How Can I Make My Flagstaff, AZ Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Flagstaff, AZ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Flagstaff, AZ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $98,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $164,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $223,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $457,500 | $370,000 | $400,000-$500,000 |
| 5 Bedroom | $469,500 | $410,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Flagstaff, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $699 |
| Superior Protection Discount | -$77 | $776 |
| Fire & Security Discount | -$85 | $767 |
| Hail Resistant Roof Discount | -$17 | $836 |
| Newly Constructed Home Discount | -$196 | $657 |
Choose your Flagstaff, AZ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,440 |
| Hail Damage | $4,853 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Flagstaff, AZ | Back to Top
| Home Insurance Company Flagstaff, AZ | Homeowners Insurance Agency Flagstaff, AZ | Address | Popularity Score | Distance from Flagstaff (miles) |
|---|---|---|---|---|
| Farmers | Don Nelms | 70 Tortilla Dr, Sedona, AZ, 86336 | 30.3 | |
| State Farm | Richard Sanchez | 1515 E Cedar Ave Ste A-4, Flagstaff, AZ, 86004-1630 | 16.4 | |
| Allstate | Beth Soucie | 1525 N Beaver St, Flagstaff, AZ, 86001 | 17.4 | |
| State Farm | Kat Ross | 1800 S Milton Rd Ste 12, Flagstaff, AZ, 86001-6336 | 17.5 | |
| Allstate | Craig Fritsinger | 116 S 1st St, Williams, AZ, 86046 | 47.5 | |
| Farmers | Rick Smith | 2230 E Cedar Ave Ste A, Flagstaff, AZ, 86004 | 16.1 | |
| Travelers | Leavitt Group Of Northern Arizona | 1338 W Forest Meadows St Ste 100, Flagstaff, AZ, 86001 | 18.1 | |
| Allstate | Leavitt Group | 206 W Third St, Winslow, AZ, 86047 | 38.2 | |
| Allstate | Becky Halstead | 4 S San Francisco St Ste 6, Flagstaff, AZ, 86001 | 17.1 | |
| Farmers | Brian Cox | 1016 W University Ave Ste 222, Flagstaff, AZ, 86001 | 17.9 |
Compare Rates for Flagstaff, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $510 | $1,020 | $510 |
| Coconino County, AZ | $241,400 | $774 | $530 | $1,090 | $560 |
| Flagstaff, AZ | $304,900 | $853 | $610 | $1,180 | $570 |
| Mountainaire, AZ | $265,700 | $826 | $570 | $1,140 | $570 |
| Munds Park, AZ | $248,200 | $806 | $570 | $1,140 | $570 |
| Parks, AZ | $271,900 | $833 | $590 | $1,170 | $580 |
| Winslow, AZ | $87,800 | $718 | $510 | $1,020 | $510 |
| Cornville, AZ | $261,500 | $821 | $570 | $1,160 | $590 |
| Lake Montezuma, AZ | $142,900 | $618 | $430 | $850 | $420 |
| Verde Village, AZ | $163,700 | $652 | $460 | $910 | $450 |
| Camp Verde, AZ | $167,500 | $658 | $450 | $930 | $480 |
| Washington Park, AZ | $288,500 | $855 | $620 | $1,210 | $590 |
| Strawberry, AZ | $218,200 | $773 | $520 | $1,060 | $540 |
Research Home Insurance Companies Reviews in Flagstaff, AZ Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: September 23, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
To date I would have to say my experience with USAA has been positive.I switched to them from All state ten months ago. My rates did increase switching to them but my coverage is significantly better in what it covers.
Date: March 27, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
I have not done any recent comparisons between my insurance company and other policies. However, I do feel that I am getting a reasonable price for the policy.
Date: January 31, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
USAA provides a better insurance experience as well as coverage options for the premium I pay in comparison to my last insurance company Allstate. Deductibles are less and coverage is more thought the price is a little higher.
Date: January 28, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Our deductible is higher than average but the coverage is amazing. The deductible is $2000 so our payments are more affordable but they offer $500 deductibles.
Progressive Home Insurance Reviews
Date: January 10, 2020 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
Price was a big factor in our decision for a home insurance company. We wanted a reputable, high quality company that fit our budget. Progressive fit the bill and remains our current insurance provider as it has been for the last several years.
Allstate Home Insurance Reviews
Date: October 21, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I remain with Allstate due to their premium compared to other companies for the same deductible and same policy covers.
The Hartford Home Insurance Reviews
Date: October 25, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
The coverage i have includes replacement coverage, fore, theft, vandalism as well as medical coverage and liability coverage
Nationwide Home Insurance Reviews
Date: December 21, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I would have to say a four for Nationwide. I have only ever had billing questions or things like that but the customer service has always been great. Having never made a claim I can't say how that side of it is.
California Casualty Home Insurance Reviews
Date: July 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I don't do much comparison shopping, so I can't say for sure. But I'm pretty confident that the premiums and deductibles are in line with the leading companies in the insurance industry.
State Farm Home Insurance Reviews
Date: November 30, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
Our customer service at State Farm has been good. I rate it as a 4 in satisfaction. Sometimes I feel like their explanations on some things are lacking but other than that I have been satisfied with them. They do seem to save us some money when they can.