How Can I Make My Winston, NC Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Winston, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Winston, NC Home Insurance Coverage Levels | Back to Top

Winston, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Whitman Dr, Phelps Cir NE, Windmere Ct, Boulder Park Ct, Oak Grove Rd, Mount Zion Pl, Bryansplace Rd, Finborough Ct, Hanes Mall Blvd, Jack Hoyle Ln $191,000 $180,000 $200,000-$250,000 $104,000 $90,000 $75,000-$100,000
Cumberland Rd, Luther Green Rd, Pinoak Dr, Georgetown Dr, E 20th St, Cleaner World Dr, Lucy Ln, Asbury Ln, Falcon Point Dr SW, Lawrence St $101,500 $90,000 $75,000-$100,000 $106,500 $90,000 $100,000-$125,000
Rosa St NE, Glenn Knoll Ln, Armstrong Dr, Rockingham Dr, Jay Bird Ln, Joyce Norman Rd, Capitol Lodging Ct, Montrose Ave, Ebert St, Eastside Ct $194,500 $180,000 $200,000-$250,000 $95,000 $80,000 $75,000-$100,000
State Rd 1849, Oakcliff Dr, Falconbridge Rd, State Rd 3985, State Rd 3024, Arbor Run Ct, Chockecherry Ln, Harvest Stone Ln, Old Rural Hall Rd, E Devonshire St $135,500 $110,000 $100,000-$125,000 $156,500 $140,000 $125,000-$150,000
Allistair Rd, Grainwood Ct, Leafland St NW, Pennington Ln, State Rd 1465, Norwich Rd, Idlewild Heath Dr NW, Old Country Club Rd, Landis St SE, Jeannine Dr $120,000 $100,000 $125,000-$150,000 $158,500 $150,000 $175,000-$200,000
Corporate Square Dr, Alton St, State Rd 1152, Buckhorn Ct, Polk Ave, Coltrane Dr, Snyder Dr, Sterling Point Ct, Village Trace Dr, Stanleyville Manor Ave $148,500 $120,000 $125,000-$150,000 $127,000 $110,000 $100,000-$125,000
Willard Rd, Candlewood Dr, Banbury Rd NW, Southfork Ave SW, Crestview Way, Deerwood Dr, Akron Dr, Faircloth St, Rains Davis Dr, State Rd 2980 $215,000 $190,000 $200,000-$250,000 $94,000 $90,000 $100,000-$125,000
Cragmore Ct SE, Urban St, Saint George Square Ct, Oak Garden Dr, London Ln, Pewter Ct, Chancy Ct, Long Walk Dr, Brookstown Ave SW, Clarendon Ave $243,000 $230,000 $250,000-$300,000 $241,500 $210,000 $250,000-$300,000
Styers Ferry Rd, Troy Lndg, Clemson Cir, Glenhaven Ln, Orvil Ln, Mary Dee Ct, State Rd 1434, State Rd 1602, Sunderland Rd SW, Spring Farm Ct $163,500 $150,000 $150,000-$175,000 $113,500 $100,000 $100,000-$125,000
Burke Meadows Rd, Forum Pkwy, Selma St, Autumn Chase Dr, Thoresby Ct, Ferntree Ct, Windham Farm Ln, Bethabara Park Blvd NW, Brighton Ct, Milford St $186,500 $180,000 $150,000-$175,000 $154,500 $140,000 $175,000-$200,000

Choose the Best Winston, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score <$25,000 3 Pets, Smoker $460
Freelancer 500-549 Credit Score $50 to $75,000 2 Pets, Smoker $450
Unemployed 750-799 Credit Score <$25,000 No Pets, Non-Smoker $840

Choose the Right Deductible for your Winston, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $300 $700 $1,000 $570 $870 $130
Forsyth County, NC $2,500 $820 $1,320 $670 $3,170 $-1,850
Winston, NC $2,000 $700 $1,200 $570 $2,570 $-1,370
Arcadia, NC $400 $650 $1,050 $550 $950 $100
Shady Grove, NC $2,500 $900 $1,400 $760 $3,260 $-1,860
North Fall Creek, NC $200 $520 $720 $420 $620 $100
Jerusalem, NC $1,000 $390 $890 $320 $1,320 $-430
Eldora, NC $200 $660 $860 $550 $750 $110
Emmons, NC $1,500 $500 $1,000 $400 $1,900 $-900
Scotch Irish, NC $200 $700 $900 $570 $770 $130
Southmont, NC $2,500 $730 $1,230 $630 $3,130 $-1,900
Reidsville, NC $200 $510 $710 $430 $630 $80
Mount Pleasant, NC $700 $910 $1,410 $750 $1,450 $-40

Identify Top Home Insurance Agents near Winston, NC | Back to Top

Home Insurance Company Winston, NC Homeowners Insurance Agency Winston, NC Address Popularity Score Distance from Winston (miles)
State Farm Brett Lindquist 5383 Robinhood Village Dr, Winston Salem, NC, 27106-9820
6.0
State Farm Emma Allen 4680 Brownsboro Rd Ste D, Winston Salem, NC, 27106-3428
3.3
State Farm Philip Piersol 2783 Nc Highway 68 S Ste 111, High Point, NC, 27265-8325
17.2
State Farm Will Wilkins 6580 Shallowford Rd Ste 110, Lewisville, NC, 27023-8730
9.1
State Farm Joe Daniels 2200 Silas Creek Pkwy Ste 7a, Winston Salem, NC, 27103-5000
2.4
Nationwide Jim Annas Agency Inc. 3447 Robinhood Rd Suite 207, Winston Salem, NC, 27106-4701
3.3
Nationwide Sandra L. Mabe 4012 Country Club Rd, Winston Salem, NC, 27104
3.4
State Farm Sonya Hamilton 4917 Piedmont Pkwy Ste 106, Jamestown, NC, 27282-7536
19.5
Allstate John Rose 1592 Concord Pkwy N, Concord, NC, 28025
49.5
Allstate Brad Williams 4125 Walker Ave Ste C, Greensboro, NC, 27407
23.0

Compare Rates for Winston, NC Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $840 $600 $1,170 $570
Forsyth County, NC $151,700 $610 $420 $870 $450
Winston, NC $141,500 $670 $490 $960 $470
Arcadia, NC $163,700 $770 $560 $1,070 $510
Shady Grove, NC $217,200 $1,020 $740 $1,400 $660
North Fall Creek, NC $100,600 $460 $310 $650 $340
Jerusalem, NC $82,100 $440 $320 $600 $280
Eldora, NC $132,900 $680 $490 $960 $470
Emmons, NC $100,900 $440 $300 $610 $310
Scotch Irish, NC $136,400 $720 $510 $1,020 $510
Southmont, NC $136,500 $630 $450 $870 $420
Reidsville, NC $106,100 $470 $320 $650 $330
Mount Pleasant, NC $165,200 $840 $600 $1,160 $560

Research Home Insurance Companies Reviews in Winston, NC Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: September 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I haven't checked in a while but last time I checked it was lower than other companies because I have been a client for so long.

Date: September 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I haven't needed them for several years but the last time I had a claim they were very good and I have no complaints

Date: September 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I dislike nothing from my insurance company and last time I file a claim the interaction was easy and likable.

Date: September 03, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
I do not like to call on the phone. Sometimes calling is the only option. I specifically dislike having to wait on the phone line to have a request met. I also do not like when reps are switched.

Date: September 01, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
It is a great policy. It offers me the coverage that I need and I get it for what is necessary. If something happens, I know that I will be okay for a repair financially.


Date: August 30, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
I dislike having to wait on the phone in order to make a claim. I also hate waiting on the phone if I need something specific answered about my policy.

Date: August 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I think that it is a fair premium. I believe allstate has a fair price compared to other insurance companies and I feel like I made the right choice with allstate.

Date: June 09, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I like that it is a popular company. I also like that it is a fair company. I also appreciate the prices and the coverage that I have been receiving since enrolling.

Date: May 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I have had a need to use the website in a long time but it seemed good last time I used it. It is probably better by now.

Date: May 10, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
It covers my house, the property, everything in the house, injuries to people at the house, pretty much everything


Erie Insurance Home Insurance Reviews

Date: September 22, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
whenever I talk to them they are very nice over the phone.

Date: September 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I compared with other insurance companies and went for the best rates

Date: September 04, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Website/App
nothing as such as I have never really used them so don't have real experience

Date: August 07, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
Almost everything covered by my insurance including my finished basement with $2500 deductible


State Farm Home Insurance Reviews

Date: April 05, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I feel like State Farm insurance policies are pretty comparable compared to other insurance companies, however I do feel like they are more expensive than most other companies out there


Date: February 12, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The deductible policy is okay to me. I think it could go down just a little bite more or not every 10 years.

Date: December 12, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
Premium and deductible are comparable to other companies, but given that we have other insurance coverages through the same company we feel overall it is a better bargain.

Liberty Mutual Home Insurance Reviews

Date: December 28, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Liberty mutal offers the same compare to other insurance providers. I don't see any far and beyond methods to get my attention. They all try to keep their prices around the same. However, if you search and ask for a quote at the right time, it seems they are better. I have to end up switching back and forth to keep it low. I hate that. I would give it a 3 for this. I wish they would just strive hard to keep it lower for it's customers.


Travelers Home Insurance Reviews

Date: December 31, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
Premium and deductible are comparable with other companies serving my area, the major difference being the customer service

American Family Insurance Home Insurance Reviews

Date: November 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
Our home is covered from curb to curb by our home insurance policy. The home is covered for the value of the home. It is covered for damage and theft of the home and its contents.


Farmer's Insurance Home Insurance Reviews

Date: November 19, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
We were taken off our previous company's insurance policy the minute we put in a claim. That was after many years of never putting in a claim. I feel that alone makes Farmers better, as they don't kick patrons off for making claims. Thus far, the insurance policies have been adequate and covered anything that came up.