How Can I Make My Kingman, AZ Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Kingman, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Kingman, AZ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $96,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $107,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $189,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $192,500 | $170,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Kingman, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $707 |
| Superior Protection Discount | -$82 | $739 |
| Fire & Security Discount | -$82 | $739 |
| Hail Resistant Roof Discount | -$25 | $797 |
| Newly Constructed Home Discount | -$238 | $583 |
Choose your Kingman, AZ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,537 |
| Hail Damage | $4,524 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Kingman, AZ | Back to Top
| Home Insurance Company Kingman, AZ | Homeowners Insurance Agency Kingman, AZ | Address | Popularity Score | Distance from Kingman (miles) |
|---|---|---|---|---|
| State Farm | Deana Nelson | 3880 Stockton Hill Rd Ste 106, Kingman, AZ, 86409-0595 | 21.2 | |
| Travelers | The Southwest Financial Center | 1854 Hwy 95, Bullhead City, AZ, 86442 | 43.6 | |
| Allstate | Angie Whitesides | 701 N Stockton Hill Rd Ste O, Kingman, AZ, 86401 | 24.0 | |
| Farmers | Kirk Barton | 3712 Hway 95 Ste 4, Bullhead City, AZ, 86442 | 46.7 | |
| Farmers | Denise Barron | 1916 Lucille Ave Ste A, Kingman, AZ, 86401 | 23.4 | |
| Farmers | Laurie Bauer | 2711 N Stockton Hill Rd Ste B, Kingman, AZ, 86401 | 22.9 | |
| State Farm | Kitty Carling | 1395 Hancock Rd, Bullhead City, AZ, 86442-5900 | 44.5 | |
| Travelers | Wickersham Insurance Agency Inc | 2160 Highway 95 Ste 2, Bullhead City, AZ, 86442 | 44.3 | |
| Farmers | Darin Edwards | 3469s Highway 68, Golden Valley, AZ, 86413 | 23.5 | |
| State Farm | Mavis Fulco | 3880 Frontage Rd Ste 10, Bullhead City, AZ, 86442-9108 | 47.1 |
Compare Rates for Kingman, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $530 | $1,060 | $530 |
| Mohave County, AZ | $138,700 | $635 | $430 | $900 | $470 |
| Kingman, AZ | $93,400 | $822 | $590 | $1,170 | $580 |
| Valle Vista, AZ | $128,800 | $634 | $440 | $890 | $450 |
| Chloride, AZ | $58,800 | $417 | $290 | $580 | $290 |
| Mohave County, AZ | $138,700 | $635 | $450 | $880 | $430 |
| Hackberry, AZ | $170,200 | $711 | $510 | $1,010 | $500 |
| Pinion Pines, AZ | $248,300 | $806 | $580 | $1,140 | $560 |
| Lazy Y U, AZ | $365,400 | $1,004 | $670 | $1,400 | $730 |
Research Home Insurance Companies Reviews in Kingman, AZ Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: September 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The home insurance offerings of USAA are diverse and comparable to offerings of other major insurance providers. I did not feel the need to shop around and compare.
Date: July 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
We were able to keep our deductibles reasonable and still keep our premiums down. It is much easier to come up with $500 than $2500 like some other companies wanted.
Date: April 10, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I have always had USAA from the start of purchasing our home, so I'm not sure what the deductibles and premiums are for other companies.
Date: January 29, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
The only experience I have had so far is the setting up the insurance with my company. We made a call to see what information we needed then we emailed it in and that was about it.
Farm Bureau Home Insurance Reviews
Date: October 29, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
Our premiums run about 100 less than where we used to be. THis is why we switched companies.
Country Financial Home Insurance Reviews
Date: October 17, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I have been satisfied with the company's customer service. They always ask me if I have any questions and I can always make an appointment to come in to the office and they will go over my policy with me.
Liberty Mutual Home Insurance Reviews
Date: January 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The premium on my policy is quite affordable. My deducible is around $500 for an incident and then 1% of my home value when i need work done on my home. Net net this policy fits my needs.
State Farm Home Insurance Reviews
Date: December 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I'd give another five stars for policy offerings. They cover many of the likely natural disaster damages for our area, damages from criminal activity, and fires. I can't think of anything more they could offer to us.
Farmer's Insurance Home Insurance Reviews
Date: September 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I'm not sure what company our household uses, if they pay for house insurance at all. As such, I cannot comment on this.