How Can I Make My Minnetonka, MN Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Minnetonka, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Minnetonka, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $96,500 $90,000 $100,000-$125,000
2 Bedroom $204,000 $170,000 $175,000-$200,000
3 Bedroom $282,000 $240,000 $250,000-$300,000
4 Bedroom $322,000 $270,000 $300,000-$350,000
5 Bedroom $332,000 $300,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Minnetonka, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$261 $1,113
Superior Protection Discount -$137 $1,237
Fire & Security Discount -$151 $1,223
Hail Resistant Roof Discount -$27 $1,347
Newly Constructed Home Discount -$275 $1,099

Choose the Right Deductible for your Minnetonka, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Hennepin County $1,500 $1,217 $2,717 $885 $2,385 $333
Minnetonka, MN $1,500 $1,358 $2,858 $987 $2,487 $371
Long Lake, MN $300 $1,387 $1,687 $1,008 $1,308 $379
Louisville, MN $1,500 $1,927 $3,427 $1,400 $2,900 $527
Carver, MN $400 $1,489 $1,889 $1,082 $1,482 $407
Ramsey, MN $700 $883 $1,583 $642 $1,342 $241
Camden, MN $500 $1,489 $1,989 $1,082 $1,582 $407
Buffalo, MN $1,000 $805 $1,805 $585 $1,585 $220
Middleville, MN $100 $1,298 $1,398 $943 $1,043 $355
Martin Lake, MN $1,000 $1,152 $2,152 $837 $1,837 $315
Dryden, MN $100 $1,179 $1,279 $857 $957 $322
Clear Lake, MN $2,000 $1,386 $3,386 $1,007 $3,007 $379

Identify Top Home Insurance Agents near Minnetonka, MN | Back to Top

Home Insurance Company Minnetonka, MN Homeowners Insurance Agency Minnetonka, MN Address Popularity Score Distance from Minnetonka (miles)
Travelers Advisornet Property & Casualty 701 Fourth Ave S Ste 1620, Minneapolis, MN, 55415
9.7
Liberty Mutual Independent Oakwood Insurance Agency 2003 Nw Northdale Boulevard Coon Rapids, Coon Rapids, MN, 55433
18.5
State Farm Michael Omalley 12815 Lake Blvd, Lindstrom, MN, 55045-9345
43.4
State Farm Karl Herman 3017 W 56th St, Minneapolis, MN, 55410-2428
7.1
Allstate Walser Insurance Services 7700 France Ave S Ste 410n, Edina, MN, 55435
7.9
Farmers Ryan Anderson 7841 Wayzata Blvd Ste 210, Minneapolis, MN, 55426
4.6
State Farm Ted Rose 8347 Unv Ave Ne, Fridley, MN, 55432-1100
14.8
Allstate Jacob Miesen 23570 Highway 7, Excelsior, MN, 55331
6.7
State Farm Kim Schaffer 112 E 5th St Ste 104, Chaska, MN, 55318-2253
12.2
State Farm Scott Roth 984 Inwood Ave N, Oakdale, MN, 55128-6625
25.7

Compare Rates for Minnetonka, MN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $800 $1,690 $890
Hennepin County, MN $245,400 $1,232 $890 $1,690 $800
Minnetonka, MN $315,800 $1,374 $920 $1,970 $1,050
Long Lake, MN $274,100 $1,404 $940 $1,990 $1,050
Louisville, MN $416,700 $1,950 $1,310 $2,790 $1,480
Carver, MN $309,300 $1,507 $1,020 $2,090 $1,070
Ramsey, MN $221,500 $894 $640 $1,270 $630
Camden, MN $309,400 $1,507 $1,020 $2,080 $1,060
Buffalo, MN $185,600 $815 $550 $1,120 $570
Middleville, MN $241,400 $1,314 $890 $1,810 $920
Martin Lake, MN $191,700 $1,166 $800 $1,620 $820
Dryden, MN $200,000 $1,193 $850 $1,630 $780
Clear Lake, MN $273,600 $1,403 $940 $1,980 $1,040

Research Home Insurance Companies Reviews in Minnetonka, MN Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: April 05, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I did not do much investigating, I compared with friends and family to what they were paying verse what the actually company said.


Date: October 29, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I have neither likes or dislikes about the website as I've never needed to use it. I do not have the app. Other than our initial setup, we have not had to change or claim anything.

American Family Home Insurance Reviews

Date: July 05, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
We haven't had to have much interaction with the home owners side of the insurance company because we have not filed a claim. When we set up our policy they were helpful.

MetLife Home Insurance Reviews

Date: November 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
The interaction with this Company is always based on great respect, and the effective attention it gives me.

Allstate Home Insurance Reviews

Date: August 10, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I am happy for the home insurance company's customer service. Every time I called them, they can help me and guide me what I needed to do.

GEICO Home Insurance Reviews

Date: January 07, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
when calling on the telephone to get a quote on home Insurance, asked a question or make a payment on your existing bill, customer services is very nice and friendly. After our conversation, customer services ask if there anything else they can help you with?

American National Property and Casualty Company Home Insurance Reviews

Date: November 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
We have had our home owners insurance through the same company for quite a few years and the only time we have had a claim was after a hail storm that did damage to roof, gutters and garage door. The insurance company sent an appraiser to review the damage and they did a very good job and worked well with the roofing company contracted to make the repairs. There wasn't a lot interaction with the insurance company because there didn't need to be. Everything was taken care of as expected and we were pleased with the overall experience.

Integrity Insurance Home Insurance Reviews

Date: June 04, 2019    Age: 20 to 29    Gender: Married    Marital Status: Female

Premium
I am not sure about other companies, but I am extremely upset that the state allowed insurance companies after Hurricane Andrew to have separate hurricane policies on the coverage.

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