How Can I Make My Milford, CT Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Milford, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Milford, CT Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $92,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $232,000 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $244,500 | $220,000 | $250,000-$300,000 |
| 4 Bedroom | $221,500 | $200,000 | $175,000-$200,000 |
| 5 Bedroom | $506,500 | $410,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Milford, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$217 | $990 |
| Superior Protection Discount | -$121 | $1,086 |
| Fire & Security Discount | -$97 | $1,110 |
| Hail Resistant Roof Discount | -$24 | $1,183 |
| Newly Constructed Home Discount | -$326 | $881 |
Choose the Right Deductible for your Milford, CT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Haven County | $1,000 | $1,169 | $2,169 | $849 | $1,849 | $319 |
| Milford, CT | $700 | $1,192 | $1,892 | $867 | $1,567 | $326 |
| Wilton Center, CT | $200 | $1,445 | $1,645 | $1,050 | $1,250 | $395 |
| Madison Center, CT | $2,000 | $2,108 | $4,108 | $1,532 | $3,532 | $576 |
| Holtsville, NY | $200 | $1,047 | $1,247 | $761 | $961 | $286 |
| Ronkonkoma, NY | $2,000 | $996 | $2,996 | $724 | $2,724 | $272 |
| Byram, CT | $400 | $2,306 | $2,706 | $1,676 | $2,076 | $630 |
| Rye Brook, NY | $2,500 | $852 | $3,352 | $619 | $3,119 | $233 |
| Ardsley, NY | $200 | $2,738 | $2,938 | $1,990 | $2,190 | $748 |
| Hebron, CT | $2,000 | $941 | $2,941 | $684 | $2,684 | $257 |
| Northwest Harbor, NY | $200 | $892 | $1,092 | $649 | $849 | $244 |
| Union Vale, NY | $1,000 | $1,390 | $2,390 | $1,010 | $2,010 | $380 |
Identify Top Home Insurance Agents near Milford, CT | Back to Top
| Home Insurance Company Milford, CT | Homeowners Insurance Agency Milford, CT | Address | Popularity Score | Distance from Milford (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Lamburt Corporation | 1980 Main St, Stratford, CT, 6615 | 4.4 | |
| Liberty Mutual Independent | Goodman Insurance Inc | 2 Long Hill Ave, Shelton, CT, 6484 | 6.4 | |
| Liberty Mutual Independent | Merit Insurance | 1 Enterprise Dr, Shelton, CT, 6484 | 5.0 | |
| Allstate | James Umelo | 295 Blake St Ste 2b, New Haven, CT, 6515 | 9.0 | |
| Liberty Mutual Independent | Greenberg Rhein & Margolis Inc | 1768 Litchfield Turnpike, Woodbridge, CT, 6525 | 9.4 | |
| Liberty Mutual Independent | Nicholson Associates Inc | 395 New Haven Ave, Milford, CT, 6460 | 1.1 | |
| Liberty Mutual Independent | Nicholson Associates Inc | 395 New Haven Ave, Milford, CT, 6460 | 1.1 | |
| Travelers | Colonair Insurance Agency Llc | 318 Main Street, Oakville, CT, 6779 | 25.1 | |
| Liberty Mutual Independent | Park City Insurance Group Llc | 3354 Main St, Bridgeport, CT, 6606 | 7.7 | |
| Liberty Mutual Independent | Harris Adelberg & Strauss | 433 S Main St Ste 324 , West Hartford, CT, 6110 | 38.7 |
Compare Rates for Milford, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $840 | $1,790 | $950 |
| New Haven County, CT | $244,400 | $1,183 | $800 | $1,640 | $840 |
| Milford, CT | $303,200 | $1,207 | $830 | $1,650 | $820 |
| Wilton Center, CT | $347,100 | $1,463 | $990 | $2,080 | $1,090 |
| Madison Center, CT | $551,500 | $2,134 | $1,520 | $2,940 | $1,420 |
| Holtsville, NY | $350,100 | $1,059 | $720 | $1,490 | $770 |
| Ronkonkoma, NY | $338,200 | $1,008 | $680 | $1,420 | $740 |
| Byram, CT | $640,100 | $2,334 | $1,660 | $3,220 | $1,560 |
| Rye Brook, NY | $746,800 | $862 | $590 | $1,180 | $590 |
| Ardsley, NY | $620,200 | $2,771 | $1,880 | $3,800 | $1,920 |
| Hebron, CT | $302,900 | $953 | $680 | $1,350 | $670 |
| Northwest Harbor, NY | $901,700 | $903 | $620 | $1,250 | $630 |
| Union Vale, NY | $336,400 | $1,407 | $960 | $1,960 | $1,000 |
Research Home Insurance Companies Reviews in Milford, CT Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 16, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I have a very high deductible since these are more of specialty coverage, but I don't mind since it is something that I chose. Overall, I am happy with what I pay for my premium since it fits in very well as my additional coverage.
Date: October 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
my rates have almost tripled within the last 4 years due to hurricanes or so they say they're just right increases that they can definitely add because they want to phase out the homeowners insurance on the part of State Farm
Date: July 23, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I think the policy offerings is good compared to other insurance providers. They offer pretty comprehensive coverage that doesn't cost an arm and a leg.
AAA Home Insurance Reviews
Date: June 04, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Customer Service
Although I haven't had to deal with the my home insurance's customer service much, I can attest that my interactions left me feeling that the customer service staff were competent.
Date: May 27, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Premium
I think AAA has very reasonable price points compared to other companies, especially for the quality of service provided. I may be able to save money by using a different company.
Progressive Home Insurance Reviews
Date: October 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I rate my current premium and deductible of my current policy a 4. I am moderately satisfied with my premium and deductible compared to what was offered to me by other insurance companies.
Liberty Mutual Home Insurance Reviews
Date: September 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
first my thanks to this company because its give more offer to the customers thanks again to this company
Allstate Home Insurance Reviews
Date: September 09, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
We have Allstate for over 15 years.Our premiums go up every year. I argue with my Husband to find another insurance company. You would think the older we get, we drive less, and our car insurance should go down.
American Modern Insurance Home Insurance Reviews
Date: September 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I am satisfied with my home insurance company. because they provide me good facility.