How Can I Make My DeKalb, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in DeKalb, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your DeKalb, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $119,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $131,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $260,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $360,000 | $330,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in DeKalb, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $637 |
| Superior Protection Discount | -$76 | $683 |
| Fire & Security Discount | -$53 | $705 |
| Hail Resistant Roof Discount | -$23 | $736 |
| Newly Constructed Home Discount | -$205 | $554 |
Choose the Right Deductible for your DeKalb, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| DeKalb County | $700 | $791 | $1,491 | $575 | $1,275 | $216 |
| DeKalb, IL | $700 | $749 | $1,449 | $545 | $1,245 | $205 |
| Genoa, IL | $100 | $669 | $769 | $486 | $586 | $183 |
| Kane County, IL | $2,000 | $875 | $2,875 | $636 | $2,636 | $239 |
| Poplar Grove, IL | $400 | $679 | $1,079 | $493 | $893 | $186 |
| Lee County, IL | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Freedom, IL | $100 | $806 | $906 | $586 | $686 | $220 |
| Caledonia, IL | $2,500 | $688 | $3,188 | $500 | $3,000 | $188 |
| Hartland, IL | $300 | $951 | $1,251 | $691 | $991 | $260 |
| Holiday Hills, IL | $2,500 | $754 | $3,254 | $548 | $3,048 | $206 |
| Elmhurst, IL | $400 | $1,184 | $1,584 | $861 | $1,261 | $324 |
| Fremont, IL | $1,500 | $799 | $2,299 | $581 | $2,081 | $218 |
Identify Top Home Insurance Agents near DeKalb, IL | Back to Top
| Home Insurance Company DeKalb, IL | Homeowners Insurance Agency DeKalb, IL | Address | Popularity Score | Distance from DeKalb (miles) |
|---|---|---|---|---|
| State Farm | Armando Perez | 229 W Grand Ave Ste P, Bensenville, IL, 60106-3365 | 42.4 | |
| State Farm | Larry Laino | 3837 E Main St, St Charles, IL, 60174-2424 | 26.1 | |
| State Farm | Brad Sutter | 435 S Roselle Rd Lowr 1, Schaumburg, IL, 60193-2975 | 36.1 | |
| Erie | Reliant Agency | 1600 Golf Road Suite 1200, Rolling Meadows, IL, 60008 | 40.4 | |
| Farmers | Paul Gran | 414 Plaza Dr Ste 101, Westmont, IL, 60559 | 42.5 | |
| Allstate | Daniel Baldwin | 2037 E Euclid Ave, Mount Prospect, IL, 60056 | 46.4 | |
| State Farm | Rick Weissenhofer | 2261 Orchard Rd, Oswego, IL, 60543-5105 | 26.3 | |
| Allstate | Kathy Szymczak | 9649 Grand Ave, Franklin Park, IL, 60131 | 46.7 | |
| State Farm | Jeff Jurkovich | 3038 Hobson Rd, Woodridge, IL, 60517-1510 | 38.7 | |
| State Farm | Jonathan Gjeldum | 4260 Westbrook Dr Ste 104, Aurora, IL, 60504-8136 | 31.5 |
Compare Rates for DeKalb, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,170 | $560 |
| DeKalb County, IL | $166,800 | $800 | $550 | $1,100 | $550 |
| DeKalb, IL | $147,100 | $759 | $520 | $1,040 | $520 |
| Genoa, IL | $158,000 | $677 | $460 | $970 | $510 |
| Kane County, IL | $223,400 | $886 | $640 | $1,230 | $590 |
| Poplar Grove, IL | $163,500 | $687 | $470 | $940 | $470 |
| Lee County, IL | $116,500 | $681 | $500 | $960 | $460 |
| Freedom, IL | $162,800 | $816 | $560 | $1,130 | $570 |
| Caledonia, IL | $168,800 | $696 | $490 | $1,000 | $510 |
| Hartland, IL | $249,800 | $963 | $690 | $1,340 | $650 |
| Holiday Hills, IL | $139,100 | $763 | $530 | $1,060 | $530 |
| Elmhurst, IL | $394,500 | $1,199 | $800 | $1,690 | $890 |
| Fremont, IL | $249,900 | $809 | $550 | $1,150 | $600 |
Research Home Insurance Companies Reviews in DeKalb, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 10, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
So much cheaper. My home loan officer helped me when I was struggling to find an affordable rate. Mainstream companies were charging twice the amount.
Date: October 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I honestly do not have much experience with my insurance company's customer service. The little experience that I have had would lead me to rate them with a 4. It is sometimes difficult to get to the right area.
Date: July 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I have loved our experience with Allstate. They have done a great job working with us to get the coverage we need. They were always willing to run quotes on homes we were considering to buy.
Date: April 03, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I'm pretty sure most homeowners policies are comparable. Hard to tell till something really goes wrong.
Date: November 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I have a local agent whom is outstanding! If I have any questions I know he is a phone call away and answers all my questions and concerns promptly
Farmer's Insurance Home Insurance Reviews
Date: October 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
It is a low price and easy to pay. We have it set up for auto pay. The price is about twelve dollars a month or something and it is a reasonable fee. i would sign up with them again.
Date: September 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Our premium is low and our deductible is manageable if something were to happen.
Date: February 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
everything meets with a nice problem is not synonymous with others.convenient and preferable.Therefore I recommend to my friends
State Farm Home Insurance Reviews
Date: October 24, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
I had a pipe burst a few years ago. It flooded my house. My experience with their customer service people was actually very good. They answered even though it was at an odd hour.
Date: December 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I haven't really researched other home insurance companies. A lot of family is with State Farm so I just went along with it due to their past experiences of receiving great service in a timely fashion. I should probably look at other companies for home insurance, however, I'm extremely satisfied with my contract at State Farm, so I would rate them highly.
Country Financial Home Insurance Reviews
Date: December 26, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have never had to make a claim on my home, but my experience with this company for their other offerings has been great.
Erie Insurance Home Insurance Reviews
Date: December 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium for my home insurance policy is more expensive compared to other offers from other companies. They also have a weird payment plan, you can't split the premium into monthly payments, which makes it harder on our budget.
Travelers Home Insurance Reviews
Date: June 01, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
I do not know what the competition rate is because we didn't shop around we just used the same insurance we had for auto.
GEICO Home Insurance Reviews
Date: October 30, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
The premium is very, very reasonable and is way better than most companies we have looked at. We also get a discount because we have car insurance through them as well.