How Can I Make My Stone Mountain, GA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Stone Mountain, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Stone Mountain, GA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $182,000 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $193,000 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $282,000 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $348,500 | $300,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Stone Mountain, GA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $741 |
| Superior Protection Discount | -$88 | $794 |
| Fire & Security Discount | -$71 | $812 |
| Hail Resistant Roof Discount | -$26 | $856 |
| Newly Constructed Home Discount | -$247 | $635 |
Choose your Stone Mountain, GA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,392 |
| Hail Damage | $4,900 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Stone Mountain, GA | Back to Top
| Home Insurance Company Stone Mountain, GA | Homeowners Insurance Agency Stone Mountain, GA | Address | Popularity Score | Distance from Stone Mountain (miles) |
|---|---|---|---|---|
| Allstate | Neil L. Dobbs | 809 Church St, Decatur, GA, 30030 | 8.0 | |
| State Farm | Jason Martin | 3604 Chamblee Tucker Rd, Atlanta, GA, 30341-4418 | 7.0 | |
| Farmers | Kristy Slaton | 4209 Oakwood Rd Ste 11, Oakwood, GA, 30566 | 32.9 | |
| State Farm | Brenda Chivis Montgomery | 2630 Beaver Ruin Rd, Norcross, GA, 30071-4135 | 9.4 | |
| State Farm | Arthur Ratliff | 1463 Church Street, Decatur, GA, 30030-1527 | 7.3 | |
| Allstate | Paul Rue | 1230 Caroline St Ne # B-220, Atlanta, GA, 30307 | 11.3 | |
| State Farm | Scotty Lewis | 1245 Pleasant Hill Rd, Lawrenceville, GA, 30044-3003 | 8.7 | |
| State Farm | Zan Mcbride | 286 Highway 314 Ste B, Fayetteville, GA, 30214-7831 | 28.6 | |
| Nationwide | The Henry Agency | 2754 North Decatur Road Suite 110, Decatur, GA, 30033 | 6.9 | |
| State Farm | Lem Howard | 2716 Evans Mill Rd, Lithonia, GA, 30058-7417 | 7.8 |
Compare Rates for Stone Mountain, GA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,410 | $680 |
| DeKalb County, GA | $176,000 | $995 | $730 | $1,420 | $690 |
| Stone Mountain, GA | $134,700 | $882 | $640 | $1,210 | $570 |
| Panthersville, GA | $92,600 | $654 | $480 | $930 | $450 |
| Lakeview Estates, GA | $14,000 | $63 | $40 | $90 | $50 |
| Monroe, GA | $135,600 | $775 | $550 | $1,090 | $540 |
| Flowery Branch, GA | $227,800 | $1,122 | $820 | $1,560 | $740 |
| Woodstock, GA | $194,200 | $1,044 | $720 | $1,440 | $720 |
| Statham, GA | $129,900 | $754 | $540 | $1,030 | $490 |
| Chattahoochee Hills, GA | $179,100 | $1,080 | $750 | $1,540 | $790 |
| Murrayville, GA | $198,100 | $806 | $580 | $1,140 | $560 |
| Sharpsburg, GA | $136,400 | $926 | $680 | $1,270 | $590 |
| Dawson County, GA | $202,300 | $814 | $550 | $1,130 | $580 |
Research Home Insurance Companies Reviews in Stone Mountain, GA Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: December 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I AM COMPLETELY SATISFIED WITH MY HOME INSURANCE POLICY SINCE THEY PROVIDE EVERY INFORMATION AND POLICY COVERING FOR EVERY DAMAGES,DISASTER,ETC TO HOME
Date: July 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I would give their service a 5, I had to constantly update my policy at the behest of our mortgage company and they were easy to work with in that regard.
State Farm Home Insurance Reviews
Date: September 20, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
this home insurance company policy offering many offers to their customers and this company since 1919 so well experienced.
Date: June 10, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
The premium and deductible are comparable to others. I would like to see the premium a little lower, but when we compared to others State Farm still seemed to be the better deal.
Liberty Mutual Home Insurance Reviews
Date: September 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
Liberty Mutual is the nation’s eighth-largest auto insurer based on direct premiums written. In addition to home and auto insurance, Liberty Mutual offers a vast array of personal and commercial insurance policies.
American Family Insurance Home Insurance Reviews
Date: September 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
their policy and other feed back are so nice and also their home isurance policy is very nice and they explaining very well
Amica Mutual Insurance Home Insurance Reviews
Date: May 29, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Premium
the premium is higher than other companies we looked at like State Farm. The deductible was approximately the same so that did not factor in our decision as much.