How Can I Make My Bellevue, WA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Bellevue, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Bellevue, WA Home Insurance Coverage Levels | Back to Top

Bellevue, WA - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Sunset Way, Rosemont Blvd, 42nd Ct SE, SE 61st Pl, 129th St SE, 189th Pl SE, SE 83rd Ln, Pine Cone Dr NW, NE 46th Ct, Bellevue Way NE $515,000 $460,000 $500,000-$600,000 $372,500 $330,000 $350,000-$400,000
NE 36 Pl, Vineyard Crst, NE 32nd Ct, SE 14th Pl, 138 Pl SE, SE 78th Way, 167th Ct SE, 137 Pl SE, 126th Ave, Valley Greene Blvd $456,000 $420,000 $400,000-$500,000 $363,500 $310,000 $300,000-$350,000
NE 38th Pl, SE 53rd Pl, 44th Pl SE, NE 68th Pl, 121st Pl NE, Oak Hill Pl NW, 141st Ct SE, SE 81st Pl, SE 106th St, Cedar Crest Ln $236,000 $220,000 $200,000-$250,000 $511,500 $430,000 $400,000-$500,000
NW Alpine Crest Way, SE Allen Rd, SE 86 St, SE 44th Way, NE 30th Pl, Tulalip Ky, 111 Pl SE, 99th Ave NE, SE 85th St, SE 62nd Pl $291,000 $270,000 $250,000-$300,000 $539,500 $480,000 $500,000-$600,000
NE 37th Ct, Bellevue Pl, Shoreland Dr SE, Vashon Ky, Mountain View Ln NW, SE 7th Pl, Lummi Key, Shangri la Way NW, SE 57th Pl, SE 23rd Ln $374,500 $320,000 $300,000-$350,000 $455,500 $420,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Bellevue, WA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$285 $1,214
Superior Protection Discount -$150 $1,349
Fire & Security Discount -$150 $1,349
Hail Resistant Roof Discount -$30 $1,469
Newly Constructed Home Discount -$300 $1,199

Choose the Right Deductible for your Bellevue, WA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
King County $1,000 $1,080 $2,080 $785 $1,785 $295
Bellevue, WA $2,000 $1,481 $3,481 $1,076 $3,076 $405
Issaquah, WA $300 $1,209 $1,509 $879 $1,179 $330
Alderwood Manor, WA $2,000 $734 $2,734 $534 $2,534 $201
Covington, WA $400 $688 $1,088 $500 $900 $188
Lake Stickney, WA $700 $758 $1,458 $551 $1,251 $207
Lofall, WA $200 $793 $993 $577 $777 $217
Lake Stevens, WA $1,500 $682 $2,182 $496 $1,996 $186
Spanaway, WA $500 $647 $1,147 $470 $970 $177
Roy, WA $1,500 $632 $2,132 $460 $1,960 $173
Tanglewilde, WA $400 $661 $1,061 $480 $880 $181

Identify Top Home Insurance Agents near Bellevue, WA | Back to Top

Home Insurance Company Bellevue, WA Homeowners Insurance Agency Bellevue, WA Address Popularity Score Distance from Bellevue (miles)
Farmers Oscar Myre 1532 N Marion St, Renton, WA, 98057
7.8
Liberty Mutual Independent King Insurance Associates Inc 2885 78th Ave Se Ste 1 Mercer Island, Mercer Island, WA, 98040
3.9
Allstate The Hartman Agency 11422 Ne 21st St, Bellevue, WA, 98004
2.8
Liberty Mutual Independent Silvermark Inc 16398 Ne 85th St Ste 100, Redmond, WA, 98052
5.9
State Farm Brooks Tish 12504 116th Ave Ne, Kirkland, WA, 98034-4321
8.2
Liberty Mutual Independent Gurry & Rogers Insurance 1200 5th Ave Ste 1825, Seattle, WA, 98101
8.5
State Farm Carol Flores 1550 140th Ave Ne Ste 100, Bellevue, WA, 98005-4500
1.9
Liberty Mutual Independent Mumma Associates Inc 11811 Ne 1st St Ste 307, Bellevue, WA, 98005
1.8
Farmers Jared Whaley 3212 Ne 45th St, Seattle, WA, 98105
7.9
State Farm Kevin Dunkley 6920 Coal Crk Pkwy Se Ste 4, Newcastle, WA, 98059-3147
4.0

Compare Rates for Bellevue, WA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Washington $286,800 $809 $580 $1,140 $560
King County, WA $446,600 $1,093 $730 $1,500 $770
Bellevue, WA $665,700 $1,499 $1,080 $2,070 $990
Issaquah, WA $502,500 $1,224 $840 $1,690 $850
Alderwood Manor, WA $336,900 $743 $500 $1,050 $550
Covington, WA $301,300 $696 $480 $990 $510
Lake Stickney, WA $351,900 $767 $530 $1,050 $520
Lofall, WA $282,200 $803 $550 $1,100 $550
Lake Stevens, WA $296,200 $690 $470 $980 $510
Spanaway, WA $203,100 $655 $480 $930 $450
Roy, WA $249,500 $640 $460 $900 $440
Tanglewilde, WA $214,600 $669 $450 $920 $470

Research Home Insurance Companies Reviews in Bellevue, WA Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: October 24, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I started with one agent and asked a question that she gave me the wrong answer to. Once I sent her info from what she had sent me asking more questions she said I was correct. I changed agents immediately.

Date: September 14, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
The premiums and deductible are fair for the services offered. Again not the cheapest however there overall service makes it one of the better companies around.

Date: July 23, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
We are satisfied with the premium and although we do sometimes check with our companies to compare, we find others' rates to comparable to the offerings.

Date: June 02, 2019    Age: 20 to 29    Gender: Married    Marital Status: Male

Premium
My premium is standard. My deductible is also pretty standard. I do wish it was less out of pocket but compared to the actual full amount of coverage I have, it seems average.

Date: March 29, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
My wife and I have nothing but great experiences thus far with StateFarm regarding out homeowners insurance. We've encountered some minor issues with water damage from storms.

Date: February 11, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Poor service, I am often left on hold for a long time, just to be shifted to another department and put on hold again.

Date: November 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
The time it takes to load is time consuming and the time to find go from the banking website to the insurance website is not user friendly.

Date: September 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
I am very very satisfied with the interaction and communication with my insurance company. They are always professional and kind. They take many life events into consideration and are always willing to work with me if I have an issue. They are efficient and timely as well.

Date: September 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I really like that I can view and pay my insurance premium online. I can chat with my agent on their website. However, I am unable to make changes to my policy online. I would like the ability to make changes.

Date: August 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Damage to the dwelling such as plumbing, electrical wiring, heating, water damage, other structures not attached to my home such as our fence and shed. Also covered are medical payments for people who may become injured in my home.


Date: August 13, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I have not compared premiums from other insurance companies. My insurance company offers to save for bundling services and I had already had car insurance with them. That being said, I think the premium amount is a fair and reasonable amount.

Date: June 15, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Customer service with my insurance company is wonderful! The ladies in the office remember who I am and many details about my family. If I miss a payment date, I promptly get an email reminder!

Farmer's Insurance Home Insurance Reviews

Date: September 19, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
I was original with State Farm so we tried them first, and their premium was over double what Farmers was offering. It was the same with Geico and Liberty. Farmers had the best rate available.

Date: September 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I was very pleased with the customer service of farmers. I was referred to our agent by a coworker, and the agent provided fast and friendly customer service. He also followed up regularly.

Date: September 11, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
10% for structures, 55% for personal property, 20% for loss of use, $1000 for medical payments, $300,000 personal liability, 125% extended replacement cost


Date: August 22, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like that the website is pretty simplistic. The text is large and spaced out and everything is clearly labeled. There's no tiny numbers or text that makes you feel like there's a catch to everything.

Date: August 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I have been very satisfied with the interaction and communication of our home insurance company. They are very responsive and fast with communication and make it seem like they care about our business.

Progressive Home Insurance Reviews

Date: January 13, 2020    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I haven't had any probles with them so far! The pay is alright, but I might call Geico soon to see if they can beat the price. I would definitely give them 5 stars.

Date: October 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
My premium is lower because I chose a higher deductible and it is bundles with my auto insurance. Bundling the two insurances saves me on the premium also.

Date: January 16, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
my deductible is what you would expect for a first time home owner with decent credit and what not in florida

Nationwide Home Insurance Reviews

Date: October 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I think my policy covers me well, however i believe insurance is a cash grab because you cant get back any of the money you spend on it. There should be some way to get back something after spending all that money and not having a claim for years.


Date: May 12, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
I think the premium is too high for all the companies, not just mine. They should give you at least half of premium bask instead of just taking your money year after year.

Liberty Mutual Home Insurance Reviews

Date: October 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Always helpful customer service it is difficult to estimate how much you could end up paying in premiums, especially if you want an estimate without having to go through the online quote process.

Date: November 28, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I am satisfied, but I have not checked how it compares to other companies for a while. I wish it were lower, but it is not an undue burden.

GEICO Home Insurance Reviews

Date: December 20, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
They give better rates than anyone I have every tried to have insurance with. By far the best rates available.


Date: January 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They offer all of the coverage I was looking for. I compared them to my current company as well as other, and they offered the same coverage that I was wanting and needing.


Allstate Home Insurance Reviews

Date: September 05, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
My experience with my home insurance company's customer service has be positive for the most part. There have been no major issues and any questions that I have had about payments.

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