How Can I Make My Georgetown, TX Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Georgetown, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Georgetown, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $143,500 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $181,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $274,500 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $384,000 | $330,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Georgetown, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$247 | $1,052 |
| Superior Protection Discount | -$117 | $1,182 |
| Fire & Security Discount | -$117 | $1,182 |
| Hail Resistant Roof Discount | -$39 | $1,260 |
| Newly Constructed Home Discount | -$312 | $987 |
Choose the Right Deductible for your Georgetown, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Williamson County | $2,500 | $1,263 | $3,763 | $918 | $3,418 | $345 |
| Georgetown, TX | $2,000 | $1,283 | $3,283 | $932 | $2,932 | $351 |
| Round Rock, TX | $100 | $1,239 | $1,339 | $900 | $1,000 | $339 |
| Florence, TX | $2,000 | $1,082 | $3,082 | $786 | $2,786 | $296 |
| Hutto, TX | $100 | $944 | $1,044 | $686 | $786 | $258 |
| Killeen, TX | $1,500 | $1,456 | $2,956 | $1,058 | $2,558 | $398 |
| Bell County, TX | $100 | $1,480 | $1,580 | $1,075 | $1,175 | $404 |
| Hornsby Bend, TX | $700 | $920 | $1,620 | $668 | $1,368 | $251 |
| Copperas Cove, TX | $500 | $1,384 | $1,884 | $1,005 | $1,505 | $378 |
| Wyldwood, TX | $1,500 | $1,649 | $3,149 | $1,198 | $2,698 | $451 |
| Horseshoe Bay, TX | $100 | $2,327 | $2,427 | $1,691 | $1,791 | $636 |
| Lee County, TX | $700 | $940 | $1,640 | $683 | $1,383 | $257 |
Identify Top Home Insurance Agents near Georgetown, TX | Back to Top
| Home Insurance Company Georgetown, TX | Homeowners Insurance Agency Georgetown, TX | Address | Popularity Score | Distance from Georgetown (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Featherstone | 950 W University Ave Ste 209, Georgetown, TX, 78626-6508 | 2.2 | |
| Travelers | Evans Ewan & Brady Insurance Agency | 2404 Williams Dr, Georgetown, TX, 78628 | 0.4 | |
| Travelers | Sotelo Insurance Agency | 12593 Research Blvd Ste 202, Austin, TX, 78759 | 16.6 | |
| Farmers | Timothy Johnson | 10713 Ranch Road 620 N # F-620, Austin, TX, 78726 | 18.7 | |
| Farmers | Robert Cardenas | 110 S Lampasas St Ste 1, Round Rock, TX, 78664 | 10.8 | |
| Farmers | John M. Clark | 7600 Highway 29 W Ste 4, Georgetown, TX, 78628 | 7.6 | |
| Travelers | Sk & P Insurance Services | 9442 N Capital Of Texas Hwy Ste 1-150, Austin, TX, 78759 | 19.2 | |
| State Farm | John Peterson | 12962 N Hwy 183, Austin, TX, 78750-3240 | 16.4 | |
| Nationwide | Halo Insurance Agency Inc | 921 W. New Hope Drive Suite 402, Cedar Park, TX, 78613 | 13.1 | |
| Farmers | Ross Gray | 2404 S Ih 35, Austin, TX, 78704 | 29.9 |
Compare Rates for Georgetown, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Williamson County, TX | $227,100 | $1,278 | $840 | $1,970 | $1,130 |
| Georgetown, TX | $240,800 | $1,299 | $860 | $2,000 | $1,140 |
| Round Rock, TX | $210,800 | $1,254 | $830 | $1,930 | $1,100 |
| Florence, TX | $275,700 | $1,095 | $720 | $1,690 | $970 |
| Hutto, TX | $167,200 | $956 | $630 | $1,470 | $840 |
| Killeen, TX | $129,300 | $1,473 | $970 | $2,270 | $1,300 |
| Bell County, TX | $137,100 | $1,498 | $990 | $2,310 | $1,320 |
| Hornsby Bend, TX | $127,800 | $931 | $610 | $1,430 | $820 |
| Copperas Cove, TX | $108,300 | $1,400 | $920 | $2,160 | $1,240 |
| Wyldwood, TX | $138,700 | $1,669 | $1,100 | $2,570 | $1,470 |
| Horseshoe Bay, TX | $366,500 | $2,355 | $1,550 | $3,630 | $2,080 |
| Lee County, TX | $138,300 | $951 | $630 | $1,470 | $840 |
Research Home Insurance Companies Reviews in Georgetown, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 12, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
Very high prices for what I'm getting. I do not recommend the insurance to anyone. MMy premium is way too high.
Date: April 03, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
Pricing is higher than most companies but still does not defer me since paying more can save my home in the future.
Date: February 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I think the deductible is very fair and reasonable. It's almost exactly what other companies have, so I consider it to be very fair
Allstate Home Insurance Reviews
Date: December 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
My experience with my home insurance provider All State has been pleasant. I've been with this company for over a year since I bought my house. If I had to give them a rating 1-5 I would give All State a 4. I give them a 4 because they are affordable but I have yet to make any claims. So I cannot give them a 5.
Date: November 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium is very much reasonable and competitive in the market as compared with other companies. The premium is not so high as compared to the benefits offered.
Progressive Home Insurance Reviews
Date: September 10, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
My deductible is ok. It's the same as other insurance companies offer. I think that most companies offer the same deductibles.
Safeco Insurance Home Insurance Reviews
Date: October 18, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I moved from State Farm to Safeco. My homeowner's insurance premium didn't reduce too much (same coverage), but my auto significantly dropped. I was also able to get cheap earthquake insurance compared to other companies because of group discounts.
Alfa Insurance Home Insurance Reviews
Date: July 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
The best thing about my home insurance company is their price point. Other than that, there is nothing that really sets them apart from their competitors.
GEICO Home Insurance Reviews
Date: June 15, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Customer Service
I love Geico. I have them for my car and home,There may potentially be cheaper companies, but I'll always stick with Geico because of their customer service
Farmer's Insurance Home Insurance Reviews
Date: August 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium is lower than the average home owners because this company is not a nationally known company. I pay less than $ 200 a month and my deductible is $1,000.