How Can I Make My Calumet, IN Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Calumet, IN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Calumet, IN Home Insurance Coverage Levels | Back to Top

Calumet, IN - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
W 26th Pl, 43rd Pl Ct, 3800 Ave, E Fifth Ave, W Ave C, N Griffith Blvd, E 20th Ct, Attucks Pl, W 30th Ave, S Wayne St $109,000 $100,000 $125,000-$150,000 $80,500 $70,000 $75,000-$100,000
E 6th Ave, W 50th Ave, N Glenwood Dr, Lawrence St, Buffington Harbor Dr, E Kentucky Ct, Ash Pl, Willow Dr, Harvey St, W 35th Ave $214,000 $200,000 $175,000-$200,000 $110,000 $90,000 $100,000-$125,000
Wallace Pkwy, E Manor Dr, Miami St, S Iowa St, Vermillion St, Maine St, N Ernest St, Daley Pl, W 27th Ave, Forest Ln $94,500 $90,000 $75,000-$100,000 $100,000 $90,000 $100,000-$125,000
Knox St, 46th Ct, Industrial Blvd, N Wheeler Ave, Crest Rd, N Gibson St, Chicago Ave, E 6th St, W 45th Pl, Pottawatomi Trl $89,500 $70,000 $75,000-$100,000 $51,000 $40,000 $25,000-$50,000
N Warrick St, Pennsylvania Ct, W 23rd Ct, Ohio Ct, Van Buren Pl, E 8th Ave, W 23rd Pl, Union Pl, Park Ave, Harrison Blvd $104,000 $90,000 $100,000-$125,000 $43,500 $40,000 $25,000-$50,000

Bundle your Calumet, IN Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$50 $570
Home and Two Car -$99 $520
Home and Three Car -$155 $465

Choose the Right Deductible for your Calumet, IN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Lake County $2,000 $839 $2,839 $609 $2,609 $229
Calumet, IN $700 $612 $1,312 $445 $1,145 $167
New Chicago, IN $200 $660 $860 $480 $680 $180
Posen, IL $1,500 $650 $2,150 $472 $1,972 $178
Monee, IL $400 $645 $1,045 $469 $869 $176
Chicago Ridge, IL $2,500 $661 $3,161 $480 $2,980 $181
Peotone, IL $500 $849 $1,349 $617 $1,117 $232
Dewey, IN $1,000 $789 $1,789 $574 $1,574 $216
Crystal Lawns, IL $200 $791 $991 $575 $775 $216
Aroma Park, IL $2,500 $625 $3,125 $454 $2,954 $171
Morocco, IN $200 $666 $866 $484 $684 $182
Salina, IL $1,000 $841 $1,841 $611 $1,611 $230

Identify Top Home Insurance Agents near Calumet, IN | Back to Top

Home Insurance Company Calumet, IN Homeowners Insurance Agency Calumet, IN Address Popularity Score Distance from Calumet (miles)
Farmers Alicia Radin 365 E 84th Dr, Merrillville, IN, 46410
8.4
Allstate Emmanuel Garza 750 E Lincoln Hwy, Schererville, IN, 46375
8.2
State Farm Sharon Chambers 5275 Broadway, Gary, IN, 46410-1552
4.4
State Farm Aron Schuhrke 707 E Comm Ave, Lowell, IN, 46356-2303
20.5
State Farm Bob Oderwald 1131 Joliet St, Dyer, IN, 46311-1926
9.9
State Farm Chris Nielsen 751 E Porter Ave Ste 4, Chesterton, IN, 46304-9111
16.3
Allstate Donald Kaminski 40 E Joliet St, Schererville, IN, 46375
8.1
State Farm Scott Angel 6935 Calumet Ave, Hammond, IN, 46324-2045
8.0
State Farm Pam Ridings 216 Main St, Hobart, IN, 46342-4440
6.3
Farmers Angela Rice 500 W Lincoln Hwy Ste B, Merrillville, IN, 46410
7.9

Compare Rates for Calumet, IN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Indiana $130,200 $847 $620 $1,210 $590
Lake County, IN $140,100 $849 $570 $1,210 $640
Calumet, IN $78,300 $619 $430 $870 $440
New Chicago, IN $78,800 $668 $460 $940 $480
Posen, IL $102,600 $658 $480 $900 $420
Monee, IL $144,900 $653 $460 $920 $460
Chicago Ridge, IL $153,300 $669 $450 $930 $480
Peotone, IL $184,900 $859 $580 $1,180 $600
Dewey, IN $114,500 $799 $540 $1,130 $590
Crystal Lawns, IL $155,700 $801 $550 $1,110 $560
Aroma Park, IL $95,000 $633 $460 $890 $430
Morocco, IN $80,300 $674 $470 $960 $490
Salina, IL $180,600 $851 $570 $1,220 $650

Research Home Insurance Companies Reviews in Calumet, IN Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: April 07, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
This company is fairly new to us. We just bought our new home in September, and before this we were using Allstate Insurance. So far, our experience with State Farm has been great.

Date: February 14, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
Our homeowner's insurance premium has always been rather agreeable as we have continued to use the same provider for many years. Other vendors prices are almost always higher from companies that are as reputable.

Date: December 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I felt that their prices were competitive. It being my home I did not want to go for the cheapest option but at the same time I did not want to over pay and I was able to find a policy that was competitive and middle of the road as far as deductible and premium costs. Again, having a local office I could visit added extra value for me as well.

Date: September 19, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
THE WAIT TIME IS EXCESSIVE AND THE CUSTOMER SERVICE REPRESENTATIVE ONLY TAKE INFORMATION AND SAY THEY WILL HAVE SOMEONE CALL YOU BACK WHICH NEVER HAPPENS

Date: August 10, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
THEY SEND LETTERS REQUESTING MORE INFORMATION AND THAT'S WHAT IT STATES NO EXPLANATION AS TO WHAT THEY ARE REQUESTING JUST MORE INFORMATION

Date: August 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My home, belongngs, plumbing, heating cooling, structural air condition, repairs, loss os use payment , laternative housing


Date: July 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
The website is not user-friendly. A lot of information is missing from the website which results in having to call in and the wait times are excessive. The information on the website is not labeled correctly and you have to search to find information

Date: March 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I HAVE NOT SEARCHED OUT ANY OTHER PREMIUMS SO I CAN'T SAY WHETHER IT IS HIGHER OR LOWER. I PAY THE PREMIUM AND KEEP IT MOVING

Travelers Home Insurance Reviews

Date: November 21, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
My insurance broker suggested Travelers to me, because she searched for the best coverage and lowest premiums, from an 'established' company like Travelers, and so I went with them.


Date: October 21, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I don't know anything about other premiums. This is the only quote I received. I would like to see it a little lower in price, but I fully trust my agent.

Date: September 15, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I think the premium we had for the first year was reasonable. We are told that insurance prices, in general, are rising but now I feel that the upcoming renewal cost is too high.

Date: August 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I don't like the customer service. It is very hard to get clear information regarding policy changes and increases to our rates. I am not happy with the responses, as they are very confusing.

Date: July 28, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
I find the website very hard to use and it's hard to find the specific information about my policy. I am also very unhappy with the website in regards to details as to policy rate changes.

Date: June 18, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
The communication is not very good at all. It takes too long to get a response and it is hard to get someone to speak with over the phone. They do not reply clearly in email either.

Date: November 19, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
We have all of our property and jewelry covered in our home policy offerings. We also have coverage for loss of use so that we could stay at a rental property.


GEICO Home Insurance Reviews

Date: September 19, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
The thing I dislike about my insurance company's interaction is that because they are such a large company, it is hard to get them on the phone. Once I get through to them, they are great. But, sometimes the wait is longer than I enjoy.

Date: September 14, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I like the customer service because they are very polite, professional, but still have humanity. They are not like robots who are 100 percent business minded only. They can empathize and hold a short conversation. They ask about the weather and such.

Date: August 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My insurance policy protects my home itself from things like fire,lightning, wind, hail, explosion, vandalism, theft, weather damage, damage from falling object, including airplanes and cars. It also protects my stuff like furniture and electronics. I also have protection for liability.


Date: August 30, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
I have researched a couple of different insurance companies for my homeowners insurance, and have not found any that are comparable to the amount I pay. They are all overpriced.

Date: June 15, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The website is clean and clear. The links are easy to find in order to get to where you want to go. I love the Gekko on the page and I like that it has a clear search bar if I do need help.

Auto Owners Insurance Home Insurance Reviews

Date: August 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
My home insurance policy was largely a known for nearly 12 - 15 years until Irma impacted my home last year. It was a tremendous experience working with Auto-Owners - they assisted (quickly) with the repair of my roof and with the cleanup of all the trees that had fallen in the year. My understanding is that it covers the interior items within the house as well to some extent.


Date: August 10, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
My premium is around $780 a year. I think I could do a little bit better and I have looked at other companies but my automobile policy is tied to the membership. And having said that, nobody else has come close to the amount of coverage I'm getting for the price.

Date: August 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I've never used the customer service as I usually go through my insurance agent for almost every matter. However, during Irma, I was promised a check by a certain date to make repairs and it arrived promptly and on time. Outside of some website problems, I think they are near perfect.

Date: August 04, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Website/App
I'm a little bit unsatisfied because I can pay my homeowners policy online through Auto-Owners but it will not allow your auto policy to be paid online. The site is otherwise fairly simple in its setup.

Date: June 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I haven't used it much - only during the time of a Tropical Storm - and it was pleasant then. They quickly communicated with me about sending out an adjuster and got my payment to me very quickly so I could go ahead and get my house fixed.

Farmer's Insurance Home Insurance Reviews

Date: October 04, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
They contact us quickly, are very friendly and helpful, and often they are very proactive. They communicate well and are very detailed about the materials they need and will provide us.

Date: September 23, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The premium is expensive, but when we make a claim, everything is covered. We never find ourselves wanting more payment because everything is covered immediately and quickly processed.

Date: September 15, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Everything from the exterior to the house to the interior, garage interior and exterior, and a separate carriage house interior and exterior. Also external appliances like an air conditioner.


Date: August 16, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
It is hard to get in contact with a local representative. The website only connects to rational agents, and it makes it confusing to know who is in charge of my claims process or how to contact somebody immediately.

Date: August 09, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
The agents are friendly, even the ones who come from out of town. The local agents are easy to access and respond quickly. They are all very professional.

Erie Insurance Home Insurance Reviews

Date: January 02, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
i have had to have very little to interact with them for, thank goodness. they don't pester me for an upscale or to add on other types of insurance, which is awesome

Allstate Home Insurance Reviews

Date: January 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
There deductibles were reasonable, compared to the ones other companies charged, I wasn't dissatisfied with the amounts.