How Can I Make My South San Francisco, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in South San Francisco, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your South San Francisco, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $148,000 | $140,000 | $150,000-$175,000 |
| 2 Bedroom | $356,500 | $320,000 | $300,000-$350,000 |
| 3 Bedroom | $565,000 | $490,000 | $400,000-$500,000 |
| 4 Bedroom | $489,500 | $410,000 | $400,000-$500,000 |
| 5 Bedroom | $989,000 | $800,000 | $900,000-$1,000,000 |
Estimate your Savings with Home Insurance Discounts in South San Francisco, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$191 | $932 |
| Superior Protection Discount | -$101 | $1,022 |
| Fire & Security Discount | -$101 | $1,022 |
| Hail Resistant Roof Discount | -$34 | $1,089 |
| Newly Constructed Home Discount | -$281 | $842 |
Choose the Right Deductible for your South San Francisco, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Mateo County | $1,000 | $1,212 | $2,212 | $881 | $1,881 | $331 |
| South San Francisco, CA | $1,000 | $1,109 | $2,109 | $806 | $1,806 | $303 |
| Foster City, CA | $300 | $1,179 | $1,479 | $857 | $1,157 | $322 |
| San Anselmo, CA | $700 | $939 | $1,639 | $682 | $1,382 | $256 |
| Alameda County, CA | $200 | $1,235 | $1,435 | $898 | $1,098 | $338 |
| Blackhawk, CA | $2,000 | $925 | $2,925 | $672 | $2,672 | $253 |
| Pacheco, CA | $500 | $591 | $1,091 | $429 | $929 | $161 |
| San Jose, CA | $700 | $1,502 | $2,202 | $1,091 | $1,791 | $410 |
| Antioch, CA | $300 | $837 | $1,137 | $608 | $908 | $229 |
| Lompico, CA | $1,500 | $1,191 | $2,691 | $865 | $2,365 | $325 |
| Scotts Valley, CA | $500 | $1,078 | $1,578 | $783 | $1,283 | $295 |
| Eldridge, CA | $1,000 | $1,807 | $2,807 | $1,313 | $2,313 | $494 |
Identify Top Home Insurance Agents near South San Francisco, CA | Back to Top
| Home Insurance Company South San Francisco, CA | Homeowners Insurance Agency South San Francisco, CA | Address | Popularity Score | Distance from South San Francisco (miles) |
|---|---|---|---|---|
| Farmers | Salvador Castillo | 21 S San Mateo Dr, San Mateo, CA, 94401 | 7.2 | |
| State Farm | David Chacon | 3425 25th St, San Francisco, CA, 94110-3879 | 7.3 | |
| Travelers | Ryan Hayes Insurance Brokerage | 1301 Ygnacio Valley Rd Ste 202, Walnut Creek, CA, 94596 | 26.9 | |
| Farmers | Dennis Collins | 520 S El Camino Real Ste 300, San Mateo, CA, 94402 | 7.5 | |
| Allstate | Gary Matto | 579 1st St W, Sonoma, CA, 95476 | 44.6 | |
| State Farm | Mike Qutermous | 1568 Washington Blvd, Fremont, CA, 94539-5100 | 27.2 | |
| Farmers | Armand Chau | 2555 Flores St Ste 280, San Mateo, CA, 94403 | 9.1 | |
| State Farm | Kathryn Baker | 950 John Daly Blvd Ste 340, Daly City, CA, 94015-3004 | 5.6 | |
| State Farm | May Shum | 3164 Campus Dr, San Mateo, CA, 94403-3123 | 9.0 | |
| State Farm | Michael Woo | 2166a Market St, San Francisco, CA, 94114-1319 | 8.4 |
Compare Rates for South San Francisco, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Mateo County, CA | $917,700 | $1,227 | $910 | $1,670 | $760 |
| South San Francisco, CA | $744,900 | $1,123 | $830 | $1,530 | $700 |
| Foster City, CA | $1,051,000 | $1,193 | $880 | $1,620 | $740 |
| San Anselmo, CA | $963,300 | $950 | $700 | $1,290 | $590 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
| Blackhawk, CA | $1,165,700 | $936 | $690 | $1,270 | $580 |
| Pacheco, CA | $159,700 | $598 | $440 | $810 | $370 |
| San Jose, CA | $839,600 | $1,520 | $1,120 | $2,070 | $950 |
| Antioch, CA | $330,900 | $847 | $630 | $1,150 | $520 |
| Lompico, CA | $426,100 | $1,205 | $890 | $1,640 | $750 |
| Scotts Valley, CA | $717,800 | $1,091 | $810 | $1,480 | $670 |
| Eldridge, CA | $638,900 | $1,829 | $1,350 | $2,490 | $1,140 |
Research Home Insurance Companies Reviews in South San Francisco, CA Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: January 01, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
It is simply the cheapest I can get, they leave me alone, don't email, renewals are automatic. i'm completey satisfied, customer service is knowledgeable.
Date: September 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I've been with them for a long time with other insurances so the premiums are quite reasonable. I can't really speak for other companies because I haven't shopped around and don't plan to.
Date: August 30, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
They have email support and usually answer within 24 hrs or less. I really like this convenience since my schedule is all over the place and I don't like calling and being on hold or using the stupid "push 1 then push 8 then screw up and have to start over" part.
Date: August 15, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Website/App
I like that I can manage it all online and that if I have any questions they usually answer my email within 24 hours. I don't like calling and being on hold so this is a big plus.
Date: June 10, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
I REALLY like the email support system and that they answer so fast. I'm really repeating myself but these questions are starting to seem a little redundant.
Date: May 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Geico covers property damage, wind damage, damage by fires and also lightning and hail. I think ours has a theft section too but would have to look it up.
Allstate Home Insurance Reviews
Date: August 25, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
It used to be more but since I hit the ten-year mark I got a slight cut it used to be a little over 1000 a year with my extra coverage on my storage building but the price seems fair.
Date: August 25, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
So far they have been great in terms of service they always answer my questions and point me in the right direction. Also very good online support and easy to access as well.
Date: July 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
Communication is great the only real complaint I have is with the wait times sometimes it takes upwards of an hour to get a callback and queue times online can sometimes be 20 mins.
Date: June 10, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Website/App
It is easy to use and also has a very good support line to answer any questions I have about the policy itself.
Date: March 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Everything with my home plus my fence and storage shed also if I have to be away while it is being repaired a certain amount is covered as well.
State Farm Home Insurance Reviews
Date: March 07, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I am very satisfied with my home insurance company's customer service because they are friendly and professional.Overall, I am incredibly pleased with their customer service.
Date: December 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I don't know full well the rates comparatively, but I'd imagine ours is competitive with the others. It's not too bad. Again, I really don't notice the hit all that much. I still have it, so I guess that means I pay it.
Date: October 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
investigate a lot about it, have a policy for insurance for my home that is very important, have an insurance company that allows me to have peace of mind and a wide range of coverage
Mercury Home Insurance Reviews
Date: November 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Mercury offers a policy that is just enough for my small condo. I don't need the coverage for a 7 room mansion, and I like that I am able to adjust my plan to meet my needs.
Nationwide Home Insurance Reviews
Date: February 21, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
I do think I could get a better rate somewhere else because the premiums are high. I do have a low deductible which could account for some of the premium costs. I do not like the increases each year and wish I could just have an unchanged premium.
Progressive Home Insurance Reviews
Date: March 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Coverage was great and the monthly price was unbeatable, I'm really happy overall.
Goosehead Insurance Home Insurance Reviews
Date: December 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My deductible is way higher than most I see advertising on TV. I want to get another home insurance company but I don't want to betray BOA.
Farmer's Insurance Home Insurance Reviews
Date: February 27, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
My home insurance company offers a lot of great deals and bundles which I like a lot that is why I chose them. lower rates for more coverage on things that I need.