How Can I Make My San Mateo, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in San Mateo, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your San Mateo, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $271,500 | $230,000 | $200,000-$250,000 |
| 2 Bedroom | $403,000 | $330,000 | $300,000-$350,000 |
| 3 Bedroom | $937,000 | $800,000 | $800,000-$900,000 |
| 4 Bedroom | $1,241,000 | $1,040,000 | More than 10,000,000 |
| 5 Bedroom | $686,500 | $580,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in San Mateo, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$230 | $981 |
| Superior Protection Discount | -$121 | $1,090 |
| Fire & Security Discount | -$109 | $1,102 |
| Hail Resistant Roof Discount | -$24 | $1,186 |
| Newly Constructed Home Discount | -$303 | $908 |
Choose your San Mateo, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,295 |
| Hail Damage | $4,853 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near San Mateo, CA | Back to Top
| Home Insurance Company San Mateo, CA | Homeowners Insurance Agency San Mateo, CA | Address | Popularity Score | Distance from San Mateo (miles) |
|---|---|---|---|---|
| State Farm | Jim Dwyer | 1501 El Camino Real Ste G, Belmont, CA, 94002-3946 | 2.3 | |
| State Farm | Ed Bright | 1151 Arroyo Ave, San Carlos, CA, 94070-3908 | 1.1 | |
| State Farm | Carlos Acosta | 1075 Old County Rd Ste A, Belmont, CA, 94002-3936 | 2.6 | |
| Farmers | Rosie Mendoza | 303 Hemlock Ave, Redwood City, CA, 94061 | 1.8 | |
| Allstate | Raymond Barri | 1692 El Camino Real, San Carlos, CA, 94070 | 0.3 | |
| State Farm | Mohammed Naif | 1528 S El Camino Real Ste 108, San Mateo, CA, 94402-3067 | 5.9 | |
| State Farm | Hector Flamenco | 956 Main St, Redwood City, CA, 94063-1996 | 1.0 | |
| State Farm | Gina Vallee | 638 El Camino Real, San Carlos, CA, 94070-3104 | 1.4 | |
| State Farm | Keith Macdonald | 617 Veterans Blvd Ste 112, Redwood City, CA, 94063-1404 | 0.5 | |
| Farmers | Tyce Fields | 635 Mariners Island Blvd Ste 100, San Mateo, CA, 94404 | 5.5 |
Compare Rates for San Mateo, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Mateo County, CA | $917,700 | $1,227 | $910 | $1,670 | $760 |
| San Mateo, CA | $1,132,500 | $1,211 | $900 | $1,650 | $750 |
| Hillsborough, CA | $2,000,001 | $937 | $690 | $1,270 | $580 |
| Newark, CA | $607,200 | $1,423 | $1,050 | $1,940 | $890 |
| Fremont, CA | $714,900 | $1,347 | $1,000 | $1,830 | $830 |
| Moss Beach, CA | $837,400 | $2,248 | $1,660 | $3,060 | $1,400 |
| Pacifica, CA | $740,700 | $1,384 | $1,020 | $1,880 | $860 |
| San Jose, CA | $839,600 | $1,520 | $1,120 | $2,070 | $950 |
| Alamo, CA | $1,517,700 | $941 | $700 | $1,280 | $580 |
| Bay Point, CA | $251,700 | $671 | $500 | $910 | $410 |
| La Selva Beach, CA | $884,800 | $2,339 | $1,730 | $3,180 | $1,450 |
| Nicasio, CA | $1,625,000 | $559 | $410 | $760 | $350 |
Research Home Insurance Companies Reviews in San Mateo, CA Before Buying | Back to Top
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Allstate Home Insurance Reviews
Date: October 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: December 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: December 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 29, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 28, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 18, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 15, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 13, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Mercury Home Insurance Reviews
Date: September 24, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 03, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: January 05, 2018 Age: Above 60 Gender: Male Marital Status: Married
National General Home Insurance Reviews
Date: August 10, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 09, 2018 Age: Above 60 Gender: Male Marital Status: Married
GEICO Home Insurance Reviews
Date: January 05, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: February 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: September 11, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Date: July 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: December 31, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: June 08, 2019 Age: Above 60 Gender: Married Marital Status: Male
Travelers Home Insurance Reviews
Date: December 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Married