How Can I Make My Littleton, CO Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Littleton, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Littleton, CO Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $216,500 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $227,500 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $406,500 | $340,000 | $400,000-$500,000 |
| 5 Bedroom | $288,000 | $250,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Littleton, CO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$271 | $1,155 |
| Superior Protection Discount | -$143 | $1,284 |
| Fire & Security Discount | -$100 | $1,327 |
| Hail Resistant Roof Discount | -$43 | $1,384 |
| Newly Constructed Home Discount | -$328 | $1,098 |
Choose the Right Deductible for your Littleton, CO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $700 | $1,395 | $2,095 | $1,014 | $1,714 | $381 |
| Littleton, CO | $700 | $1,409 | $2,109 | $1,024 | $1,724 | $385 |
| Bow Mar, CO | $200 | $927 | $1,127 | $674 | $874 | $253 |
| Ken Caryl, CO | $1,500 | $991 | $2,491 | $720 | $2,220 | $271 |
| Glendale, CO | $200 | $1,178 | $1,378 | $856 | $1,056 | $322 |
| Lafayette, CO | $700 | $988 | $1,688 | $718 | $1,418 | $270 |
| Paragon Estates, CO | $100 | $594 | $694 | $431 | $531 | $162 |
| Erie, CO | $1,500 | $982 | $2,482 | $713 | $2,213 | $268 |
| Pine Brook Hill, CO | $100 | $849 | $949 | $617 | $717 | $232 |
| Empire, CO | $1,500 | $1,248 | $2,748 | $907 | $2,407 | $341 |
| Bark Ranch, CO | $400 | $557 | $957 | $405 | $805 | $152 |
| Peoria, CO | $2,000 | $1,365 | $3,365 | $992 | $2,992 | $373 |
Identify Top Home Insurance Agents near Littleton, CO | Back to Top
| Home Insurance Company Littleton, CO | Homeowners Insurance Agency Littleton, CO | Address | Popularity Score | Distance from Littleton (miles) |
|---|---|---|---|---|
| Farmers | Richard Walkup | 14231 E 4th Ave Ste 310, Aurora, CO, 80011 | 13.9 | |
| State Farm | Pamela Buckland | 6600 S Broadway, Centennial, CO, 80121-2308 | 1.8 | |
| State Farm | Corinne Hawkins | 1300 S Chambers Rd, Aurora, CO, 80017-4045 | 13.3 | |
| Travelers | Hample Insurance Service | 9250 E Costilla Ave Ste 200 Greenwood Village, Greenwood Village, CO, 80112 | 7.4 | |
| Travelers | The Insurance Place Inc | 3110 S Wadsworth Blvd Suite 202, Lakewood, CO, 80227 | 5.8 | |
| Farmers | Kelly Stephan | 9025 E Kenyon Ave Ste 207, Denver, CO, 80237 | 8.4 | |
| State Farm | Kimberly Brogan Smith | 867 Englewood Pkwy, Englewood, CO, 80110-2300 | 4.6 | |
| Farmers | Timothy Spellman | 5555 Tech Center Dr Ste 110, Colorado Springs, CO, 80919 | 48.0 | |
| Travelers | The Wright Group | 1873 S Bellaire St Ste 600, Denver, CO, 80222 | 7.7 | |
| Allstate | Mitch Mccloskey | 1040 S Gaylord St Ste 203, Denver, CO, 80209 | 8.0 |
Compare Rates for Littleton, CO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Jefferson County, CO | $334,100 | $1,412 | $990 | $1,850 | $860 |
| Littleton, CO | $338,900 | $1,427 | $1,000 | $1,870 | $870 |
| Bow Mar, CO | $1,051,800 | $939 | $660 | $1,230 | $570 |
| Ken Caryl, CO | $310,900 | $1,003 | $700 | $1,310 | $610 |
| Glendale, CO | $186,100 | $1,192 | $830 | $1,560 | $730 |
| Lafayette, CO | $343,000 | $1,000 | $700 | $1,310 | $610 |
| Paragon Estates, CO | $894,100 | $601 | $420 | $790 | $370 |
| Erie, CO | $400,900 | $993 | $700 | $1,300 | $600 |
| Pine Brook Hill, CO | $889,300 | $859 | $600 | $1,130 | $530 |
| Empire, CO | $214,100 | $1,263 | $880 | $1,650 | $770 |
| Bark Ranch, CO | $811,500 | $564 | $390 | $740 | $350 |
| Peoria, CO | $264,300 | $1,382 | $970 | $1,810 | $840 |
Research Home Insurance Companies Reviews in Littleton, CO Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 09, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Premium
USAA allows you to choice the deductible on the policy with a wide range, which can change the price of the premium significantly, allowing a higher deductible for a lower premium.
Date: January 30, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
They offer everything I need from my homeowner's insurance. I have replacement cost coverage on my house and garage, and I have never had a problem filing a claim or having them cover items that need to be covered in a loss.
Allstate Home Insurance Reviews
Date: September 16, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
Their customer service has been really good and responsive. They are customer centric focused. I receive lots of good information from them in general.
Date: October 23, 2018 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
The customer service is very good. I can always count of them to answer questions I ever have. I don't have to talk to them much because they make things happen in the background.
Progressive Home Insurance Reviews
Date: December 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I've received the best rate possible. I've shopped around before and found nothing even close to what we are offered currently.
Nationwide Home Insurance Reviews
Date: September 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I think they have extremely competitive prices compared to other companies. That's the main reason we switched to the insurance we have now.
Liberty Mutual Home Insurance Reviews
Date: October 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I honestly can't think of anything that I really dislike. I've never had a single negative encounter with Liberty Mutual since we switched to them.
Travelers Home Insurance Reviews
Date: July 03, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
They cover everything i need, but have recently raised my rates due to a claim.
Centauri Insurance Home Insurance Reviews
Date: January 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
We have lived in our home for a year. We have not had any problems as of yet with our insurance. They seem pretty fair and offer good incentives and were cheaper than other insurances. Our agent was very friendly and helpful.
Farmer's Insurance Home Insurance Reviews
Date: February 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
It's been okay, one claim for the house that I spent a lot of money on and had to jump through a ton of hoops to get that money.