How Can I Make My Portland, OR Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Portland, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Portland, OR Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $94,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $198,500 | $180,000 | $175,000-$200,000 |
| 3 Bedroom | $366,500 | $330,000 | $350,000-$400,000 |
| 4 Bedroom | $325,000 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $793,500 | $650,000 | $800,000-$900,000 |
Estimate your Savings with Home Insurance Discounts in Portland, OR | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $620 |
| Superior Protection Discount | -$69 | $696 |
| Fire & Security Discount | -$69 | $696 |
| Hail Resistant Roof Discount | -$23 | $742 |
| Newly Constructed Home Discount | -$207 | $559 |
Choose your Portland, OR Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,488 |
| Hail Damage | $4,853 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,553 |
Identify Top Home Insurance Agents near Portland, OR | Back to Top
| Home Insurance Company Portland, OR | Homeowners Insurance Agency Portland, OR | Address | Popularity Score | Distance from Portland (miles) |
|---|---|---|---|---|
| Allstate | Jenn Thompson | 3050 Se Division St # 230, Portland, OR, 97202 | 2.4 | |
| Liberty Mutual Independent | Modern Insurance Marketing Inc | 29174 Sw Town Center Loop W Ste 102, Wilsonville, OR, 97070 | 16.7 | |
| State Farm | Ben Brown | 23424 Ne Halsey St Ste 205, Wood Village, OR, 97060-2813 | 11.1 | |
| State Farm | Mark Creevey | 12285 Sw Main St, Tigard, OR, 97223-6221 | 9.4 | |
| Liberty Mutual Independent | Hecht & Hecht Insurance Agency Inc | 425 Ne Hancock St Fl 1, Portland, OR, 97212 | 0.5 | |
| State Farm | Joan Johnson | 885 Lancaster Dr Se Ste A, Salem, OR, 97317-5858 | 45.7 | |
| Farmers | Lennie Andersen | 8625 Sw Cascade Ave Ste 310, Beaverton, OR, 97008 | 8.6 | |
| Farmers | Kevin Harmon | 12020 Sw Barnes Rd, Portland, OR, 97225 | 7.4 | |
| Liberty Mutual Independent | Emery & Karrigan Inc | 17933 Nw Evergreen Pkwy Ste 350, Beaverton, OR, 97006 | 10.2 | |
| State Farm | Bob Cegon | 4350 Commercial St Se, Salem, OR, 97302-3914 | 48.4 |
Compare Rates for Portland, OR Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $480 | $910 | $430 |
| Clackamas County, OR | $341,600 | $745 | $510 | $1,050 | $540 |
| Portland, OR | $352,700 | $765 | $520 | $1,060 | $540 |
| Jennings Lodge, OR | $257,400 | $605 | $410 | $830 | $420 |
| Rockcreek, OR | $375,400 | $702 | $480 | $990 | $510 |
| King City, OR | $236,500 | $627 | $430 | $870 | $440 |
| Brush Prairie, WA | $340,400 | $891 | $640 | $1,220 | $580 |
| Cornelius, OR | $215,900 | $701 | $480 | $970 | $490 |
| Warren, OR | $357,800 | $799 | $580 | $1,110 | $530 |
| Yoder, OR | $401,000 | $754 | $550 | $1,050 | $500 |
| Goble, OR | $241,000 | $632 | $420 | $870 | $450 |
| Hayesville, OR | $165,900 | $650 | $470 | $920 | $450 |
| Sheridan, OR | $189,200 | $701 | $500 | $1,000 | $500 |
Research Home Insurance Companies Reviews in Portland, OR Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 10, 2020 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: August 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 04, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: April 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 20, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: September 18, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: September 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 01, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 07, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: July 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: July 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: March 13, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: June 17, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Date: January 01, 2019 Age: Above 60 Gender: Male Marital Status: Married
Date: November 28, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: June 23, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: May 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: January 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Nationwide Home Insurance Reviews
Date: December 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 23, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 21, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 16, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: May 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: May 08, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: September 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 14, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: July 31, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: May 08, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: September 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: March 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: February 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Travelers Home Insurance Reviews
Date: December 31, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
GEICO Home Insurance Reviews
Date: July 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried