How Can I Make My Fremont, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Fremont, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Fremont, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $123,000 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $325,000 | $300,000 | $350,000-$400,000 |
| 3 Bedroom | $468,500 | $390,000 | $400,000-$500,000 |
| 4 Bedroom | $552,000 | $520,000 | $500,000-$600,000 |
| 5 Bedroom | $705,500 | $580,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Fremont, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$216 | $1,132 |
| Superior Protection Discount | -$121 | $1,226 |
| Fire & Security Discount | -$121 | $1,226 |
| Hail Resistant Roof Discount | -$27 | $1,320 |
| Newly Constructed Home Discount | -$323 | $1,024 |
Choose the Right Deductible for your Fremont, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alameda County | $2,000 | $1,235 | $3,235 | $898 | $2,898 | $338 |
| Fremont, CA | $1,000 | $1,331 | $2,331 | $967 | $1,967 | $364 |
| Alum Rock, CA | $400 | $990 | $1,390 | $720 | $1,120 | $271 |
| La Honda, CA | $2,000 | $1,804 | $3,804 | $1,311 | $3,311 | $493 |
| Lompico, CA | $500 | $1,191 | $1,691 | $865 | $1,365 | $325 |
| Albany, CA | $1,500 | $1,133 | $2,633 | $823 | $2,323 | $310 |
| Montalvin Manor, CA | $1,000 | $679 | $1,679 | $493 | $1,493 | $185 |
| Corralitos, CA | $100 | $2,307 | $2,407 | $1,677 | $1,777 | $630 |
| Amesti, CA | $2,000 | $1,103 | $3,103 | $801 | $2,801 | $301 |
| San Anselmo, CA | $400 | $939 | $1,339 | $682 | $1,082 | $256 |
| Las Lomas, CA | $2,500 | $1,197 | $3,697 | $870 | $3,370 | $327 |
Identify Top Home Insurance Agents near Fremont, CA | Back to Top
| Home Insurance Company Fremont, CA | Homeowners Insurance Agency Fremont, CA | Address | Popularity Score | Distance from Fremont (miles) |
|---|---|---|---|---|
| State Farm | Vickie Stephens | 3100 Capitol Ave Ste E, Fremont, CA, 94538-1527 | 1.7 | |
| State Farm | Yogi Chugh | 3650 Thornton Ave, Fremont, CA, 94536-7400 | 1.8 | |
| State Farm | Hera Tong Gutierrez | 32145 Alvrdo Niles Rd Ste 205, Union City, CA, 94587-2930 | 5.0 | |
| Allstate | Ray J. Rodriguez | 6657 Thornton Ave, Newark, CA, 94560 | 1.7 | |
| State Farm | John Poma | 1800 Tice Valley Blvd Ste A, Walnut Creek, CA, 94595-2230 | 24.0 | |
| Allstate | Robert J. Varich | 1313 N Milpitas Blvd Ste 179, Milpitas, CA, 95035 | 7.9 | |
| State Farm | Mark Bucklew | 2489 San Pablo Ave, Pinole, CA, 94564-1706 | 36.0 | |
| State Farm | Kevin Nuss | 39500 Stevenson Pl Ste 105, Fremont, CA, 94539-3101 | 3.0 | |
| State Farm | Crystal Downs | 259 N Main Street, Manteca, CA, 95336-4632 | 46.9 | |
| State Farm | Graham Start | 56 Dixon Rd, Milpitas, CA, 95035-2502 | 7.5 |
Compare Rates for Fremont, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
| Fremont, CA | $714,900 | $1,347 | $1,000 | $1,830 | $830 |
| Alum Rock, CA | $511,600 | $1,002 | $740 | $1,360 | $620 |
| La Honda, CA | $637,600 | $1,826 | $1,350 | $2,480 | $1,130 |
| Lompico, CA | $426,100 | $1,205 | $890 | $1,640 | $750 |
| Albany, CA | $766,000 | $1,147 | $850 | $1,560 | $710 |
| Montalvin Manor, CA | $227,500 | $687 | $510 | $930 | $420 |
| Corralitos, CA | $882,500 | $2,335 | $1,730 | $3,180 | $1,450 |
| Amesti, CA | $405,900 | $1,116 | $830 | $1,520 | $690 |
| San Anselmo, CA | $963,300 | $950 | $700 | $1,290 | $590 |
| Las Lomas, CA | $427,500 | $1,212 | $900 | $1,650 | $750 |
Research Home Insurance Companies Reviews in Fremont, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: March 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 12, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 12, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 31, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 01, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Esurance Home Insurance Reviews
Date: September 26, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 10, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Unmarried
MetLife Home Insurance Reviews
Date: September 29, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: January 21, 2018 Age: Above 60 Gender: Female Marital Status: Married
AAA Home Insurance Reviews
Date: December 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 18, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: March 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: March 01, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
USAA Home Insurance Reviews
Date: October 15, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Westfield Insurance Home Insurance Reviews
Date: September 04, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Crusader Insurance Home Insurance Reviews
Date: December 23, 2018 Age: Above 60 Gender: Female Marital Status: Married