How Can I Make My McMinnville, OR Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in McMinnville, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your McMinnville, OR Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $154,500 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $181,500 | $170,000 | $125,000-$150,000 |
| 4 Bedroom | $350,000 | $320,000 | $350,000-$400,000 |
| 5 Bedroom | $317,500 | $280,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in McMinnville, OR | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $627 |
| Superior Protection Discount | -$66 | $671 |
| Fire & Security Discount | -$74 | $664 |
| Hail Resistant Roof Discount | -$22 | $715 |
| Newly Constructed Home Discount | -$170 | $568 |
Choose the Right Deductible for your McMinnville, OR Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yamhill County | $2,000 | $620 | $2,620 | $451 | $2,451 | $169 |
| McMinnville, OR | $1,000 | $728 | $1,728 | $529 | $1,529 | $199 |
| Carlton, OR | $200 | $696 | $896 | $505 | $705 | $190 |
| Gaston, OR | $2,000 | $585 | $2,585 | $425 | $2,425 | $160 |
| Butteville, OR | $200 | $1,250 | $1,450 | $908 | $1,108 | $342 |
| Grand Ronde, OR | $300 | $548 | $848 | $398 | $698 | $150 |
| Falls City, OR | $2,500 | $632 | $3,132 | $460 | $2,960 | $173 |
| Johnson City, OR | $300 | $220 | $520 | $160 | $460 | $60 |
| Walnut Grove, WA | $200 | $676 | $876 | $491 | $691 | $185 |
| Manzanita, OR | $1,500 | $1,057 | $2,557 | $768 | $2,268 | $289 |
Identify Top Home Insurance Agents near McMinnville, OR | Back to Top
| Home Insurance Company McMinnville, OR | Homeowners Insurance Agency McMinnville, OR | Address | Popularity Score | Distance from McMinnville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Paynewest Insurance - Mcminnville | 1411 Nw Adams St, Mcminnville, OR, 97128 | 0.8 | |
| State Farm | Mark Creevey | 12285 Sw Main St, Tigard, OR, 97223-6221 | 26.3 | |
| Farmers | German Escalante | 3865 Sw Hall Blvd, Beaverton, OR, 97005 | 27.7 | |
| Farmers | Daniel Babjar | 9945 Se Oak St, Portland, OR, 97216 | 38.2 | |
| Liberty Mutual Independent | Hopp Insurance | 804 E 1st St, Newberg, OR, 97132 | 13.3 | |
| State Farm | Rick Hennessy | 6335 Sw Capitol Hwy Ste A, Portland, OR, 97239-2192 | 31.2 | |
| Allstate | Larry Choruby | 3200 Se Oak Grove Blvd, Milwaukie, OR, 97267 | 31.7 | |
| Farmers | David Jerome | 2205 Ne Cornell Rd, Hillsboro, OR, 97124 | 25.1 | |
| Farmers | Ryan Nowell | 4117 Se Division St, Portland, OR, 97202 | 35.2 | |
| Farmers | Scott Williams | 9999 Sw Wilshire St Ste 222, Portland, OR, 97225 | 29.2 |
Compare Rates for McMinnville, OR Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $450 | $910 | $460 |
| Yamhill County, OR | $254,000 | $628 | $450 | $890 | $440 |
| McMinnville, OR | $228,000 | $737 | $540 | $1,050 | $510 |
| Carlton, OR | $334,700 | $704 | $510 | $1,000 | $490 |
| Gaston, OR | $204,800 | $592 | $400 | $810 | $410 |
| Butteville, OR | $537,500 | $1,265 | $870 | $1,800 | $930 |
| Grand Ronde, OR | $174,700 | $555 | $410 | $770 | $360 |
| Falls City, OR | $247,600 | $640 | $470 | $880 | $410 |
| Johnson City, OR | $23,500 | $223 | $150 | $310 | $160 |
| Walnut Grove, WA | $227,900 | $684 | $500 | $940 | $440 |
| Manzanita, OR | $454,500 | $1,070 | $770 | $1,530 | $760 |
Research Home Insurance Companies Reviews in McMinnville, OR Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 12, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The premium and deductible are very reasonable and more affordable than other plans in my area. They have the lowest deductible for my plan.
Date: November 29, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
They get a 5. There customer service is outstanding. Very easy to deal with, quick response. Never a complaint with this company.
Date: November 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
i find the premium to be fair in comparison to others, i have very little to complain about in this regard
State Farm Home Insurance Reviews
Date: September 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
This one had the best available for me and it was easy to understand, and that goes a really long way with me.
Date: June 13, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Premium
The deductibles are low from what I understand but my wife managed all of that so I dont know all of the details exactly.
Allstate Home Insurance Reviews
Date: January 01, 2020 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
The customer are always very helpful, though they all seem to not have all the required information on some issues.
GEICO Home Insurance Reviews
Date: January 08, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
Most insurance providers I've done business with are roughly the same. It's usually the individuals that make the company.
American Family Insurance Home Insurance Reviews
Date: November 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Within a few mins, i can easily reach the customer service and they are giving detailed information queries.If any complaints, they are delivering quick service.
Farmer's Insurance Home Insurance Reviews
Date: October 15, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
My experience has overall been very positive with my insurance company. I would rate it a 5. Is I need help or have any questions someone is always available to talk.