How Can I Make My Hobart, IN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Hobart, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Hobart, IN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $73,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $127,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $123,000 | $100,000 | $75,000-$100,000 |
| 5 Bedroom | $265,500 | $220,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Hobart, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $630 |
| Superior Protection Discount | -$77 | $691 |
| Fire & Security Discount | -$54 | $714 |
| Hail Resistant Roof Discount | -$15 | $753 |
| Newly Constructed Home Discount | -$161 | $607 |
Choose your Hobart, IN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,513 |
| Hail Damage | $4,853 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Hobart, IN | Back to Top
| Home Insurance Company Hobart, IN | Homeowners Insurance Agency Hobart, IN | Address | Popularity Score | Distance from Hobart (miles) |
|---|---|---|---|---|
| Allstate | Jerry Gasche | 3525 Central Ave Ste D, Lake Station, IN, 46405 | 2.3 | |
| Allstate | Nick Adams | 1911 W Glen Park Ave, Griffith, IN, 46319 | 9.6 | |
| Allstate | Emmanuel Garza | 750 E Lincoln Hwy, Schererville, IN, 46375 | 9.8 | |
| Farmers | Alicia Radin | 365 E 84th Dr, Merrillville, IN, 46410 | 6.6 | |
| State Farm | Jason Rakos | 270 W 80th Pl, Merrillville, IN, 46410-5430 | 6.3 | |
| State Farm | Bob Moreth | 7570 E 109th Ave, Crown Point, IN, 46307-8631 | 8.7 | |
| State Farm | Greg Taylor | 390 W Us Highway 6, Valparaiso, IN, 46385-7900 | 6.3 | |
| State Farm | Tim Grauel | 24545 Brick Rd, South Bend, IN, 46628-9717 | 49.5 | |
| Allstate | Donald Kaminski | 40 E Joliet St, Schererville, IN, 46375 | 10.3 | |
| Travelers | Brown Insurance Group | 9105a Indianapolis Blvd. Suite 300, Highland, IN, 46322 | 10.7 |
Compare Rates for Hobart, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,200 | $620 |
| Lake County, IN | $140,100 | $849 | $570 | $1,210 | $640 |
| Hobart, IN | $112,400 | $768 | $510 | $1,080 | $570 |
| Yellowhead, IL | $184,500 | $859 | $610 | $1,210 | $600 |
| Burbank, IL | $174,200 | $839 | $560 | $1,200 | $640 |
| Orland Hills, IL | $228,100 | $781 | $560 | $1,110 | $550 |
| Palos Park, IL | $388,400 | $1,267 | $900 | $1,800 | $900 |
| Jasper County, IN | $153,200 | $872 | $620 | $1,240 | $620 |
| Oregon, IN | $111,800 | $790 | $540 | $1,090 | $550 |
| Norwood Park, IL | $286,300 | $858 | $590 | $1,190 | $600 |
| Morocco, IN | $80,300 | $674 | $490 | $920 | $430 |
| Lombard, IL | $244,900 | $917 | $630 | $1,300 | $670 |
| Milton, IL | $350,800 | $820 | $580 | $1,170 | $590 |
Research Home Insurance Companies Reviews in Hobart, IN Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: December 28, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I haven't spent much time on this comparison because at a glance, it appears that most deductible/premium relationships across companies are similar.
Date: June 09, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Premium
I believe that I choose the cheapest plan from them. As I said, I just need the insurance in case, so the plan doesn't cause me too much every month.
Date: December 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I would rate them a 3. I haven't had to file any claims so have had limited dealings with customer service. The only reason I have them is because I have the same car insurance company and I get a multi-policy discount. I haven't had great experiences with their customer service but it hasn't been bad, just mediocre.
Allstate Home Insurance Reviews
Date: October 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My premium and deductible are about standard for the industry. I am sure that if you shop around for every single level type of coverage you can find it cheaper elsewhere but I have all my policies under one company,
Date: June 17, 2019 Age: Above 60 Gender: Unmarried Marital Status: Female
Customer Service
I would give Allstate a 5 in customer service here, our local agent is friendly and knowledgeable! He even helped us get a few other chores done because we just moved into the area.
State Farm Home Insurance Reviews
Date: January 05, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible are pretty reasonable considering the amount of coverage and size of house that is being covered
Date: November 12, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I find the rates to be comparable to other companies, with the advantage of State Farm being a national chain, which allow me the ease of transferring policies from state to state.
Travelers Home Insurance Reviews
Date: November 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I don't understand what you are asking. Try using grammar-check. Are you perhaps asking which items are covered by my policy? That would be flood, fire, theft, etc....
Alfa Insurance Home Insurance Reviews
Date: September 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
The coverage is great and extensive. They really have you covered. And the monthly premium was more affordable than most others I had shopped around.
American Family Insurance Home Insurance Reviews
Date: July 03, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
My home insurance's customer service is pretty bad. The wait time is ridiculous for the customer service associate. I get transferred to different people and sometimes hung up on.
Auto Owners Insurance Home Insurance Reviews
Date: January 16, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
i am satisfied but have never had to file a claim. Thee have been a few mix ups on my providers end that have caused some annoyance that should not have happened