How Can I Make My Paris, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Paris, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Paris, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $73,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $74,500 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $103,000 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $189,000 | $160,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Paris, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$197 | $1,117 |
| Superior Protection Discount | -$131 | $1,183 |
| Fire & Security Discount | -$92 | $1,222 |
| Hail Resistant Roof Discount | -$39 | $1,275 |
| Newly Constructed Home Discount | -$355 | $959 |
Choose the Right Deductible for your Paris, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lamar County | $2,500 | $1,300 | $3,800 | $945 | $3,445 | $355 |
| Paris, TX | $1,000 | $1,298 | $2,298 | $943 | $1,943 | $355 |
| Grant, OK | $200 | $864 | $1,064 | $628 | $828 | $236 |
| Honey Grove, TX | $1,000 | $1,492 | $2,492 | $1,084 | $2,084 | $408 |
| Soper, OK | $200 | $844 | $1,044 | $613 | $813 | $231 |
| Red River County, TX | $1,000 | $938 | $1,938 | $682 | $1,682 | $256 |
| Windom, TX | $200 | $1,422 | $1,622 | $1,033 | $1,233 | $389 |
| Dodd City, TX | $1,000 | $1,558 | $2,558 | $1,132 | $2,132 | $426 |
| Annona-Avery, TX | $200 | $1,372 | $1,572 | $997 | $1,197 | $375 |
| Garvin, OK | $700 | $980 | $1,680 | $712 | $1,412 | $268 |
| Mount Pleasant, TX | $200 | $990 | $1,190 | $720 | $920 | $271 |
| Savoy, TX | $1,000 | $1,323 | $2,323 | $961 | $1,961 | $362 |
Identify Top Home Insurance Agents near Paris, TX | Back to Top
| Home Insurance Company Paris, TX | Homeowners Insurance Agency Paris, TX | Address | Popularity Score | Distance from Paris (miles) |
|---|---|---|---|---|
| Travelers | Mattison Insurance Agency | 1067 Gilmer St Ste C, Sulphur Springs, TX, 75482 | 37.4 | |
| Travelers | Mattison Insurance Agency | 1067 Gilmer St Ste C Sulphur Springs, Sulphur Springs, TX, 75482 | 37.4 | |
| Travelers | Woodby Insurance Agency | 2250 Lamar Ave, Paris, TX, 75460 | 0.5 | |
| State Farm | Dane Mclamore | 2360 Lamar Ave, Paris, TX, 75460-4758 | 0.4 | |
| Travelers | The Duncan Insurance Agency | 1119 Main St, Commerce, TX, 75428 | 35.7 | |
| Allstate | Craig Mcgregor | 1824 Lamar Ave, Paris, TX, 75460 | 0.8 | |
| State Farm | Dixie Turman | 1500 Live Oak St, Commerce, TX, 75428-2548 | 36.0 | |
| Travelers | Baucom Insurance Services Inc | 122 Main St, Sulphur Springs, TX, 75482 | 36.4 | |
| Liberty Mutual Independent | Farm N Home Casualty | 419 N Main St, Bonham, TX, 75418 | 38.2 | |
| Travelers | Peeples Insurance | 135 N Collegiate, Paris, TX, 75460 | 0.1 |
Compare Rates for Paris, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Lamar County, TX | $88,100 | $1,316 | $870 | $2,030 | $1,160 |
| Paris, TX | $87,600 | $1,314 | $870 | $2,020 | $1,150 |
| Grant, OK | $53,700 | $874 | $620 | $1,210 | $590 |
| Honey Grove, TX | $97,900 | $1,510 | $1,000 | $2,330 | $1,330 |
| Soper, OK | $51,500 | $854 | $610 | $1,170 | $560 |
| Red River County, TX | $65,200 | $950 | $630 | $1,460 | $830 |
| Windom, TX | $83,600 | $1,439 | $950 | $2,220 | $1,270 |
| Dodd City, TX | $113,400 | $1,577 | $1,040 | $2,430 | $1,390 |
| Annona-Avery, TX | $74,300 | $1,389 | $920 | $2,140 | $1,220 |
| Garvin, OK | $66,300 | $992 | $700 | $1,360 | $660 |
| Mount Pleasant, TX | $95,800 | $1,002 | $660 | $1,540 | $880 |
| Savoy, TX | $65,700 | $1,339 | $880 | $2,060 | $1,180 |
Research Home Insurance Companies Reviews in Paris, TX Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: January 12, 2020 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
The customer service at Progressive has been a good experience so far. The few times we've had to contact them, they are courteous, helpful and I would recommend to others.
Date: July 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I am told that they cover additional items that are not covered by other firms. They will repair lines that are attached to the house like sewer lines etc.
Allstate Home Insurance Reviews
Date: December 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
They are normally quick to help me when I am in the office and provide me good answers to all my questions. At times though the lady in the front is a bit snappy or stressed.
Date: November 12, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Communication
The interaction between my insurance company and me is very good because they are very attentive to attend anything and provide any information that is important instantly
Farmer's Insurance Home Insurance Reviews
Date: October 10, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premium is quite high in my book. So is the deductible. I think its ridiculous that you have to pay so much for all insure.
Date: June 04, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Premium
I have chosen to have a low deductible. When I was price shopping for insurance it was one of the best deals available.
Liberty Mutual Home Insurance Reviews
Date: June 12, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Customer Service
We have only been with Liberty Mutual for a couple of months now. However, we were with them for about seven years a few years ago. We have always received the BEST customer service with them.
Travelers Home Insurance Reviews
Date: December 23, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
The premiums are about the same as other insurance companies from the comparisons done with friends. However, getting discounts for bundling is a savings on top of their already reasonable premiums.
Citizens Property Insurance Home Insurance Reviews
Date: November 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
They always communicate properly and accurately with me and i have never had any issues surrounding our calls or information.
State Farm Home Insurance Reviews
Date: October 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
My experience with home insurance companies are minimal because I am a new home owner. They are very pleasant and seem to be helpful. However, the real test will come once I need them to file a claim for me.