How Can I Make My Jackson, MS Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Jackson, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Jackson, MS Home Insurance Coverage Levels | Back to Top

Jackson, MS - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Rope St, Little Creek Rd, Braeburn Ct, Pine Hill Pl, Leland St, Hillandale Ln, Ripley St, Newport Rd, Hubbard Wilson Ln, Woodland Pine St $114,500 $110,000 $125,000-$150,000 $105,000 $90,000 $100,000-$125,000
S Cobblestone Cv, Ludlow Rd, Flowood Dr, Asbury Sq, Hidi Ln, Chickasaw Dr S, Woodburn Way, Herrington Blvd, Timberton Dr, Venus Dr $153,500 $140,000 $125,000-$150,000 $149,500 $130,000 $150,000-$175,000
Military Dr, Little Pine Cove, Gray Ln, Pine Way Hill, Cross Creek Cove, Choctaw Ln, Dogwood Pl, Lynwood Ln, Chickasaw Dr N, Henderson Ln $127,000 $110,000 $125,000-$150,000 $107,000 $90,000 $125,000-$150,000
Weather Svc Rd, Crossview Ct, Dogwood Blvd, Fernwood Ln, Shady Cir, Ludlow, Indian Creek Blvd, Cross Point Cv, Sherborne Pl, Skylane Dr $109,500 $90,000 $75,000-$100,000 $130,500 $110,000 $100,000-$125,000
Veranda Pl, Clyde St, Crossgates Blvd, Corbett Dr, Bryants Lndg, Shelton St, Nancy St, Bright St, Carson Dr, Asbury Trl $168,000 $140,000 $150,000-$175,000 $96,500 $90,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Jackson, MS | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$147 $835
Superior Protection Discount -$98 $884
Fire & Security Discount -$98 $884
Hail Resistant Roof Discount -$20 $962
Newly Constructed Home Discount -$246 $737

Choose your Jackson, MS Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,156
Physical Damage $2,319
Hail Damage $4,759
Wind Damage $6,305
Expensive Claims
Fire $43,782
Smoke $17,222

Identify Top Home Insurance Agents near Jackson, MS | Back to Top

Home Insurance Company Jackson, MS Homeowners Insurance Agency Jackson, MS Address Popularity Score Distance from Jackson (miles)
State Farm John Dorsa 398 Highway 51 Ste 45a, Ridgeland, MS, 39157-3430
8.6
Travelers Policy Center Inc 825 Larson St, Jackson, MS, 39202
2.7
Allstate Wilson Agency 1425 Lakeland Dr Ste 110b, Jackson, MS, 39216
3.9
Liberty Mutual Independent Marchetti Robertson & Brickell 1062 Highland Colony Pkwy #175, Ridgeland, MS, 39157
9.5
State Farm Tim Bruss 500 Clinton Pkwy, Clinton, MS, 39056-4032
6.9
Allstate Brian Caston 665 S Pear Orchard Rd Ste 114, Ridgeland, MS, 39157
8.2
Allstate Angel Garrison 200 Riverwind Dr Ste 105, Pearl, MS, 39208
5.7
State Farm Jay Hassell 1553 E County Line Rd Ste 106, Jackson, MS, 39211-1806
7.7
Allstate Doyle Hays 9 Lakeland Cir, Jackson, MS, 39216
4.9
Allstate Lisa Halford 1139 Old Fannin Rd Ste E, Brandon, MS, 39047
10.9

Compare Rates for Jackson, MS Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Mississippi $109,300 $1,158 $820 $1,600 $780
Rankin County, MS $158,400 $1,298 $950 $1,800 $850
Jackson, MS $88,700 $982 $680 $1,370 $690
Richland, MS $124,100 $888 $630 $1,230 $600
Pearl, MS $118,000 $862 $630 $1,220 $590
Clinton, MS $155,600 $1,015 $720 $1,430 $710
Rankin County, MS $158,400 $1,298 $930 $1,780 $850
Robinhood, MS $43,900 $690 $470 $950 $480
Beechwood, MS $147,700 $1,384 $930 $1,980 $1,050
Warren County, MS $114,600 $1,108 $760 $1,530 $770
Beauregard, MS $87,200 $1,013 $720 $1,440 $720
Raleigh, MS $82,900 $983 $680 $1,410 $730
Smith County, MS $79,700 $806 $540 $1,150 $610

Research Home Insurance Companies Reviews in Jackson, MS Before Buying | Back to Top

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Liberty Mutual Home Insurance Reviews

Date: September 06, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I have been very fortunate to never have to file a homeowner's insurance claim, so I can't speak to the claims end of things. overall, I'm satisfied with the price for our insurance.

Date: December 29, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Our insurance agent was friendly and very knowledgeable of the coverage that we were looking for when purchasing our home. They gave us the best a great quote at a great price.

Date: November 16, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I think the premiums are very reasonable. Yes, they are more than the initial coverage but I'm really getting my money's worth now. The deductibles are also reasonable. If something happened, I wouldn't have to try to take out a loan just to pay the deductible.

Date: September 12, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
We have called several times with questions about our home and auto policy. The service was fast and helpful. The agents were always very nice. The only drawback was waiting for someone to answer.

Date: September 04, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I have not done a recent comparison, but when I did one a few years ago, our policy was a bit higher than others. The premium wasn't way out of line and over the twenty years we had had the policy we had lightning strike our house and then had the tornadoes at the new house. We felt the premium was fair for the services rendered.

Date: August 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I have only used the website once. It was easy to navigate. It clearly allowed me to gather the information I needed. I liked it, but prefer speaking to an agent for most of my needs.

Date: July 26, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
The customer service is why we stay with the company. The times we needed something they were there quickly and our claims were handled in a timely manner. The agents were very kind.

Date: March 12, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
I have the general coverage of fire, theft, and storm damage. My roof was completely replaced because it received damage in three different storm across several years. The structure in my yard is also covered. I do not have flood insurance.


Allstate Home Insurance Reviews

Date: April 02, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
It is not any higher or lower than other companies offering the same thing. Again it was customer service that was the big deciding factor in who I went with in the end.

Date: September 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I like that they are 24/7 hour service so that is nice but they could be rude but are usually helping me out with information and understanding it.

Date: September 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
the house, foundation damages, belongings inside like furniture and appliances, and also for any places to stay after damage


Date: August 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
They are friendly but I believe there are times when the people on the phone sound very unfriendly at first and act annoyed.

Date: July 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I believe that more could be offered and I wish that it was more comparable to other insurance companies.

Date: June 12, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I wish it was not as expensive per year and covered more. I wish things were included and that discounts were provided.

State Farm Home Insurance Reviews

Date: December 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
They have a wide variety of options to choose from. I can raise or lower my deductible, I can insure personal belongings for different amounts and also side buildings on my property. Every year we go through this and make adjustments.


Date: August 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Dwelling from any damage including things like fire or natural disaster. Also includes damage from falling trees as we have several.


Date: July 29, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
It is simple and easy to use. I can check my balance and set up automatic payments. They email me when my payment is complete.

Date: June 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I rarely need anything from customer support as they make everything easy to use but on the rare occasion I need a new card or something they have always gotten back to me within a day.

Date: November 18, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
They don't send me a bunch of junk I don't need. When I need something they get it to me fast and the automatic notifications are useful info.

Date: November 18, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I haven't really looked into competitors. I like doing it through the same company as car insurance and state farm have always been fair to me.

Progressive Home Insurance Reviews

Date: June 11, 2019    Age: 50 to 59    Gender: Unmarried    Marital Status: Male

Customer Service
I never had to call them. After establishing my account years ago, I get a bill in the mail and the amount is deducted from my checking account monthly.

Nationwide Home Insurance Reviews

Date: February 06, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I have only had to talk with their customer service a couple times, but they have answered quickly, given me clear answers to my questions, and tried to answer or fix my problem in a timely manner.

Amica Mutual Insurance Home Insurance Reviews

Date: December 23, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
As far as I can tell, the services and policies offered by Amica are on par or better than similar products offered by other insurance companies.


Plummer Insurance Home Insurance Reviews

Date: October 22, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The website is just fine. I can usually find what I am looking for but I rarely need to find anything because I have paperwork for my plan. The mobile app is not good. It has nothing of use except for some articles.

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