough compared to others I have used in the past.

Date: August 08, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The cost was cheaper then my current company and about five others that I called for quotes when looking for a new company. Over all I am happy with their premium compared to others.

Date: June 18, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The website seems too simple and outdated for a modern company. It also does not offer current features like chat compared to other companies. The website could use a refresh.

Date: June 03, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I like that I am able to get in touch with someone fairly easily if I have an issue and need to get something solved. I would prefer the option of chatting though compared to calling at least at first.

Date: March 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
The coverage being offered covers my house and my belongings inside. It offers enough coverage in my opinion, and more then the last company I had for home insurance.


Allstate Home Insurance Reviews

Date: September 13, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I'm very satisfied with our policy! When we bought our house, I was able to add on our home insurance in addition to our car insurance, which made things a lot easier.


Date: February 11, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
When comparing my insurance with other companies I have found some slightly lower rates, but I feel that the customer service that I receive makes it worth paying the little bit extra.


Date: December 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
Premium was the big reason i switched an so far it's stayed 20% below what I was paying with my last company for similar coverage.

Date: October 19, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
The policy offers: Coverage for the structure of your home Coverage for your personal belongings Liability protection Additional living expenses (ALE)


American Family Home Insurance Reviews

Date: December 28, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
I was happy with the coverage limits offered for the price of the policy. I also like the easy to use app, which is what I used to set up my policy to begin with.


Progressive Home Insurance Reviews

Date: July 14, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
i dont really remember how my home insurance company's prememium and deductibles compare to other insurance providers. I looked around when in first decided.

Nationwide Home Insurance Reviews

Date: November 18, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
i rate the coverage of the policy inadequate for any comprehensive insurance.

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