How Can I Make My DeSoto, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in DeSoto, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate DeSoto, TX Home Insurance Coverage Levels | Back to Top
| DeSoto, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Auburn Way, Shadow Wood Trl, Essex Ct, Tewa Trl, Beltwood, Stewart Ave, Hidden Meadow Ct, Garden Brook Ln, Primrose Ln, Marina Bay Dr | $242,500 | $210,000 | $200,000-$250,000 | $316,500 | $280,000 | $300,000-$350,000 |
| Woodglen St, Gregory Dr, Crestone St, Richlen Way, Keswick Ct, Juniper Ridge Cir, Goldenrod Ct, Dry Creek Cir, Calgary Dr, Creekview Ct | $168,000 | $140,000 | $150,000-$175,000 | $260,000 | $210,000 | $250,000-$300,000 |
| Heather Knoll Dr, Millington Dr, Dusky Thrush St, Cold Water Dr, Barrows Pl, Bighorn Dr, Seahawk Dr, Andalusia Trl, Valleyglen Dr, Balsam Grove Ct | $126,500 | $110,000 | $150,000-$175,000 | $155,500 | $150,000 | $150,000-$175,000 |
| Camrose Ln, Worley Glen, Gracelane Dr, William and Mary Dr, S Elerson Rd, Sedgemoor Ave, Edinburgh Cir, Arthurs Dr, Keswick Dr, Spruce Wood Cir | $135,500 | $120,000 | $125,000-$150,000 | $202,000 | $160,000 | $175,000-$200,000 |
| Knollwood Dr, Dreama Dr, Teakwood Ln, N Hulgan Cir, Pecan Crossing St, Kestrel Dr, E Danieldale Rd, Honeysuckle Way, Mountain Laurel Ct, Wood Creek | $192,000 | $160,000 | $175,000-$200,000 | $184,500 | $150,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in DeSoto, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$265 | $1,128 |
| Superior Protection Discount | -$125 | $1,268 |
| Fire & Security Discount | -$153 | $1,240 |
| Hail Resistant Roof Discount | -$28 | $1,365 |
| Newly Constructed Home Discount | -$362 | $1,031 |
Choose the Right Deductible for your DeSoto, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dallas County | $2,500 | $1,360 | $3,860 | $989 | $3,489 | $372 |
| DeSoto, TX | $2,500 | $1,376 | $3,876 | $1,000 | $3,500 | $376 |
| Palmer, TX | $100 | $1,427 | $1,527 | $1,037 | $1,137 | $390 |
| Northeast Dallas, TX | $700 | $1,559 | $2,259 | $1,133 | $1,833 | $426 |
| Rosser, TX | $500 | $1,355 | $1,855 | $984 | $1,484 | $370 |
| Talty, TX | $700 | $2,025 | $2,725 | $1,472 | $2,172 | $554 |
| Scurry, TX | $200 | $1,717 | $1,917 | $1,248 | $1,448 | $469 |
| Joshua, TX | $1,000 | $966 | $1,966 | $702 | $1,702 | $264 |
| Haslet, TX | $100 | $2,183 | $2,283 | $1,587 | $1,687 | $597 |
| Union Valley, TX | $2,500 | $1,889 | $4,389 | $1,373 | $3,873 | $516 |
| Collin County, TX | $400 | $1,322 | $1,722 | $961 | $1,361 | $361 |
| DeCordova, TX | $2,000 | $1,778 | $3,778 | $1,292 | $3,292 | $486 |
Identify Top Home Insurance Agents near DeSoto, TX | Back to Top
| Home Insurance Company DeSoto, TX | Homeowners Insurance Agency DeSoto, TX | Address | Popularity Score | Distance from DeSoto (miles) |
|---|---|---|---|---|
| State Farm | Roxanne Haug | 211 Main St Ste 150, Lake Dallas, TX, 75065-3729 | 37.1 | |
| State Farm | Carlos Luevano | 4444 W Illinois Ave Ste 304, Dallas, TX, 75211-7700 | 8.5 | |
| State Farm | Marybel Castilleja | 4444 W Jefferson Blvd Ste 620, Dallas, TX, 75211-4611 | 9.6 | |
| Allstate | Maviela Medrano | 4025 W Jefferson Blvd, Dallas, TX, 75211 | 9.7 | |
| Farmers | Kevin Kohler | 10222 Midway Rd, Dallas, TX, 75229 | 19.8 | |
| State Farm | John Jinuntuya | 6510 Abrams Rd Ste 125, Dallas, TX, 75231-7281 | 19.5 | |
| State Farm | Steve Corder | 606 W Wheatland Rd Ste 105, Duncanville, TX, 75116-4570 | 4.7 | |
| Travelers | Goosehead Insurance | 610 Uptown Blvd Ste 205, Cedar Hill, TX, 75104 | 4.8 | |
| Farmers | Tin Le | 4508 Matlock Rd Ste 120, Arlington, TX, 76018 | 15.6 | |
| Allstate | Bert Maxwell | 1510 N Hampton Rd Ste 280, Desoto, TX, 75115 | 1.4 |
Compare Rates for DeSoto, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Dallas County, TX | $148,300 | $1,377 | $910 | $2,120 | $1,210 |
| DeSoto, TX | $155,100 | $1,393 | $920 | $2,150 | $1,230 |
| Palmer, TX | $84,400 | $1,444 | $950 | $2,220 | $1,270 |
| Northeast Dallas, TX | $166,800 | $1,578 | $1,040 | $2,430 | $1,390 |
| Rosser, TX | $71,100 | $1,371 | $900 | $2,110 | $1,210 |
| Talty, TX | $290,500 | $2,050 | $1,350 | $3,160 | $1,810 |
| Scurry, TX | $161,500 | $1,738 | $1,150 | $2,680 | $1,530 |
| Joshua, TX | $153,000 | $978 | $650 | $1,510 | $860 |
| Haslet, TX | $336,300 | $2,210 | $1,460 | $3,400 | $1,940 |
| Union Valley, TX | $235,300 | $1,912 | $1,260 | $2,940 | $1,680 |
| Collin County, TX | $265,300 | $1,338 | $880 | $2,060 | $1,180 |
| DeCordova, TX | $185,700 | $1,800 | $1,190 | $2,770 | $1,580 |
Research Home Insurance Companies Reviews in DeSoto, TX Before Buying | Back to Top
Share a review on your home insurance company
MetLife Home Insurance Reviews
Date: September 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I am always satisfied in their service. Their premium amount is less than other insurance company premium amounts. Then i have save per year few amount for their service.
Date: May 27, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Customer Service
i have never had any issue with our service. the only reason i didn't give it a 5 is the price could be a little better. whenever i call about anything i get a quick response and a valid answer
Liberty Mutual Home Insurance Reviews
Date: June 11, 2019 Age: 50 to 59 Gender: Married Marital Status: Female
Customer Service
The customer service was great. The person assisted me by answering all the questions I have. The rep was very friendly attitude as well.
Allstate Home Insurance Reviews
Date: October 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
My agent told me one thing while the company service told me another. Although he did apologize for his mistake (snarking), I had to stay on the phone with customer service to fix the situation.
Travelers Home Insurance Reviews
Date: December 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I have absolutely no idea what other insurance companies offer. My insurance agent does those comparisons for me.
GEICO Home Insurance Reviews
Date: July 16, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
i enjoy the company i have now i have had a few different in the past and i seem to have the least problems with this company same also goes for friends anf family i know.
State Farm Home Insurance Reviews
Date: January 13, 2020 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
The premium and deductible of my policy compared to the other home insurance policies for the same coverage In very best and useful.