How Can I Make My Milton, IL Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Milton, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Milton, IL Home Insurance Coverage Levels | Back to Top

Milton, IL - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Everest Rd, N Blanchard St, Whitman Ln, Cooley Ave, Cherry Ct, Chancel Cir, Cottage Ave, Leystone Dr, Park Row, Golf Ave $408,500 $330,000 $400,000-$500,000 $334,500 $320,000 $350,000-$400,000
Woodview Ct, Duane St, Joyce Ct, Cordova Ct, Pembroke Ln, S County Farm Rd, Knoll St, S Main Pl, Watersedge Ct, W Prairie Ave $358,500 $290,000 $400,000-$500,000 $750,500 $680,000 $800,000-$900,000
Fleming Dr, Eddie Rd, W Thomas Rd, Kensington Rd, Arrowhead Dr, W Wilson Ave, Leabrook Ln, Huntington Ct, Wingate Rd, Bremer Ct $374,500 $340,000 $300,000-$350,000 $358,000 $300,000 $300,000-$350,000
Lambert Rd, Winners Cup Cir, E Liberty Dr, Oakwood Ct, Hull Dr, Sheehan Ave, Eddy Ct, Ellis Ave, Ahlstrand Rd, Edinburgh Ct $170,500 $160,000 $175,000-$200,000 $302,500 $280,000 $350,000-$400,000
Kenilworth Ct, Burr Oak Ct, Shaffner Rd, Manchester Rd, Evelyn St, Bardmour Ln, Woodland Dr, Birch Dr, Glen Oak Ave, University Pl $236,000 $190,000 $200,000-$250,000 $412,500 $360,000 $300,000-$350,000
Raven Hill Dr, Courtney Dr, Briarcliffe Blvd, Poplar Dr, N Beverly St, Golf View Ln, Chidester Ave, Briarcliff Ct, S Arboretum Cir, Weaver Ct $263,500 $220,000 $200,000-$250,000 $501,500 $460,000 $500,000-$600,000
May Ave, Taft Ave, S Hazelton Ave, Wiesbrook Rd W, E Prairie Ave, Howard St, Lynn Rd, W Union Ave, Mac Arthur, Wexford Ct $337,500 $310,000 $350,000-$400,000 $322,500 $280,000 $350,000-$400,000
Sheehan Ave, Ashton Ct, Elk Ct, Stonebridge Trl, Orth Ct, Morse St, Co Rd 13, Forest Hill Dr, E Arboretum Cir, Stonegate Ln $254,500 $240,000 $250,000-$300,000 $286,500 $250,000 $300,000-$350,000
Summit Dr, Bob O Link Dr, N Montclair Ave, Thistledown Ct, Burning Trl, Abbey Dr, Lorraine St, Purnell St, Windham Cir, S Lloyd Ave $370,500 $310,000 $400,000-$500,000 $347,500 $300,000 $300,000-$350,000
Wilmette Ct, S Woodlawn St, Stephanie Ln, Myrtle St, S Park Blvd, Chippewa Dr, Londonberry Ln, Wood Lark Dr, Gundersen Dr, Waterbury Dr $180,500 $150,000 $125,000-$150,000 $430,500 $410,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Milton, IL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$131 $689
Superior Protection Discount -$82 $738
Fire & Security Discount -$66 $755
Hail Resistant Roof Discount -$16 $804
Newly Constructed Home Discount -$213 $607

Choose your Milton, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,854
Physical Damage $2,464
Hail Damage $4,618
Wind Damage $6,114
Expensive Claims
Fire $45,570
Smoke $15,884

Identify Top Home Insurance Agents near Milton, IL | Back to Top

Home Insurance Company Milton, IL Homeowners Insurance Agency Milton, IL Address Popularity Score Distance from Milton (miles)
State Farm Cynthia Slater 3280 N Milwaukee Avenue, Chicago, IL, 60618-5106
19.6
State Farm Gregory Pec 1213 Maple Ave Unit 1, Lisle, IL, 60532-4139
5.0
Travelers The David Agency Insurance Inc 385 N York Rd, Elmhurst, IL, 60126
8.6
Allstate Cheryl R Kirkland 1034 E 162nd St, South Holland, IL, 60473
31.3
Travelers Key Insurance Agency 120 E Ogden Ste 122, Hinsdale, IL, 60521
9.0
Farmers Alex Panozzo 7 S Lincoln St Ste 11, Hinsdale, IL, 60521
9.1
Travelers Affiliated Agencies 188 Industrial Drive Suite 136, Elmhurst, IL, 60126
8.6
Farmers Joseph Garbin 3559 W Jefferson St, Joliet, IL, 60431
23.7
State Farm Don Minefee 1413 W 127th St Ste H, Calumet Park, IL, 60827-6036
26.2
Allstate Rick Kaleel 6900 Main St Ste 110, Downers Grove, IL, 60516
7.9

Compare Rates for Milton, IL Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Illinois $179,700 $850 $600 $1,210 $610
DuPage County, IL $289,900 $986 $680 $1,410 $730
Milton, IL $350,800 $820 $580 $1,160 $580
Schaumburg, IL $236,800 $905 $640 $1,240 $600
McCook, IL $258,300 $976 $660 $1,400 $740
Lemont, IL $355,400 $829 $600 $1,150 $550
Palos Park, IL $388,400 $1,267 $860 $1,810 $950
Trout Valley, IL $378,400 $1,234 $890 $1,740 $850
Burlington, IL $292,000 $1,030 $740 $1,460 $720
Homewood, IL $161,700 $684 $470 $970 $500
Olympia Fields, IL $226,900 $928 $660 $1,330 $670
Third Lake, IL $254,900 $971 $670 $1,350 $680
Hebron, IL $174,600 $840 $560 $1,180 $620

Research Home Insurance Companies Reviews in Milton, IL Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: April 04, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
I enjoy the comfort of a local agent for my insurance needs. They are very ibformative and I feel like they genuinely care for me.

Date: September 15, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I feel like I'm paying way more for my premium than others, and not getting as much coverage as I would want

Date: September 13, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
they almost never answer when i wright them. I always need to call them

Date: September 12, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
Likes: Every day is different. You meet a lot of people and hear a lot of great stories. Make your own schedule. Great income opportunity. Dislikes: People shun you at cocktail parties. You work a lot of nights. Hard to get started.

Date: September 08, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
Slow Loading Time Unclear Navigation Not Responsive Too Many Pop-ups Auto-Play Media Content Distractive Animations Contact Info Absent The nonsense of ‘About Us’ Page

Date: August 31, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Policy Offerings
coverage for damage caused by fires lightning strikes windstorms and hail homeowners insurance damage caused by earthquakes and floods dwelling protection


Date: August 20, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
I really like it because it's much easier for me to understand visual/writing instead of aurally. I would like if all apps were like this, honestly!

Date: July 24, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
It's the basics, but I'm not sure if it's ok. it's covering just my house and if something happened to it and we had to go to a hotel or something


Date: May 09, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Communication
they are ok but not always nice and do not explain things to me as thoroughly as I like. Like I said before, I would sometimes rather have it in writing and all go through the app

Date: May 03, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Premium
While the companies surveyed represent over 90% of their respective markets, there are other insurers admitted to sell insurance that are not included in these surveys

Progressive Home Insurance Reviews

Date: February 10, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
There policy offerings are the same as other insurance companies, but they seem to be the most affordable.


Date: September 22, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
Our home value is covered as well as any and all people and belongings, Vehicles, furniture, accessories, electronics. Some medical expenses.


Date: September 18, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
They were always kind and ready to listen, and offer their time even if I wasn't a paying customer at the time, but willing to be helpful and give me a quote and there wasn't excess pressure to purchase.

Date: September 13, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
other insurance companies I have received a quote and it was going to be at least $500 more a month, almost always. It was the main reason I picked Progressive was because of the premium.

Date: August 03, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Communication
They seem to actually care about their customer service, you aren't just speaking through an automated system to just be put on hold afterward for extended periods of time. Real people there ready to assist.

Date: November 18, 2017    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
we can upload our policy and review at any time, their customer service is available 24 hours a day 7 days a week, 365 a year. They have options to make changes if need be at any time.

American Family Insurance Home Insurance Reviews

Date: September 12, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
Storm damage is, fire damage is covered, roof damage is covered, but personal contents are not covered. There is some coverage for injuries to people on the property should any occur.


Date: September 01, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
My insurance for my home is quite expensive, I am told, compared to other insurance providers. I think the pricing should be fair and competitive but I think I pay about four times as much as others.

Date: July 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I do find that my insurance company has excellent customer service, they have never been difficult to reach or unwilling to answer questions. I only contact customer service about once in three years so it is not a huge deal.

Date: July 27, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
I would like to be able to find out the specific coverage on my insurance, to see what is and what is not covered on my specific policy, but this is not available on my insurance companies website. I would like the option to explore other pricing and options on my insurance company websites. They do not have a mobile app that I am aware of.

Date: December 28, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I am very satisfied with all interactions with my insurance company, they answer questions, they have the necessary knowledge, and they are responsive and easy to reach.

Meemic Insurance Home Insurance Reviews

Date: August 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
It covers all my needs or the needs of my home


Date: January 15, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
it's a help because thanks to your kindness and commitment it covers all my needs

Farm Bureau Home Insurance Reviews

Date: November 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The website is fairly basic. It has nothing flashy but does the bare essentials. I can pay my bill on there, and I can see when my next bill is due. However, I cannot look up my policy information there. And I must know my policy number to login.

Homesite Insurance Home Insurance Reviews

Date: November 19, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I have not compared the deductible to other insurance companies, but based on the monthly premium I would suspect it is higher than average.

State Farm Home Insurance Reviews

Date: January 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
The only things not covered are things that basically no one covers and the process to file a claim sounds simple and reasonable. We feel that we get very good coverage for the price.