How Can I Make My Long Beach, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Long Beach, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Long Beach, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $152,500 | $120,000 | $175,000-$200,000 |
| 2 Bedroom | $283,000 | $250,000 | $300,000-$350,000 |
| 3 Bedroom | $363,000 | $320,000 | $350,000-$400,000 |
| 4 Bedroom | $474,500 | $400,000 | $400,000-$500,000 |
| 5 Bedroom | $537,000 | $500,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Long Beach, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$214 | $1,121 |
| Superior Protection Discount | -$133 | $1,201 |
| Fire & Security Discount | -$93 | $1,241 |
| Hail Resistant Roof Discount | -$27 | $1,308 |
| Newly Constructed Home Discount | -$360 | $974 |
Choose the Right Deductible for your Long Beach, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Los Angeles County | $700 | $1,435 | $2,135 | $1,043 | $1,743 | $392 |
| Long Beach, CA | $2,000 | $1,319 | $3,319 | $958 | $2,958 | $360 |
| Rancho Palos Verdes, CA | $300 | $1,215 | $1,515 | $883 | $1,183 | $332 |
| Redondo Beach, CA | $700 | $1,473 | $2,173 | $1,070 | $1,770 | $402 |
| Manhattan Beach, CA | $300 | $1,215 | $1,515 | $883 | $1,183 | $332 |
| North Tustin, CA | $1,000 | $1,600 | $2,600 | $1,163 | $2,163 | $437 |
| Irwindale, CA | $400 | $987 | $1,387 | $717 | $1,117 | $270 |
| Covina, CA | $2,000 | $1,175 | $3,175 | $854 | $2,854 | $321 |
| Chino, CA | $400 | $1,007 | $1,407 | $732 | $1,132 | $275 |
| Calabasas, CA | $2,500 | $933 | $3,433 | $678 | $3,178 | $255 |
| Hidden Hills, CA | $100 | $815 | $915 | $592 | $692 | $223 |
| Elsinore Valley, CA | $2,000 | $740 | $2,740 | $538 | $2,538 | $202 |
Identify Top Home Insurance Agents near Long Beach, CA | Back to Top
| Home Insurance Company Long Beach, CA | Homeowners Insurance Agency Long Beach, CA | Address | Popularity Score | Distance from Long Beach (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Alandale Insurance Agency | 11022 Winners Cir Ste 100, Los Alamitos, CA, 90720 | 6.6 | |
| Liberty Mutual Independent | Alandale Insurance Agency | 11022 Winners Circle Ste 100, Los Alamitos, CA, 90720 | 6.6 | |
| State Farm | Enrique Borja | 17528 Hawthorne Blvd, Torrance, CA, 90504-3110 | 12.1 | |
| State Farm | Richard Calderon | 5556 S Centinela Ave Ste 4, Los Angeles, CA, 90066-6912 | 18.8 | |
| State Farm | Jon Wiedenman | 2750 N Bellflower Blvd Ste 208, Long Beach, CA, 90815-1146 | 1.7 | |
| Farmers | Todd Eldredge | 2699 E 28th St Ste 404, Signal Hill, CA, 90755 | 0.3 | |
| State Farm | Gregory Owens | 21613 Avalon Blvd, Carson, CA, 90745-2245 | 6.4 | |
| Travelers | Yamasaki Insurance Agcy | 1840 W 186th Street, Suite 200, Torrance, CA, 90504 | 9.6 | |
| State Farm | Inna Tseikhin | 3912 Atlantic Ave, Long Beach, CA, 90807-3502 | 2.2 | |
| Allstate | Mark Spinat | 12849 Beach Blvd, Stanton, CA, 90680 | 9.6 |
Compare Rates for Long Beach, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Long Beach, CA | $476,400 | $1,335 | $990 | $1,820 | $830 |
| Rancho Palos Verdes, CA | $1,051,000 | $1,229 | $910 | $1,670 | $760 |
| Redondo Beach, CA | $817,300 | $1,490 | $1,100 | $2,030 | $930 |
| Manhattan Beach, CA | $1,694,900 | $1,229 | $910 | $1,670 | $760 |
| North Tustin, CA | $871,600 | $1,620 | $1,200 | $2,200 | $1,000 |
| Irwindale, CA | $374,600 | $999 | $740 | $1,360 | $620 |
| Covina, CA | $441,100 | $1,189 | $880 | $1,620 | $740 |
| Chino, CA | $400,900 | $1,019 | $750 | $1,390 | $640 |
| Calabasas, CA | $976,300 | $944 | $700 | $1,280 | $580 |
| Hidden Hills, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Elsinore Valley, CA | $338,300 | $749 | $550 | $1,020 | $470 |
Research Home Insurance Companies Reviews in Long Beach, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: December 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: June 13, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Date: April 08, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: December 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: November 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 02, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: July 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
GEICO Home Insurance Reviews
Date: January 03, 2020 Age: 40 to 49 Gender: Male Marital Status: Married
Date: July 07, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Date: February 09, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: July 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Stillwater insurance Group Home Insurance Reviews
Date: September 21, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 06, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: May 09, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: March 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: January 25, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Fremont home insurance Home Insurance Reviews
Date: September 23, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 19, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 17, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: September 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 12, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: December 19, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: January 01, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried