How Can I Make My Winston, NC Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Winston, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Winston, NC Home Insurance Coverage Levels | Back to Top
| Winston, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Whitman Dr, Phelps Cir NE, Windmere Ct, Boulder Park Ct, Oak Grove Rd, Mount Zion Pl, Bryansplace Rd, Finborough Ct, Hanes Mall Blvd, Jack Hoyle Ln | $191,000 | $180,000 | $200,000-$250,000 | $104,000 | $90,000 | $75,000-$100,000 |
| Cumberland Rd, Luther Green Rd, Pinoak Dr, Georgetown Dr, E 20th St, Cleaner World Dr, Lucy Ln, Asbury Ln, Falcon Point Dr SW, Lawrence St | $101,500 | $90,000 | $75,000-$100,000 | $106,500 | $90,000 | $100,000-$125,000 |
| Rosa St NE, Glenn Knoll Ln, Armstrong Dr, Rockingham Dr, Jay Bird Ln, Joyce Norman Rd, Capitol Lodging Ct, Montrose Ave, Ebert St, Eastside Ct | $194,500 | $180,000 | $200,000-$250,000 | $95,000 | $80,000 | $75,000-$100,000 |
| State Rd 1849, Oakcliff Dr, Falconbridge Rd, State Rd 3985, State Rd 3024, Arbor Run Ct, Chockecherry Ln, Harvest Stone Ln, Old Rural Hall Rd, E Devonshire St | $135,500 | $110,000 | $100,000-$125,000 | $156,500 | $140,000 | $125,000-$150,000 |
| Allistair Rd, Grainwood Ct, Leafland St NW, Pennington Ln, State Rd 1465, Norwich Rd, Idlewild Heath Dr NW, Old Country Club Rd, Landis St SE, Jeannine Dr | $120,000 | $100,000 | $125,000-$150,000 | $158,500 | $150,000 | $175,000-$200,000 |
| Corporate Square Dr, Alton St, State Rd 1152, Buckhorn Ct, Polk Ave, Coltrane Dr, Snyder Dr, Sterling Point Ct, Village Trace Dr, Stanleyville Manor Ave | $148,500 | $120,000 | $125,000-$150,000 | $127,000 | $110,000 | $100,000-$125,000 |
| Willard Rd, Candlewood Dr, Banbury Rd NW, Southfork Ave SW, Crestview Way, Deerwood Dr, Akron Dr, Faircloth St, Rains Davis Dr, State Rd 2980 | $215,000 | $190,000 | $200,000-$250,000 | $94,000 | $90,000 | $100,000-$125,000 |
| Cragmore Ct SE, Urban St, Saint George Square Ct, Oak Garden Dr, London Ln, Pewter Ct, Chancy Ct, Long Walk Dr, Brookstown Ave SW, Clarendon Ave | $243,000 | $230,000 | $250,000-$300,000 | $241,500 | $210,000 | $250,000-$300,000 |
| Styers Ferry Rd, Troy Lndg, Clemson Cir, Glenhaven Ln, Orvil Ln, Mary Dee Ct, State Rd 1434, State Rd 1602, Sunderland Rd SW, Spring Farm Ct | $163,500 | $150,000 | $150,000-$175,000 | $113,500 | $100,000 | $100,000-$125,000 |
| Burke Meadows Rd, Forum Pkwy, Selma St, Autumn Chase Dr, Thoresby Ct, Ferntree Ct, Windham Farm Ln, Bethabara Park Blvd NW, Brighton Ct, Milford St | $186,500 | $180,000 | $150,000-$175,000 | $154,500 | $140,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Winston, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $572 |
| Superior Protection Discount | -$69 | $620 |
| Fire & Security Discount | -$55 | $634 |
| Hail Resistant Roof Discount | -$14 | $675 |
| Newly Constructed Home Discount | -$193 | $496 |
Choose the Right Deductible for your Winston, NC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Forsyth County | $2,500 | $821 | $3,321 | $597 | $3,097 | $224 |
| Winston, NC | $2,000 | $681 | $2,681 | $495 | $2,495 | $186 |
| Arcadia, NC | $400 | $769 | $1,169 | $558 | $958 | $210 |
| Shady Grove, NC | $2,500 | $986 | $3,486 | $717 | $3,217 | $269 |
| North Fall Creek, NC | $200 | $897 | $1,097 | $652 | $852 | $245 |
| Jerusalem, NC | $1,000 | $579 | $1,579 | $421 | $1,421 | $158 |
| Eldora, NC | $200 | $651 | $851 | $473 | $673 | $178 |
| Emmons, NC | $1,500 | $587 | $2,087 | $427 | $1,927 | $160 |
| Scotch Irish, NC | $200 | $986 | $1,186 | $717 | $917 | $269 |
| Southmont, NC | $2,500 | $807 | $3,307 | $587 | $3,087 | $221 |
| Reidsville, NC | $200 | $580 | $780 | $421 | $621 | $158 |
| Mount Pleasant, NC | $700 | $934 | $1,634 | $679 | $1,379 | $255 |
Identify Top Home Insurance Agents near Winston, NC | Back to Top
| Home Insurance Company Winston, NC | Homeowners Insurance Agency Winston, NC | Address | Popularity Score | Distance from Winston (miles) |
|---|---|---|---|---|
| State Farm | Brett Lindquist | 5383 Robinhood Village Dr, Winston Salem, NC, 27106-9820 | 6.0 | |
| State Farm | Emma Allen | 4680 Brownsboro Rd Ste D, Winston Salem, NC, 27106-3428 | 3.3 | |
| State Farm | Philip Piersol | 2783 Nc Highway 68 S Ste 111, High Point, NC, 27265-8325 | 17.2 | |
| State Farm | Will Wilkins | 6580 Shallowford Rd Ste 110, Lewisville, NC, 27023-8730 | 9.1 | |
| State Farm | Joe Daniels | 2200 Silas Creek Pkwy Ste 7a, Winston Salem, NC, 27103-5000 | 2.4 | |
| Nationwide | Jim Annas Agency Inc. | 3447 Robinhood Rd Suite 207, Winston Salem, NC, 27106-4701 | 3.3 | |
| Nationwide | Sandra L. Mabe | 4012 Country Club Rd, Winston Salem, NC, 27104 | 3.4 | |
| State Farm | Sonya Hamilton | 4917 Piedmont Pkwy Ste 106, Jamestown, NC, 27282-7536 | 19.5 | |
| Allstate | John Rose | 1592 Concord Pkwy N, Concord, NC, 28025 | 49.5 | |
| Allstate | Brad Williams | 4125 Walker Ave Ste C, Greensboro, NC, 27407 | 23.0 |
Compare Rates for Winston, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,220 | $620 |
| Forsyth County, NC | $151,400 | $831 | $590 | $1,150 | $560 |
| Winston, NC | $142,200 | $689 | $470 | $980 | $510 |
| Arcadia, NC | $169,700 | $778 | $530 | $1,100 | $570 |
| Shady Grove, NC | $190,800 | $998 | $730 | $1,370 | $640 |
| North Fall Creek, NC | $164,800 | $908 | $650 | $1,260 | $610 |
| Jerusalem, NC | $101,300 | $586 | $420 | $810 | $390 |
| Eldora, NC | $107,000 | $659 | $480 | $940 | $460 |
| Emmons, NC | $103,000 | $594 | $430 | $830 | $400 |
| Scotch Irish, NC | $191,000 | $998 | $720 | $1,390 | $670 |
| Southmont, NC | $141,600 | $817 | $550 | $1,150 | $600 |
| Reidsville, NC | $101,400 | $587 | $420 | $830 | $410 |
| Mount Pleasant, NC | $175,200 | $945 | $670 | $1,330 | $660 |
Research Home Insurance Companies Reviews in Winston, NC Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I haven't checked in a while but last time I checked it was lower than other companies because I have been a client for so long.
Date: September 12, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I haven't needed them for several years but the last time I had a claim they were very good and I have no complaints
Date: September 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
I dislike nothing from my insurance company and last time I file a claim the interaction was easy and likable.
Date: September 03, 2018 Age: Above 60 Gender: Male Marital Status: Married
Communication
I do not like to call on the phone. Sometimes calling is the only option. I specifically dislike having to wait on the phone line to have a request met. I also do not like when reps are switched.
Date: September 01, 2018 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
It is a great policy. It offers me the coverage that I need and I get it for what is necessary. If something happens, I know that I will be okay for a repair financially.
Date: August 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Website/App
I dislike having to wait on the phone in order to make a claim. I also hate waiting on the phone if I need something specific answered about my policy.
Date: August 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I think that it is a fair premium. I believe allstate has a fair price compared to other insurance companies and I feel like I made the right choice with allstate.
Date: June 09, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I like that it is a popular company. I also like that it is a fair company. I also appreciate the prices and the coverage that I have been receiving since enrolling.
Date: May 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I have had a need to use the website in a long time but it seemed good last time I used it. It is probably better by now.
Date: May 10, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Policy Offerings
It covers my house, the property, everything in the house, injuries to people at the house, pretty much everything
Erie Insurance Home Insurance Reviews
Date: September 22, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
whenever I talk to them they are very nice over the phone.
Date: September 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I compared with other insurance companies and went for the best rates
Date: September 04, 2018 Age: Above 60 Gender: Male Marital Status: Married
Website/App
nothing as such as I have never really used them so don't have real experience
Date: August 07, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
Almost everything covered by my insurance including my finished basement with $2500 deductible
State Farm Home Insurance Reviews
Date: April 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I feel like State Farm insurance policies are pretty comparable compared to other insurance companies, however I do feel like they are more expensive than most other companies out there
Date: February 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The deductible policy is okay to me. I think it could go down just a little bite more or not every 10 years.
Date: December 12, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
Premium and deductible are comparable to other companies, but given that we have other insurance coverages through the same company we feel overall it is a better bargain.
Liberty Mutual Home Insurance Reviews
Date: December 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Liberty mutal offers the same compare to other insurance providers. I don't see any far and beyond methods to get my attention. They all try to keep their prices around the same. However, if you search and ask for a quote at the right time, it seems they are better. I have to end up switching back and forth to keep it low. I hate that. I would give it a 3 for this. I wish they would just strive hard to keep it lower for it's customers.
Travelers Home Insurance Reviews
Date: December 31, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
Premium and deductible are comparable with other companies serving my area, the major difference being the customer service
American Family Insurance Home Insurance Reviews
Date: November 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
Our home is covered from curb to curb by our home insurance policy. The home is covered for the value of the home. It is covered for damage and theft of the home and its contents.
Farmer's Insurance Home Insurance Reviews
Date: November 19, 2018 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
We were taken off our previous company's insurance policy the minute we put in a claim. That was after many years of never putting in a claim. I feel that alone makes Farmers better, as they don't kick patrons off for making claims. Thus far, the insurance policies have been adequate and covered anything that came up.