How Can I Make My Weldon Spring, MO Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Weldon Spring, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Weldon Spring, MO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $148,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $152,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $280,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $224,500 | $200,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Weldon Spring, MO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $731 |
| Superior Protection Discount | -$81 | $821 |
| Fire & Security Discount | -$90 | $812 |
| Hail Resistant Roof Discount | -$27 | $875 |
| Newly Constructed Home Discount | -$253 | $650 |
Choose the Right Deductible for your Weldon Spring, MO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Charles County | $2,000 | $1,113 | $3,113 | $809 | $2,809 | $304 |
| Weldon Spring, MO | $1,500 | $891 | $2,391 | $648 | $2,148 | $244 |
| Manchester, MO | $100 | $882 | $982 | $641 | $741 | $241 |
| Fountain N' Lakes, MO | $2,000 | $679 | $2,679 | $493 | $2,493 | $185 |
| Troy, MO | $300 | $886 | $1,186 | $644 | $944 | $242 |
| Northwoods, MO | $700 | $811 | $1,511 | $589 | $1,289 | $222 |
| Wood River, IL | $100 | $603 | $703 | $438 | $538 | $165 |
| Roxana, IL | $2,500 | $567 | $3,067 | $412 | $2,912 | $155 |
| Bethalto, IL | $300 | $681 | $981 | $495 | $795 | $186 |
| St. Clair, IL | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
| St. Clair County, IL | $200 | $689 | $889 | $501 | $701 | $188 |
| Prairie Du Long, IL | $700 | $924 | $1,624 | $671 | $1,371 | $252 |
Identify Top Home Insurance Agents near Weldon Spring, MO | Back to Top
| Home Insurance Company Weldon Spring, MO | Homeowners Insurance Agency Weldon Spring, MO | Address | Popularity Score | Distance from Weldon Spring (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Heartland Insurance | 2451 Executive Dr Suite 200 St Charles, St. Charles, MO, 63303 | 8.8 | |
| State Farm | Ben Rister | 14145 Clayton Rd, Chesterfield, MO, 63017-8355 | 13.6 | |
| State Farm | Sandy Kessler | 17539 Chesterfield Airport Rd, Chesterfield, MO, 63005-1301 | 7.5 | |
| Travelers | Ahl Insurance Agency | 1480 Woodstone Dr Ste 120, St Charles, MO, 63304 | 6.6 | |
| Travelers | All Insurance Llc | 4620 S St Peters Parkway, St Charles, MO, 63304 | 5.1 | |
| Travelers | Ahl Insurance Agency | 1480 Woodstone Dr 1480 Woodstone Dr Saint Charles, St Charles, MO, 63304 | 6.7 | |
| Liberty Mutual Independent | Heartland Insurance | 2451 Executive Dr Ste 200, St Charles, MO, 63303 | 8.8 | |
| Travelers | Gtw Insurance | 2705 Saint Peters Howell Rd Suite D, Saint Peters, MO, 63376 | 4.8 | |
| Liberty Mutual Independent | Midwest Agency | 8917 Veterans Memorial Pkwy O Fallon, O'Fallon, MO, 63366 | 3.4 | |
| State Farm | Steve Oien | 4131 Mexico Rd, Saint Peters, MO, 63376-6410 | 7.8 |
Compare Rates for Weldon Spring, MO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,500 | $770 |
| St. Charles County, MO | $198,500 | $1,126 | $750 | $1,540 | $790 |
| Weldon Spring, MO | $225,100 | $902 | $620 | $1,250 | $630 |
| Manchester, MO | $219,100 | $893 | $610 | $1,240 | $630 |
| Fountain N' Lakes, MO | $39,200 | $687 | $460 | $950 | $490 |
| Troy, MO | $139,500 | $897 | $640 | $1,260 | $620 |
| Northwoods, MO | $67,700 | $821 | $580 | $1,160 | $580 |
| Wood River, IL | $94,000 | $610 | $430 | $860 | $430 |
| Roxana, IL | $79,100 | $574 | $380 | $800 | $420 |
| Bethalto, IL | $130,600 | $689 | $480 | $970 | $490 |
| St. Clair, IL | $158,800 | $679 | $450 | $930 | $480 |
| St. Clair County, IL | $122,600 | $697 | $470 | $990 | $520 |
| Prairie Du Long, IL | $231,400 | $935 | $650 | $1,330 | $680 |
Research Home Insurance Companies Reviews in Weldon Spring, MO Before Buying | Back to Top
Share a review on your home insurance company
Shelter Home Insurance Reviews
Date: April 23, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
They are very helpful and professional. They also call their customers by name and make sure that all problems are resolved before the call is ended.
Date: April 18, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
I have done limited comparisons, but what little I have done locally have not been more favorable for my needs.
Date: November 17, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I am mostly satisfied with my home owner's insurance. I believe I would get a better deal by bundling it with my car insurance, through State Farm, but it's a hassle to switch.
Allstate Home Insurance Reviews
Date: March 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
I think that the policy suits our needs and will help us make good decisions. People admire that kind of work and will want to see what the company opts to do in the future as well.
Date: October 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
pretty much everything is covered from the basement to the roof and everything on my property is completly covered
American Family Home Insurance Reviews
Date: April 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I love the insurance company, the people at the office are so friendly and easy to work with. I've had questions or concerns with the insurance and they have always been willing to help.
Date: March 06, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
It's been 6 years since we shopped around so I'm not really sure about other company offerings. We mostly chose our current provider for the local customer service and price.
Progressive Home Insurance Reviews
Date: April 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I like our policy offerings. They discount for multiple coverage's, and include bonuses and freebies. I am quite pleased with our policies. We take advantage of policy discounts and offers frequently.
Date: March 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
other company will be compared to this company one of the best choices in policy.i really satisfied in this company
State Farm Home Insurance Reviews
Date: February 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
We had everything that we wanted covered so I think they are doing great when it comes to that aspect.
Date: January 13, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
We are satisfied with the company pertaining to any files claimed, but the prices could be more competitive. Whenever we call, they are obliged and competent. We haven't had any problems, other than we should be continually contacted to update our plan, they don't do that.
Liberty Mutual Home Insurance Reviews
Date: April 02, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I was not satisfied becaue they denied my claim when the pool collspased
AAA Home Insurance Reviews
Date: March 29, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
They provide low prices, and easy communication formats. I can email my agent directly to make a claim or ask a question. The bill is low and clearly shows me what is covered.
The Hartford Home Insurance Reviews
Date: March 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
The Hartford Insurance company has consistently offered me the lowest premiums out of any other insurance company I have received quotes from.
Farmer's Insurance Home Insurance Reviews
Date: April 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
i have a $500 home insurance deductible.for example If wind destroys a small part of your roof and causes $1,000 in damages, Yes, you could have your insurance company cover the $500.