How Can I Make My Edmonds, WA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Edmonds, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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No	Topics
1	Research How your Edmonds, WA Home Impacts your Rates
2	Match your Background to Edmonds, WA Home Insurance Offers
3	Optimize your Edmonds, WA Homeowners Insurance Policy
4	Identify Top Home Insurance Agents near Edmonds, WA
5	Compare Rates from Home Insurance Companies in Edmonds, WA
6	Research Home Insurance Companies Reviews in Edmonds, WA

Select the Suitable Coverage Value for your Edmonds, WA Home | Back to Top

Bedrooms	Average Home Value	Estimated Replacement Value	Recommended Home Insurance Coverage
1 Bedroom	$105,500	$90,000	$75,000-$100,000
2 Bedroom	$171,500	$150,000	$175,000-$200,000
3 Bedroom	$324,500	$290,000	$250,000-$300,000
4 Bedroom	$361,000	$340,000	$350,000-$400,000
5 Bedroom	$413,000	$360,000	$400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Edmonds, WA | Back to Top

Type	Discount ($)	Premium After Discount ($)
Multipolicy Discount	-$160	$782
Superior Protection Discount	-$94	$848
Fire & Security Discount	-$66	$876
Hail Resistant Roof Discount	-$28	$914
Newly Constructed Home Discount	-$264	$678

Choose the Right Deductible for your Edmonds, WA Home | Back to Top

		Low Deductible ($500)		High Deductible ($2500)
Place	Example Claim Amount	Yearly Premium	Total Yearly Cost	Yearly Premium	Total Yearly Cost	Net Savings for High Deductible Plan
Snohomish County	$2,500	$851	$3,351	$618	$3,118	$233
Edmonds, WA	$2,000	$930	$2,930	$676	$2,676	$254
Brier, WA	$400	$858	$1,258	$624	$1,024	$235
Bothell East, WA	$2,500	$1,038	$3,538	$754	$3,254	$284
Monroe North, WA	$300	$1,187	$1,487	$862	$1,162	$324
SeaTac, WA	$700	$648	$1,348	$471	$1,171	$177
Northwest Stanwood, WA	$500	$674	$1,174	$490	$990	$184
Vaughn, WA	$2,000	$768	$2,768	$558	$2,558	$210
Key Center, WA	$200	$782	$982	$569	$769	$214
Waller, WA	$1,500	$653	$2,153	$475	$1,975	$178
Tacoma, WA	$500	$712	$1,212	$517	$1,017	$195
Enumclaw Plateau, WA	$2,000	$744	$2,744	$541	$2,541	$203

Identify Top Home Insurance Agents near Edmonds, WA | Back to Top

Home Insurance Company Edmonds, WA	Homeowners Insurance Agency Edmonds, WA	Address	Distance from Edmonds (miles)
State Farm	Brent Ward	14024 Ne 181st St Ste 101, Woodinville, WA, 98072-6822	9.0
Travelers	Coram Insurance Llc	8490 Mukilteo Spwy 105, Mukilteo, WA, 98275	6.1
Travelers	Coram Insurance Llc	8490 Speedway # 105, Mukilteo, WA, 98275	6.1
Travelers	City Insurance Center	4610 200th St Sw Suite C , Lynnwood, WA, 98036	1.2
Travelers	Orion Insurance Group Inc	4208 198th Street Sw Ste 201, Lynnwood, WA, 98036	1.3
State Farm	Eli Mackey	10550 Lk Cty Way Ne Apt C, Seattle, WA, 98125-7756	8.7
Travelers	Lovsted Worthington Llc	18704 Way Ne #200, Bothell, WA, 98011	6.8
Allstate	Kevin Hoirup	22010 17th Ave Se Ste F, Bothell, WA, 98021	5.3
Travelers	The Advantage Group Llc	7120 165th Place Sw, Edmonds, WA, 98026	1.4
Travelers	Hub International Northwest Llc	12100 Ne 195th St Ste 200, Bothell, WA, 98011	7.6

Compare Rates for Edmonds, WA Home Insurance Providers | Back to Top

Place	Typical Home Value	Typical Home Insurance Costs	25th Percentile	75th Percentile	Potential Savings & Difference between 25th & 75th Percentile
Washington	$286,800	$809	$550	$1,120	$570
Snohomish County, WA	$338,400	$861	$620	$1,230	$610
Edmonds, WA	$383,100	$942	$630	$1,350	$720
Brier, WA	$403,500	$869	$600	$1,220	$620
Bothell East, WA	$563,100	$1,050	$700	$1,500	$800
Monroe North, WA	$453,200	$1,201	$850	$1,710	$860
SeaTac, WA	$264,500	$656	$470	$930	$460
Northwest Stanwood, WA	$187,500	$682	$480	$930	$450
Vaughn, WA	$261,200	$777	$560	$1,100	$540
Key Center, WA	$273,600	$792	$530	$1,090	$560
Waller, WA	$269,900	$661	$470	$910	$440
Tacoma, WA	$234,200	$721	$530	$1,000	$470
Enumclaw Plateau, WA	$343,500	$753	$500	$1,080	$580

Research Home Insurance Companies Reviews in Edmonds, WA Before Buying | Back to Top

Share a review on your home insurance company

State Farm Home Insurance Reviews

Date: February 14, 2019 Age: 40 to 49 Gender: Male Marital Status: Married

Policy Offerings

I believe that my policy covers everything well for my home and family I have never had any issues

Date: January 01, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried

Policy Offerings

I use State Farm here as well. They give me a discount for having my home, a rental home and my two cars all combined in total.

Date: October 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried

Communication

I dislike that you have to submit claims over the internet. It takes two days to receive the claims and then 2 days to process. Sometimes they can't read the scans or you have to resubmit them. I would like to mail in the claims.

Date: September 18, 2018 Age: 40 to 49 Gender: Female Marital Status: Married

Premium

The premium at State Farm was much lower than Allstate and Farmers whom we were comparing prices with. We have been with State Farm for two years and they haven't raised our rates.

Date: August 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried

Website/App

I have not had a significant need to use the company's website or mobile app. I have always interacted directly with my agent over the phone. The website looks very professional and easy to use though.

Date: August 17, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried

Policy Offerings

Dwelling, increased dwelling, dwelling extension, personal property, personal liability, medical payments, credit card/bank card and forgery, damage to property of others.

Date: August 13, 2018 Age: 40 to 49 Gender: Male Marital Status: Married

Communication

This seems to be the same as the above question. I have always been very satisfied with customer service. I've always spoken to the same person whenever I've had questions or needed to add coverage, and the response time has always been fast.

Date: August 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Married

Premium

I got two quotes when buying my home, and both seemed comparable. I went with State Farm because my auto insurance was with them. Insurance is a small portion of my mortgage payment, so I wasn't too concerned with the amount.

Date: August 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married

Customer Service

I have always been very satisfied with customer service. I've always spoken to the same person whenever I've had questions or needed to add coverage, and the response time has always been fast.

Date: August 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried

Customer Service

They have 24-hour customer service and someone always answers the phone no matter how late it is. Their agents are always helpful and friendly and give good advice.

Date: June 08, 2018 Age: 40 to 49 Gender: Male Marital Status: Married

Policy Offerings

Dwelling, contents, jewelry, Furniture, fire, flood, electronics, clothing, appliances, computers, phones, burglary, collectibles, shoes, furs, tools, cars, garage contents, china, crystal, silverware, and toys.

Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Unmarried

Website/App

I like that you can get your insurance documents on the app and renew and cancel policies on the app. It is much easier than calling on the phone and talking with an agent. It's nice to see the renewals and policy info all in one place.

Allstate Home Insurance Reviews

Date: October 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Married

Premium

I am rating Allstate a 4 for their deductible. They have great quality policies, however it can get a bit pricy at times. Nevertheless, still worth it!

Date: July 21, 2019 Age: 40 to 49 Gender: Male Marital Status: Married

Premium

The premium payments I make to Allstate are very fair and reasonable. I am secure n making my payments, as I know they are not over charging me and they are giving me safety and peace of mind.

Date: March 30, 2019 Age: 30 to 39 Gender: Male Marital Status: Married

Premium

Our deductable is mid range but our premiums are a little high. There is definitely cheaper ones. But the quality of service is worth me paying more.

Date: December 30, 2018 Age: 40 to 49 Gender: Female Marital Status: Married

Customer Service

I am very happy with Allstate because they give me so many options for contacting someone to help me. I have options of local agents, online, and phone. The local agent, I have spoken to several times and proactively reaches out to me once a year to review my coverage and make sure that my home is covered as it should be. He has saved me money several times over the years.

Date: September 20, 2018 Age: 40 to 49 Gender: Female Marital Status: Married

Policy Offerings

The disasters caused by nature, damages by hurricanes, storms, electrics, in case of external and internal damages of my property like a fire

Date: September 18, 2018 Age: 50 to 59 Gender: Male Marital Status: Married

Premium

I think it is more economically accessible than the other companies that offer the same service

Date: August 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married

Website/App

I like its graphical interface nice to look at and easy to access

Date: July 25, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried

Customer Service

I like the kind and respectful treatment that they lend to me as a client

Date: November 18, 2017 Age: 50 to 59 Gender: Female Marital Status: Married

Communication

I like how fast it is when solving problems for your clients

GEICO Home Insurance Reviews

Date: December 30, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried

Customer Service

I've both good experiences of my provider helping me when needed but also poor experiences of them keeping me on long holds, not being responsive, and slow resolutions.

Date: December 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married

Customer Service

Although I have never had to make a claim, I am thus far very pleased with Geico's customer service. They always reach out to you, even when you use the mobile app. You never feel like you're all alone.

Country Financial Home Insurance Reviews

Date: May 25, 2019 Age: 30 to 39 Gender: Married Marital Status: Female

Customer Service

My insurance agent and her receptionist seems glued to their phones. If we have a question during business hours, the receptionist gets back to us within the hour.

Progressive Home Insurance Reviews

Date: December 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried

Premium

I have absoluletly no clue this hasnt been made clear to me

American Family Insurance Home Insurance Reviews

Date: October 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Married

Policy Offerings

I have compared all the insurance policies and have selected this company for below coverages.Damage to the structure, Burglary, domestic appliances, Fire and natural disasters, water damage and jewelleries. They are providing quick claim process.

American Strategic Insurance Home Insurance Reviews

Date: November 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Married

Customer Service

I have not had to deal with them frequently. They are good about reminding about bill deadlines, but they are slightly annoying. It is paid out of my escrow (always on time), yet they send me a separate bill and call my agent about payment. Then, we end up calling to check on things. They are mostly friendly, but it still takes a bit of time to get answers and to confirm that they have received payment.