How Can I Make My Salisbury, MD Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Salisbury, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Salisbury, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $135,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $194,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $259,500 | $220,000 | $300,000-$350,000 |
| 5 Bedroom | $246,500 | $210,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Salisbury, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $588 |
| Superior Protection Discount | -$64 | $644 |
| Fire & Security Discount | -$50 | $659 |
| Hail Resistant Roof Discount | -$14 | $694 |
| Newly Constructed Home Discount | -$163 | $545 |
Choose your Salisbury, MD Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,537 |
| Hail Damage | $4,476 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near Salisbury, MD | Back to Top
| Home Insurance Company Salisbury, MD | Homeowners Insurance Agency Salisbury, MD | Address | Popularity Score | Distance from Salisbury (miles) |
|---|---|---|---|---|
| Nationwide | Whitten Insurance Agency Llc | 8133 Elliott Road Suite 4, Easton, MD, 21601-2945 | 37.3 | |
| Allstate | Gary K. Marshall Insurance Agency | 12610 Somerset Ave., Princess Anne, MD, 21853 | 11.7 | |
| State Farm | Anthony Dipietro | 246 Tilghman Rd, Salisbury, MD, 21804-1921 | 2.3 | |
| State Farm | Gamee Elliott | 923 Eastern Shore Dr Ste A, Salisbury, MD, 21804-6471 | 1.9 | |
| State Farm | Greg Reddell | 101 Monument Street, Salisbury, MD, 21804-5044 | 0.8 | |
| Erie | Schauber-Van Schaik Insurance Group | 8751 Brooks Drive, Easton, MD, 21601 | 39.0 | |
| Allstate | Beth Gismondi | 9927 Stephen Decatur Hwy Ste 12, Ocean City, MD, 21842 | 25.9 | |
| Travelers | Insurance Management Group Inc | 109 77th Street, Ocean City, MD, 21842 | 28.5 | |
| Allstate | Brian Burnell | 8706 Commerce Dr Ste 3, Easton, MD, 21601 | 38.9 | |
| State Farm | Rick Ropp | 10514 Racetrack Rd Ste E, Berlin, MD, 21811-3241 | 22.8 |
Compare Rates for Salisbury, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Wicomico County, MD | $171,700 | $738 | $580 | $930 | $350 |
| Salisbury, MD | $153,700 | $708 | $560 | $890 | $330 |
| Delmar, MD | $135,700 | $698 | $550 | $880 | $330 |
| Pittsville, MD | $128,900 | $686 | $540 | $860 | $320 |
| Mardela Springs, MD | $151,600 | $726 | $570 | $910 | $340 |
| Pocomoke City, MD | $123,300 | $676 | $530 | $850 | $320 |
| Long Neck, DE | $74,900 | $401 | $320 | $530 | $210 |
| Fenwick Island, DE | $839,300 | $2,140 | $1,690 | $2,850 | $1,160 |
| Harrington, DE | $205,600 | $641 | $510 | $850 | $340 |
| Gargatha, VA | $195,800 | $862 | $590 | $1,220 | $630 |
| Viola, DE | $187,500 | $661 | $520 | $880 | $360 |
| St. Leonard, MD | $419,800 | $1,410 | $1,110 | $1,780 | $670 |
Research Home Insurance Companies Reviews in Salisbury, MD Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Very satisfied in my insurance companies rates and coverage.On more than one occasion they helped me through a tough situation.
Date: January 31, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I haven't had really any problems with their customer service. I had a leak in my bathroom a while back and when I called to file the claim, it was kind of a pain getting it processed. That's insurance companies though. Any insurance company wants to make you jump through hoops to get a claim paid. They have no problem taking your money every month but getting that money back? Ya, that takes a while. They eventually paid it after having several inspectors come out, and we were able to get it fixed. Nobody was ever rude or anything like that on the phone, they were just following the process.
Date: January 26, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
USAA's premium and deductible is fair compared to other home insurance providers. As a matter of fact, in my case, their offer and subsequent premium that I signed up to pay, was less than what I had been paying with another provider.
Progressive Home Insurance Reviews
Date: January 05, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
The customer service with progressive has been great so far. We have not had to file claims or anything yet. We have only had to do routine things like increase value of the policy and add personal items.
Date: March 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
Progressive was the cheapest insurance in our area when we shopped around for quotes. Saving money is everything to us.
State Farm Home Insurance Reviews
Date: August 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I would say that they are better than other companies that I have used in the past. I have had to deal with them as a company for several issues and their customer service on the phone is always very friendly.
Date: October 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My home policy covers my dwelling, contents, other structures, liability, I have water back up coveage and sinkhole coverage, I have inflation guard protection. I have a .5% ded all perils deductible.
Farmer's Insurance Home Insurance Reviews
Date: June 20, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Premium
The premium and deductible of our policy was much better compared to other insurances we looked into. We know that if something happens to our home, State Farm has insured us enough to replace it.
Date: December 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My agent worked hard to get me the best deal and I don't have any complaints about it, of course it could be lower but we will look again in a few months.
Liberty Mutual Home Insurance Reviews
Date: September 09, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
I am rating Liberty Mutual's customer service as 5 as I am extremely satisfied with their customer service. They have always been responsive, pleasant, and efficient.
Allstate Home Insurance Reviews
Date: July 30, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Allstate premium is the lowest I was able to find in my area and we have many options. The deductible wasn't the lowest I could find, but coupled with these other factors, the choice was clear.
Nationwide Home Insurance Reviews
Date: December 26, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
They are good at working with us on the sale of home and getting insurance on rental apartment and cars and rv
Plummer Insurance Home Insurance Reviews
Date: November 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
the interaction is quick that I do not like it is when I have an accident at home and the way to solve I like the same day