How Can I Make My Santa Clara, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Santa Clara, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Santa Clara, CA Home Insurance Coverage Levels | Back to Top
| Santa Clara, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dianne Dr, Burnett Ave, Duane Ave, Victor Ct, Bella Vista Ct, Angel Ave, Holmes Pl, W Brokaw Rd, Landslide Ct, Beemer Ave | $442,000 | $360,000 | $500,000-$600,000 | $442,000 | $410,000 | $400,000-$500,000 |
| Pinewood Pl, Schott Ct, Laine Ave, Juliette Ln, Yerba Buena Way, Owen St, Toyon Dr, Clydebank Ct, Moreno Ln, Fowler Ave | $580,500 | $470,000 | $500,000-$600,000 | $327,500 | $270,000 | $250,000-$300,000 |
| Mercury Dr, Maria St, S Henry Ave, Stafford St, San Juan Ave, Gonzaga Pl, Augustine Dr, Kent Ave, el Sobrante St, Elizabeth Way | $653,500 | $620,000 | $500,000-$600,000 | $471,500 | $420,000 | $400,000-$500,000 |
| Circle Dr, Birch Way, Kintyre Way, Lick Mill Blvd, W Gish Rd, Mansion Park Dr, Barkley Ave, Lorne Way, Midas Way, Portola Ave | $391,000 | $320,000 | $400,000-$500,000 | $339,000 | $290,000 | $300,000-$350,000 |
| Spoonbill Way, Morrison Ave, Ave de Lago, Lakeway Dr, Lochness Ct, San Rafael Ave, Eberhard St, Meadowlark Ave, Calvert Dr, Laurie Ave | $596,500 | $540,000 | $500,000-$600,000 | $663,000 | $620,000 | $600,000-$700,000 |
| Rosalie Dr, Space Park Dr, de Soto Ave, Tuliptree Ln, Old Mountain View Alviso Rd, Monastery Way, Castro Pl, Higgins Ave, Sage Hen Way, Navarro Dr | $761,500 | $680,000 | $900,000-$1,000,000 | $455,500 | $410,000 | $400,000-$500,000 |
| Oakmead Pkwy, Serra Ave, Macedo Pl, Patricia Dr, Kingsbury Cir, Technology Dr, Kolb Pl, Monterey Ave, Hickory Ct, Sawyer Ct | $316,500 | $270,000 | $350,000-$400,000 | $362,000 | $290,000 | $300,000-$350,000 |
| Hargis Way, Russell Ave, Adams Way, N Murphy Ave, Rancho McCormick Blvd, Doon Ct, Ave de Los Arboles, Vallco Pkwy, Marion Way, Sunny Vista Dr | $533,000 | $460,000 | $600,000-$700,000 | $382,000 | $360,000 | $400,000-$500,000 |
| Kenwood Ave, Scanlan Pl, Doyle Cir, Molinaro St, Hamline St, N Britton Ave, Villa Pl, Arguello Pl, Grinnel Ct, Gentry Ct | $495,500 | $470,000 | $500,000-$600,000 | $319,500 | $300,000 | $350,000-$400,000 |
| Calabazas Blvd, Lawrence Ct, Bond Pl, Rodonovan Dr, Colgate Ave, Augusta Pl, Raggio Ave, Sapena Ct, Fremont St, Billings Cir | $592,000 | $550,000 | $400,000-$500,000 | $290,000 | $250,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Santa Clara, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$226 | $1,283 |
| Superior Protection Discount | -$151 | $1,358 |
| Fire & Security Discount | -$166 | $1,343 |
| Hail Resistant Roof Discount | -$30 | $1,479 |
| Newly Constructed Home Discount | -$377 | $1,132 |
Choose the Right Deductible for your Santa Clara, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Clara County | $700 | $1,489 | $2,189 | $1,082 | $1,782 | $407 |
| Santa Clara, CA | $1,000 | $1,491 | $2,491 | $1,084 | $2,084 | $408 |
| Milpitas, CA | $400 | $1,316 | $1,716 | $956 | $1,356 | $360 |
| Mountain View, CA | $700 | $1,214 | $1,914 | $882 | $1,582 | $332 |
| Woodside, CA | $200 | $927 | $1,127 | $674 | $874 | $253 |
| Alameda County, CA | $700 | $1,235 | $1,935 | $898 | $1,598 | $338 |
| Moss Beach, CA | $300 | $2,221 | $2,521 | $1,614 | $1,914 | $607 |
| Castle Hill, CA | $700 | $2,768 | $3,468 | $2,012 | $2,712 | $757 |
| Acalanes Ridge, CA | $100 | $2,332 | $2,432 | $1,694 | $1,794 | $637 |
| Grayson, CA | $1,500 | $655 | $2,155 | $476 | $1,976 | $179 |
| Montalvin Manor, CA | $400 | $679 | $1,079 | $493 | $893 | $185 |
Identify Top Home Insurance Agents near Santa Clara, CA | Back to Top
| Home Insurance Company Santa Clara, CA | Homeowners Insurance Agency Santa Clara, CA | Address | Popularity Score | Distance from Santa Clara (miles) |
|---|---|---|---|---|
| State Farm | Lawrence Mui | 610 Main St Ste A, Pleasanton, CA, 94566-6640 | 21.1 | |
| State Farm | Randy Chang | 1328 W El Camino Real Ste 2, Mountain View, CA, 94040-2499 | 6.9 | |
| State Farm | Andre Nguyen | 4990 Speak Ln Ste 220, San Jose, CA, 95118-2700 | 8.8 | |
| Allstate | Eddy Chan | 30 W 39th Ave Ste 100, San Mateo, CA, 94403 | 21.3 | |
| Farmers | Paul Curiel | 2670 S White Rd Ste 90, San Jose, CA, 95148 | 9.7 | |
| State Farm | Charlotte Russell | 643 Bair Island Road Suite 101, Redwood City, CA, 94063-2755 | 16.8 | |
| State Farm | Mario Quezada | 441 N 1st St, San Jose, CA, 95112-4019 | 4.2 | |
| Allstate | Linh Ngo | 2670 S White Rd Ste 125, San Jose, CA, 95148 | 9.7 | |
| State Farm | Jake Bursalyan | 2555 Flores St Ste 175, San Mateo, CA, 94403-2343 | 22.3 | |
| Allstate | Lisa Yen | 5510a Almaden Expy, San Jose, CA, 95118 | 9.3 |
Compare Rates for Santa Clara, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Clara County, CA | $829,600 | $1,507 | $1,110 | $2,050 | $940 |
| Santa Clara, CA | $831,600 | $1,509 | $1,120 | $2,050 | $930 |
| Milpitas, CA | $704,300 | $1,332 | $990 | $1,810 | $820 |
| Mountain View, CA | $1,079,900 | $1,228 | $910 | $1,670 | $760 |
| Woodside, CA | $2,000,001 | $938 | $690 | $1,280 | $590 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
| Moss Beach, CA | $837,400 | $2,248 | $1,660 | $3,060 | $1,400 |
| Castle Hill, CA | $1,160,300 | $2,802 | $2,070 | $3,810 | $1,740 |
| Acalanes Ridge, CA | $896,000 | $2,360 | $1,750 | $3,210 | $1,460 |
| Grayson, CA | $208,900 | $663 | $490 | $900 | $410 |
| Montalvin Manor, CA | $227,500 | $687 | $510 | $930 | $420 |
Research Home Insurance Companies Reviews in Santa Clara, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
the premium and deductible of your policy compared to the other home insurance policies for the greater coverage
Date: April 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
State Farm was very helpful is explaining our home policy, and helped us add on flood insurance to further protect our residence.
Date: February 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I did not look into may other companies for my home insurance policy. When I found this policy, and it had the offerings I was looking for, at a price I liked, I decided to move forward with the company.
Date: September 14, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
Sometimes it is difficult to get the entire page to load at once and I have to wait a few minutes for all of the components to render. They use a lot of pop-up boxes within the browser window to give you links to all of the payment options. Sometimes these don't load properly and the page has to be refreshed.
Date: August 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
They will call or email if there is an issue which needs my immediate attention and will regularly send me mail that keeps me up to date on my insurance coverage. They are always polite and pleasant and willing to help with any issue.
Date: August 05, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I shopped around between several companies and for my area, State Farm had the greatest amount of coverage for the lowest price. They are reasonably well liked in my area and I have heard no major complaints from others about their services.
Date: July 27, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have been in my local office multiple times to discuss insurance needs and the employees have always been pleasant and helpful. They contact me if there is anything that needs my attention and is always professional and respectful.
Date: November 18, 2017 Age: Above 60 Gender: Male Marital Status: Unmarried
Policy Offerings
The house itself, our garage, and our personal items inside the house such as electronics, jewelry, firearms, antiques, and furniture. Medical expenses are also included.
Travelers Home Insurance Reviews
Date: October 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
It is easy for me to receive immediate responses from customer service when I make a claim. They call and email almost right away and are great at answering questions and getting more information for me if I need it.
Date: September 12, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
My home (dwelling), other structures on my property, personal property, and loss of use, valuable items (jewelry), government employees property damage liability, water back up and sump discharge or overflow, personal property replacement cost loss settlement, additional replacement cost protections
Date: May 25, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Website/App
I like how easy it is for me to quickly find how to submit a claim on the website, and I like that I can file a claim on the website. It is also easy for me to find all this information you're asking for on the website as well - finding my policy and the policy details was easy for me to do quickly on the website.
Date: May 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The last time we looked for home insurance was about 5 years ago. I don't really remember how this company compared to other companies, but I can't imagine we wouldn't have gone with the best coverage at the best price. I'm sure Travelers gave us the best amount of coverage at the best price. Our deductibles are pretty good.
Date: January 15, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
We really only receive communications from Travelers when it's necessary, which I find really great. I don't care to be spammed by unnecessary information about possibilities.
Esurance Home Insurance Reviews
Date: January 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
We are new to esurance but they have been very helpful. They have chat to easily answer whatever questions arise and have been hemlock setting things up with the bank for the escrow account. Purchasing has been a breeze.
Date: December 28, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I fell that my insurance deductible are fair and affordable after talking to customer service the left me feeling satisfied. Will use them again
Allstate Home Insurance Reviews
Date: August 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Allstate is best in customer service and when it comes to rate-saving opportunities Allstate is in a league all by itself. It gives more discounts. Allstate makes it easy to get a good deal on your coverage.
Date: October 18, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
The website is fine. It is easy to navigate, and I can pay online to, as well as chat.
Progressive Home Insurance Reviews
Date: November 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I have not had any issues with my insurance customer service. I do most everything online so it makes it super fast and easy. When I have had to talk to someone, they have been friendly and answered my questions without any issue.
Mercury Home Insurance Reviews
Date: July 07, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Policy Offerings
They offer everything that other companies do, including bundling of various coverages. We've never had an issue getting coverage for anything.
GEICO Home Insurance Reviews
Date: May 15, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Communication
They listen to my needs and considers my long time loyalty.