How Can I Make My Georgetown, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Georgetown, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Georgetown, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $68,000 $60,000 $50,000-$75,000
2 Bedroom $143,500 $120,000 $150,000-$175,000
3 Bedroom $181,500 $150,000 $175,000-$200,000
4 Bedroom $274,500 $240,000 $300,000-$350,000
5 Bedroom $384,000 $330,000 $350,000-$400,000

Choose the Best Georgetown, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score $25 to 50,000 2 Pets, Smoker $650
Part Time Job 800-850 Credit Score <$25,000 More than 3 Pets at home, Smoker $640
Unemployed 750-799 Credit Score No Income 3 Pets, Smoker $250

Choose the Right Deductible for your Georgetown, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $200 $660 $860 $570 $770 $90
Williamson County, TX $2,500 $690 $1,190 $560 $3,060 $-1,870
Georgetown, TX $2,000 $830 $1,330 $720 $2,720 $-1,390
Round Rock, TX $100 $760 $860 $630 $730 $130
Florence, TX $2,000 $880 $1,380 $740 $2,740 $-1,360
Hutto, TX $100 $540 $640 $460 $560 $80
Killeen, TX $1,500 $510 $1,010 $430 $1,930 $-920
Bell County, TX $100 $500 $600 $410 $510 $90
Hornsby Bend, TX $700 $500 $1,000 $420 $1,120 $-120
Copperas Cove, TX $500 $480 $980 $400 $900 $80
Wyldwood, TX $1,500 $920 $1,420 $770 $2,270 $-850
Horseshoe Bay, TX $100 $1,190 $1,290 $1,020 $1,120 $170
Lee County, TX $700 $570 $1,070 $480 $1,180 $-110

Identify Top Home Insurance Agents near Georgetown, TX | Back to Top

Home Insurance Company Georgetown, TX Homeowners Insurance Agency Georgetown, TX Address Popularity Score Distance from Georgetown (miles)
State Farm Stephanie Featherstone 950 W University Ave Ste 209, Georgetown, TX, 78626-6508
2.2
Travelers Evans Ewan & Brady Insurance Agency 2404 Williams Dr, Georgetown, TX, 78628
0.4
Travelers Sotelo Insurance Agency 12593 Research Blvd Ste 202, Austin, TX, 78759
16.6
Farmers Timothy Johnson 10713 Ranch Road 620 N # F-620, Austin, TX, 78726
18.7
Farmers Robert Cardenas 110 S Lampasas St Ste 1, Round Rock, TX, 78664
10.8
Farmers John M. Clark 7600 Highway 29 W Ste 4, Georgetown, TX, 78628
7.6
Travelers Sk & P Insurance Services 9442 N Capital Of Texas Hwy Ste 1-150, Austin, TX, 78759
19.2
State Farm John Peterson 12962 N Hwy 183, Austin, TX, 78750-3240
16.4
Nationwide Halo Insurance Agency Inc 921 W. New Hope Drive Suite 402, Cedar Park, TX, 78613
13.1
Farmers Ross Gray 2404 S Ih 35, Austin, TX, 78704
29.9

Compare Rates for Georgetown, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $700 $460 $1,080 $620
Williamson County, TX $177,000 $1,010 $670 $1,560 $890
Georgetown, TX $182,900 $910 $600 $1,400 $800
Round Rock, TX $168,100 $920 $610 $1,420 $810
Florence, TX $231,100 $1,360 $900 $2,090 $1,190
Hutto, TX $140,500 $700 $460 $1,080 $620
Killeen, TX $116,900 $550 $360 $850 $490
Bell County, TX $119,800 $480 $320 $740 $420
Hornsby Bend, TX $120,300 $630 $420 $970 $550
Copperas Cove, TX $103,200 $500 $330 $770 $440
Wyldwood, TX $168,700 $670 $440 $1,030 $590
Horseshoe Bay, TX $290,700 $1,600 $1,060 $2,460 $1,400
Lee County, TX $113,400 $590 $390 $910 $520

Research Home Insurance Companies Reviews in Georgetown, TX Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: December 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
My experience with my home insurance provider All State has been pleasant. I've been with this company for over a year since I bought my house. If I had to give them a rating 1-5 I would give All State a 4. I give them a 4 because they are affordable but I have yet to make any claims. So I cannot give them a 5.

Date: November 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium is very much reasonable and competitive in the market as compared with other companies. The premium is not so high as compared to the benefits offered.

State Farm Home Insurance Reviews

Date: April 03, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Pricing is higher than most companies but still does not defer me since paying more can save my home in the future.

Date: February 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I think the deductible is very fair and reasonable. It's almost exactly what other companies have, so I consider it to be very fair

Progressive Home Insurance Reviews

Date: September 10, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
My deductible is ok. It's the same as other insurance companies offer. I think that most companies offer the same deductibles.

Safeco Insurance Home Insurance Reviews

Date: October 18, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I moved from State Farm to Safeco. My homeowner's insurance premium didn't reduce too much (same coverage), but my auto significantly dropped. I was also able to get cheap earthquake insurance compared to other companies because of group discounts.

Alfa Insurance Home Insurance Reviews

Date: July 05, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
The best thing about my home insurance company is their price point. Other than that, there is nothing that really sets them apart from their competitors.


GEICO Home Insurance Reviews

Date: June 15, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Female

Customer Service
I love Geico. I have them for my car and home,There may potentially be cheaper companies, but I'll always stick with Geico because of their customer service

Farmer's Insurance Home Insurance Reviews

Date: August 16, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium is lower than the average home owners because this company is not a nationally known company. I pay less than $ 200 a month and my deductible is $1,000.

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