How Can I Make My Flagstaff, AZ Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Flagstaff, AZ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

Select the Suitable Coverage Value for your Flagstaff, AZ Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $98,500 $80,000 $75,000-$100,000
2 Bedroom $164,000 $150,000 $175,000-$200,000
3 Bedroom $223,500 $190,000 $200,000-$250,000
4 Bedroom $457,500 $370,000 $400,000-$500,000
5 Bedroom $469,500 $410,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Flagstaff, AZ | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$153 $699
Superior Protection Discount -$77 $776
Fire & Security Discount -$85 $767
Hail Resistant Roof Discount -$17 $836
Newly Constructed Home Discount -$196 $657

Choose your Flagstaff, AZ Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,733
Physical Damage $2,440
Hail Damage $4,853
Wind Damage $6,242
Expensive Claims
Fire $45,570
Smoke $17,222

Identify Top Home Insurance Agents near Flagstaff, AZ | Back to Top

Home Insurance Company Flagstaff, AZ Homeowners Insurance Agency Flagstaff, AZ Address Popularity Score Distance from Flagstaff (miles)
Farmers Don Nelms 70 Tortilla Dr, Sedona, AZ, 86336
State Farm Richard Sanchez 1515 E Cedar Ave Ste A-4, Flagstaff, AZ, 86004-1630
Allstate Beth Soucie 1525 N Beaver St, Flagstaff, AZ, 86001
State Farm Kat Ross 1800 S Milton Rd Ste 12, Flagstaff, AZ, 86001-6336
Allstate Craig Fritsinger 116 S 1st St, Williams, AZ, 86046
Farmers Rick Smith 2230 E Cedar Ave Ste A, Flagstaff, AZ, 86004
Travelers Leavitt Group Of Northern Arizona 1338 W Forest Meadows St Ste 100, Flagstaff, AZ, 86001
Allstate Leavitt Group 206 W Third St, Winslow, AZ, 86047
Allstate Becky Halstead 4 S San Francisco St Ste 6, Flagstaff, AZ, 86001
Farmers Brian Cox 1016 W University Ave Ste 222, Flagstaff, AZ, 86001

Compare Rates for Flagstaff, AZ Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Arizona $193,200 $743 $510 $1,020 $510
Coconino County, AZ $241,400 $774 $530 $1,090 $560
Flagstaff, AZ $304,900 $853 $610 $1,180 $570
Mountainaire, AZ $265,700 $826 $570 $1,140 $570
Munds Park, AZ $248,200 $806 $570 $1,140 $570
Parks, AZ $271,900 $833 $590 $1,170 $580
Winslow, AZ $87,800 $718 $510 $1,020 $510
Cornville, AZ $261,500 $821 $570 $1,160 $590
Lake Montezuma, AZ $142,900 $618 $430 $850 $420
Verde Village, AZ $163,700 $652 $460 $910 $450
Camp Verde, AZ $167,500 $658 $450 $930 $480
Washington Park, AZ $288,500 $855 $620 $1,210 $590
Strawberry, AZ $218,200 $773 $520 $1,060 $540

Research Home Insurance Companies Reviews in Flagstaff, AZ Before Buying | Back to Top

Share a review on your home insurance company

USAA Home Insurance Reviews

Date: September 23, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
To date I would have to say my experience with USAA has been positive.I switched to them from All state ten months ago. My rates did increase switching to them but my coverage is significantly better in what it covers.

Date: March 27, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I have not done any recent comparisons between my insurance company and other policies. However, I do feel that I am getting a reasonable price for the policy.

Date: January 31, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
USAA provides a better insurance experience as well as coverage options for the premium I pay in comparison to my last insurance company Allstate. Deductibles are less and coverage is more thought the price is a little higher.

Date: January 28, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Our deductible is higher than average but the coverage is amazing. The deductible is $2000 so our payments are more affordable but they offer $500 deductibles.

Progressive Home Insurance Reviews

Date: January 10, 2020    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Price was a big factor in our decision for a home insurance company. We wanted a reputable, high quality company that fit our budget. Progressive fit the bill and remains our current insurance provider as it has been for the last several years.

Allstate Home Insurance Reviews

Date: October 21, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

I remain with Allstate due to their premium compared to other companies for the same deductible and same policy covers.

The Hartford Home Insurance Reviews

Date: October 25, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
The coverage i have includes replacement coverage, fore, theft, vandalism as well as medical coverage and liability coverage

Nationwide Home Insurance Reviews

Date: December 21, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I would have to say a four for Nationwide. I have only ever had billing questions or things like that but the customer service has always been great. Having never made a claim I can't say how that side of it is.

California Casualty Home Insurance Reviews

Date: July 04, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

I don't do much comparison shopping, so I can't say for sure. But I'm pretty confident that the premiums and deductibles are in line with the leading companies in the insurance industry.

State Farm Home Insurance Reviews

Date: November 30, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
Our customer service at State Farm has been good. I rate it as a 4 in satisfaction. Sometimes I feel like their explanations on some things are lacking but other than that I have been satisfied with them. They do seem to save us some money when they can.

7 Ways to Get Discounts on Homeowners Insurance in Flagstaff, AZ

What Makes Your Flagstaff, AZ Home Insurance Cheap or Expensive