How Can I Make My Severna Park, MD Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Severna Park, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Severna Park, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $131,000 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $257,500 | $210,000 | $250,000-$300,000 |
| 3 Bedroom | $532,000 | $500,000 | $400,000-$500,000 |
| 4 Bedroom | $687,500 | $600,000 | $700,000-$800,000 |
| 5 Bedroom | $571,000 | $460,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Severna Park, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$244 | $1,113 |
| Superior Protection Discount | -$136 | $1,221 |
| Fire & Security Discount | -$136 | $1,221 |
| Hail Resistant Roof Discount | -$27 | $1,330 |
| Newly Constructed Home Discount | -$312 | $1,045 |
Choose your Severna Park, MD Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,368 |
| Hail Damage | $4,900 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near Severna Park, MD | Back to Top
| Home Insurance Company Severna Park, MD | Homeowners Insurance Agency Severna Park, MD | Address | Popularity Score | Distance from Severna Park (miles) |
|---|---|---|---|---|
| Allstate | Shanda Hayden | 7200 Eastern Ave Ste A, Baltimore, MD, 21224 | 14.1 | |
| Allstate | Marisa Alonso | 1717 Elton Rd Ste 207, Silver Spring, MD, 20903 | 22.5 | |
| Liberty Mutual Independent | Henry M Murray Agency Inc | 2498 Riva Rd , Annapolis, MD, 21401 | 7.3 | |
| State Farm | Tamara Thomson | 7823 Wise Avenue, Baltimore, MD, 21222 | 13.0 | |
| Travelers | Jack Martin Insurance Advisors | 111 Forbes St, Annapolis, MD, 21401 | 7.5 | |
| State Farm | Patrick Cloyd | 1406b Crain Hwy S Ste 201, Glen Burnie, MD, 21061-4336 | 5.6 | |
| Erie | Craig S Mader Insurance Agency Inc. | 1388 Defense Hwy, Gambrills, MD, 21054 | 8.8 | |
| Allstate | Cassie Mcgovern | 495 Old Mill Rd Ste C, Millersville, MD, 21108 | 3.6 | |
| State Farm | Scott Garvey | 3818 Roland Ave, Baltimore, MD, 21211-2003 | 17.5 | |
| State Farm | David Charon | 7310 Ritchie Hwy Ste 114, Glen Burnie, MD, 21061-3175 | 6.5 |
Compare Rates for Severna Park, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Anne Arundel County, MD | $346,000 | $1,063 | $840 | $1,340 | $500 |
| Severna Park, MD | $520,100 | $1,357 | $1,070 | $1,710 | $640 |
| Edgewater, MD | $348,100 | $817 | $650 | $1,030 | $380 |
| Brock Hall, MD | $390,600 | $919 | $730 | $1,160 | $430 |
| Summerfield, MD | $233,200 | $732 | $580 | $920 | $340 |
| Riverdale Park, MD | $254,100 | $768 | $610 | $970 | $360 |
| Upper Marlboro, MD | $207,300 | $824 | $650 | $1,040 | $390 |
| Fairmount Heights, MD | $217,200 | $842 | $670 | $1,060 | $390 |
| Kent County, MD | $237,400 | $739 | $580 | $930 | $350 |
| Martin's Additions, MD | $1,120,900 | $517 | $410 | $650 | $240 |
| Pleasant Hills, MD | $389,000 | $1,287 | $1,020 | $1,620 | $600 |
| Clarksburg, MD | $454,500 | $984 | $780 | $1,240 | $460 |
Research Home Insurance Companies Reviews in Severna Park, MD Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: January 08, 2020 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
I have used 3 or 4 companies in the past. USAA has been excellent by comparison. Always helpful, responsive and quick to respond to my needs.
Date: September 22, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
They are great to answer questions, help me be certain that all of my possessions are covered. They have been able to increase my covered by bundling, which actually saved me money.
Date: March 09, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
When we bought our home we chose USAA insurance company because they have always been there for us with the automobile insurance. The customer service dept is outstanding and very helpful.
Date: January 26, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
Our rate is very reasonable, and our premium is automatically paid for every year through our mortgage company so we don't have to send in payment ourselves. The deductible for our roof damage claims was $500, which I think is probably a fair market price. I don't even know if we could have purchased a policy with lower deductibles, but I am very comfortable with this amount. The premium is very competitive with other companies that I researched, but I feel more confident with USAA.
State Farm Home Insurance Reviews
Date: September 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
State Farm has been very easy and friendly to work with over the years, I would encourage anyone to check them out. Always have been very hospitable and kind.
Date: January 22, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
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Date: December 24, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
State Farm has been an exceptional insurance company for us, we have had our home and property building insured with them for 25 years. We have filed 3 claims with them in past years and our insurance premium is still very reasonable annually.
Allstate Home Insurance Reviews
Date: July 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
We used to have a different insurance carrier who, we came to find out, was charging much, much more and providing moderately less coverage than our current carrier.
Date: October 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
So far Allstate has been pretty communicative in letting me know information I need, and relaying any changes they're making to their company. Again, I haven't run into any issues, and am happy with my service.
Erie Insurance Home Insurance Reviews
Date: October 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
What is covered in my homeowner's insurance policy is damage caused by fires, lightning strikes, windstorms and hail. I also have more insurance that covers floods and earthquakes.
GEICO Home Insurance Reviews
Date: October 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
Not too expensive currently paying an amount that I compared with other home insurance policies and got the lowest rate with Geico. Happy they were able to match the deals that others were giving.
Amica Mutual Insurance Home Insurance Reviews
Date: November 20, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
The company also offers add on coverage like credit card loss, scheduled personal property -- specific coverage for valuables such as furs, jewelry, and fine art. its very comfortable our life.