How Can I Make My Cedar City, UT Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Cedar City, UT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Cedar City, UT Home Insurance Coverage Levels | Back to Top
| Cedar City, UT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rountree Dr, 4420 N, Blue Sky Dr S, W 2150 N, Smead Blvd, Gold Springs Rd, 2300 W, 4150 W, W 460 S Cir, W 3450 S | $318,500 | $280,000 | $250,000-$300,000 | $246,000 | $200,000 | $200,000-$250,000 |
| E 100 North St, N 150 W, N 4275 W, N 2700 W, Navajo, N 3900 W, State Rte 14, Palomino Dr, N Ridgeway Dr, N 3450 W | $219,500 | $200,000 | $175,000-$200,000 | $126,500 | $100,000 | $125,000-$150,000 |
| Dirt Foothills Dr, Church St, Cactus St, W 375 N, S 2400 E, S 170 W, 2100 North Cir, N 200 East St, E 4025 N, E 2000 N | $162,000 | $140,000 | $150,000-$175,000 | $212,000 | $200,000 | $200,000-$250,000 |
| S 1850 W, Wipishani Ln, 150 W, E 2100 North Cir, W Old Modena Rd, 650 E, 10600 W, S 4900 W, N Nichols Canyon Rd, E Cobble Creek Dr | $173,500 | $150,000 | $175,000-$200,000 | $135,500 | $130,000 | $150,000-$175,000 |
| S 5100 W, Millstone Cir, Scenic Dr, W 1000 S, N 200 West St, Bauer Rd, W 175 S, N 380 W, Cimarron Cir, S 300 W | $232,000 | $190,000 | $200,000-$250,000 | $102,000 | $90,000 | $75,000-$100,000 |
| N 2700 W, N 6300 W, N 3125 W, N 1600 E, Tahquitz Dr, W 5125 N, W 3380 N, High Cedar Highlands Dr, Minersville Hwy, W 25 N | $125,000 | $110,000 | $100,000-$125,000 | $85,500 | $80,000 | $75,000-$100,000 |
| W 1420 S, E Lacroix Cir N, S 300 W, N 5300 W, N 2900 W, N Field Rd, E 625 N, W 1350 N, Canyon Rd, W 2600 N | $171,000 | $150,000 | $175,000-$200,000 | $94,000 | $90,000 | $75,000-$100,000 |
| S Cove Canyon Dr, W Midvalley Rd, Cedar Bluffs Dr, Monterey Dr, 630W, W 3600 S, Harmony Ln, W 3000 N, N Cottontail Dr E, N 2400 W | $285,500 | $250,000 | $250,000-$300,000 | $128,000 | $120,000 | $125,000-$150,000 |
| Pioneer Dr, N 2650 W, Bench Ave, W 525 S Cir, E 140 N, Aspen St, Columbia Way, W 375 S, 4560 N, W 1275 S | $142,000 | $120,000 | $125,000-$150,000 | $143,000 | $130,000 | $125,000-$150,000 |
| 625 S, Blue Bird Cir, S 4850 W, E Center, W 1275 N, 4425 W, E 1600 N, W 1300 N, W 3200 N, Melling Dr | $195,000 | $170,000 | $150,000-$175,000 | $159,000 | $140,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Cedar City, UT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $579 |
| Superior Protection Discount | -$68 | $613 |
| Fire & Security Discount | -$48 | $633 |
| Hail Resistant Roof Discount | -$14 | $668 |
| Newly Constructed Home Discount | -$198 | $484 |
Choose the Right Deductible for your Cedar City, UT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Iron County | $1,500 | $673 | $2,173 | $489 | $1,989 | $184 |
| Cedar City, UT | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Enoch, UT | $500 | $651 | $1,151 | $473 | $973 | $178 |
| Summit, UT | $2,000 | $602 | $2,602 | $437 | $2,437 | $164 |
| Paragonah, UT | $500 | $550 | $1,050 | $400 | $900 | $150 |
| New Harmony, UT | $1,000 | $671 | $1,671 | $488 | $1,488 | $183 |
| Pine Valley, UT | $300 | $642 | $942 | $467 | $767 | $176 |
| Leeds, UT | $700 | $666 | $1,366 | $484 | $1,184 | $182 |
| Milford-Minersville, UT | $400 | $491 | $891 | $357 | $757 | $134 |
| Washington County, UT | $1,000 | $679 | $1,679 | $493 | $1,493 | $186 |
| Veyo, UT | $100 | $633 | $733 | $460 | $560 | $173 |
| Washington, UT | $1,500 | $651 | $2,151 | $473 | $1,973 | $178 |
Identify Top Home Insurance Agents near Cedar City, UT | Back to Top
| Home Insurance Company Cedar City, UT | Homeowners Insurance Agency Cedar City, UT | Address | Popularity Score | Distance from Cedar City (miles) |
|---|---|---|---|---|
| Allstate | Leavitt Group Insurance | 95 W Harding Ave Ste 2, Cedar City, UT, 84720 | 9.7 | |
| State Farm | Amy Carter | 1322 S Prvdnce Ctr Dr Ste 102, Cedar City, UT, 84720-1977 | 10.8 | |
| Allstate | White Insurance Agency | 15 South Main, Beaver, UT, 84713 | 42.9 | |
| State Farm | Suzette Cardon | 415 N Main St Ste 201, Cedar City, UT, 84721-6177 | 9.4 | |
| State Farm | Sherrie Hansen | 118 W 200 S, Cedar City, UT, 84720-3244 | 10.0 | |
| Liberty Mutual Independent | Dixie Leavitt Agency | 115 N Main St, Cedar City, UT, 84720 | 9.7 | |
| State Farm | Mark Drawe | 109 S 700 W Ste 1, Hurricane, UT, 84737-2583 | 43.9 | |
| Allstate | Michael Haight | 1870 N Main St Ste 106, Cedar City, UT, 84721 | 7.9 | |
| Allstate | Dixie Leavitt Agcy | 115 N Main St, Cedar City, UT, 84720 | 9.7 | |
| State Farm | Brent Stapley | 45 N Main St, Beaver, UT, 84713-7729 | 42.9 |
Compare Rates for Cedar City, UT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $450 | $870 | $420 |
| Iron County, UT | $183,100 | $681 | $460 | $940 | $480 |
| Cedar City, UT | $188,300 | $681 | $460 | $930 | $470 |
| Enoch, UT | $173,900 | $659 | $470 | $910 | $440 |
| Summit, UT | $229,800 | $609 | $410 | $830 | $420 |
| Paragonah, UT | $172,100 | $557 | $400 | $790 | $390 |
| New Harmony, UT | $296,400 | $679 | $490 | $940 | $450 |
| Pine Valley, UT | $272,700 | $650 | $440 | $920 | $480 |
| Leeds, UT | $293,100 | $674 | $470 | $930 | $460 |
| Milford-Minersville, UT | $124,400 | $497 | $340 | $710 | $370 |
| Washington County, UT | $240,300 | $687 | $470 | $940 | $470 |
| Veyo, UT | $264,100 | $641 | $440 | $910 | $470 |
| Washington, UT | $240,700 | $659 | $450 | $920 | $470 |
Research Home Insurance Companies Reviews in Cedar City, UT Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 14, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
All State Homeowners Insurance is amazing and I would give them a 5 for outstanding service. They have always answered our questions in full and have gotten back to us as soon as possible. I would reccomend them for anyone who needs Homeowners insurance.
Date: January 14, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My premium is good, I feel like I would like for it to be cheaper. But It is what it is, I try to get discounts with bundling it with other insurances like car and life.
Date: October 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I do believe my premium is 8 dollars higher than a different quote I got at the beginning of the year. I am able to bundle them together for easy payment
Date: September 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The premium and deductible are perfect for my situation. We sat down and were able to negotiate and work out what would be a good premium and deductible for me. Compared to other agencies, it's pretty good.
Date: January 13, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
I have been very satisfied with the policy in comparison to those of others. The offerings seem very comparable.
Date: November 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
They have a good reputation and thats why Im willing to pay a higher premium for the same coverage. They have good response time.
Farm Bureau Home Insurance Reviews
Date: September 18, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
the premium and deductible were similar to others in this field and I was happy enough with the quote to go with it.
Date: December 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
For home insurance I believe I have fantastic insurance I was able to meet with an agent to go over all my needs and what was going to be covered as well as what our old insurance did not cover.
Date: November 19, 2018 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
I have been very happy with my customer service every time I've talked to them. They have always been very responsive and very courteous. I would rate them a 4, just because I always hate to rate either at the max or minimum.
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
State farms policy offerings are are really flexible depending on what you want and need, it suites me perfectly.
Date: January 01, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
Iam good with premiums and deductibles. They have always been good to me, when I have had issues and problems.
Progressive Home Insurance Reviews
Date: July 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I like the face that progressive provides me with a discount for having home and auto both. Great savings and discounts
MAPFRE Insurance Home Insurance Reviews
Date: October 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
I haven't had to contact customer support yet so I can not properly evaluate their service
GEICO Home Insurance Reviews
Date: December 31, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
I am satisfied with GEICO policies and would rate them on a higher scale that 5. Compared to competing insurance providers, Home United Life offers different levels within their policy for when hard times occur in life.
American Family Insurance Home Insurance Reviews
Date: October 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I've had a very positive experience with my insurance company as they have always been there and they usually provide me with the best rates