How Can I Make My Carmel, NY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Carmel, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Carmel, NY Home Insurance Coverage Levels | Back to Top
| Carmel, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Belden Rd, W Oak Rd, Ellen Ave, Duke Dr, S Veschi Ln S, Deer Trail Dr, Tina Dr, See Ave, Sunrise Pl, Orchard Hill Rd | $431,500 | $370,000 | $400,000-$500,000 | $675,000 | $540,000 | $500,000-$600,000 |
| Co Rd 70, Overlook Ln, Boniello Dr, Meadow Rd, Clearbrook Dr, Sandy St, Papania Dr, Wood St, Elm Rd, Meadow Rd | $410,000 | $380,000 | $350,000-$400,000 | $696,500 | $560,000 | $700,000-$800,000 |
| Bucyrus Ave, Fair Way, Cross Rd, Union Valley Rd, Joseph Dr, Myrtle Ave, Wayacross Rd, Brook Rd, Bayberry Hill Rd, Brookside Rd | $411,500 | $390,000 | $400,000-$500,000 | $709,000 | $610,000 | $800,000-$900,000 |
| North Rd, Fini Dr, Myrtle Ave, Collier Dr, Croton Falls Rd, Carmel-Kent Cliffs Rd, Pheasant Pl, Rockledge Rd, Overhill Rd, Sunrise Dr | $354,000 | $310,000 | $300,000-$350,000 | $467,500 | $400,000 | $500,000-$600,000 |
| Angela Pl, Drewville Rd, Bucks Hollow Rd, Bianca Ct, Crest Rd, Olympus Dr, Hillside Dr, Logan Ln, Ames Rd, Highland Ter | $220,000 | $190,000 | $200,000-$250,000 | $313,500 | $270,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Carmel, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$254 | $1,238 |
| Superior Protection Discount | -$134 | $1,357 |
| Fire & Security Discount | -$119 | $1,372 |
| Hail Resistant Roof Discount | -$45 | $1,447 |
| Newly Constructed Home Discount | -$403 | $1,089 |
Choose your Carmel, NY Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,319 |
| Hail Damage | $4,524 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Carmel, NY | Back to Top
| Home Insurance Company Carmel, NY | Homeowners Insurance Agency Carmel, NY | Address | Popularity Score | Distance from Carmel (miles) |
|---|---|---|---|---|
| Travelers | Coughlin Insurance Services | 52 West 22nd St, New York, NY, 10010 | 46.7 | |
| State Farm | Jocelyn Mizrahi | 54 Warburton Ave, Yonkers, NY, 10701-2723 | 32.4 | |
| Allstate | Marc Desimone | 28 Jericho Tpke, New Hyde Park, NY, 11040 | 45.3 | |
| State Farm | Mark Smith | 141 Conklin St, Farmingdale, NY, 11735-2505 | 47.4 | |
| Farmers | Curtis Hoskins | 488 Freedom Plains Rd Ste 101, Poughkeepsie, NY, 12603 | 21.4 | |
| Allstate | Nancy Schneider-Viglotti | 2591 South Ave, Wappingers Falls, NY, 12590 | 17.6 | |
| Travelers | Schaefer Enterprises Inc | 77 Chambers Street 3rd Floor, New York, NY, 10007 | 48.7 | |
| Allstate | Ben Rodriguez | 694 Motor Pkwy # S200, Hauppauge, NY, 11788 | 47.3 | |
| Allstate | Tony Song Yun | 24825 Northern Blvd Ste 2g, Little Neck, NY, 11362 | 42.8 | |
| Allstate | David Cohen | 251 Underhill Ave Ste B, Yorktown Heights, NY, 10598 | 8.5 |
Compare Rates for Carmel, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,650 | $810 |
| Putnam County, NY | $357,700 | $1,384 | $960 | $1,910 | $950 |
| Carmel, NY | $376,300 | $1,491 | $1,010 | $2,040 | $1,030 |
| Wappinger, NY | $278,500 | $916 | $630 | $1,290 | $660 |
| Clarkstown, NY | $445,100 | $1,440 | $960 | $2,060 | $1,100 |
| Ridgewood, NJ | $739,300 | $1,154 | $800 | $1,650 | $850 |
| Orange, CT | $385,100 | $990 | $680 | $1,360 | $680 |
| Northwest Harwinton, CT | $255,900 | $1,214 | $840 | $1,680 | $840 |
| Herricks, NY | $620,600 | $2,772 | $1,860 | $3,830 | $1,970 |
| Nesconset, NY | $457,900 | $1,143 | $790 | $1,620 | $830 |
| Wyandanch, NY | $244,000 | $783 | $530 | $1,110 | $580 |
| Centereach, NY | $335,400 | $1,261 | $900 | $1,750 | $850 |
| Plainville, CT | $205,400 | $898 | $600 | $1,250 | $650 |
Research Home Insurance Companies Reviews in Carmel, NY Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
We chose our insurance company because of the pricing that surpassed everyone else we looked at. Also, because they are very responsive and easily available to contact unlike the other companies we looked at.
Homesite Insurance Home Insurance Reviews
Date: June 06, 2019 Age: Above 60 Gender: Unmarried Marital Status: Male
Customer Service
I am satisfied with my homeowners insurance company. I have not had to file a claim yet so I have not seen how they are with filing claims.
Progressive Home Insurance Reviews
Date: July 07, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Customer Service
We are satisfied with the policy to cover the damage to the building as a result of various natural phenomena and fire, in addition to covering the contents.
USAA Home Insurance Reviews
Date: September 24, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My premiums and deductibles are lower than my previous company. This has really helped me save money in the long run.