How Can I Make My Folsom, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Folsom, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Folsom, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $124,500 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $247,500 | $230,000 | $200,000-$250,000 |
| 3 Bedroom | $322,500 | $270,000 | $350,000-$400,000 |
| 4 Bedroom | $365,500 | $330,000 | $400,000-$500,000 |
| 5 Bedroom | $550,500 | $490,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Folsom, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$197 | $1,032 |
| Superior Protection Discount | -$111 | $1,118 |
| Fire & Security Discount | -$86 | $1,143 |
| Hail Resistant Roof Discount | -$25 | $1,204 |
| Newly Constructed Home Discount | -$283 | $946 |
Choose the Right Deductible for your Folsom, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sacramento County | $2,500 | $771 | $3,271 | $560 | $3,060 | $211 |
| Folsom, CA | $2,500 | $1,214 | $3,714 | $882 | $3,382 | $332 |
| Gold River, CA | $200 | $938 | $1,138 | $681 | $881 | $256 |
| Penryn, CA | $2,500 | $1,381 | $3,881 | $1,004 | $3,504 | $377 |
| Galt, CA | $100 | $833 | $933 | $605 | $705 | $228 |
| Trowbridge, CA | $1,000 | $767 | $1,767 | $557 | $1,557 | $210 |
| Hood, CA | $500 | $924 | $1,424 | $671 | $1,171 | $252 |
| Davis, CA | $700 | $1,409 | $2,109 | $1,024 | $1,724 | $385 |
| Walnut Grove, CA | $100 | $1,235 | $1,335 | $898 | $998 | $338 |
| Meridian-Robbins, CA | $2,500 | $693 | $3,193 | $503 | $3,003 | $189 |
| Rancho Calaveras, CA | $200 | $632 | $832 | $459 | $659 | $173 |
| Marysville Northeast, CA | $700 | $785 | $1,485 | $571 | $1,271 | $215 |
Identify Top Home Insurance Agents near Folsom, CA | Back to Top
| Home Insurance Company Folsom, CA | Homeowners Insurance Agency Folsom, CA | Address | Popularity Score | Distance from Folsom (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Placer Insurance Agency | 5 Sierra Gate Plaza, 2nd Floor, Roseville, CA, 95678 | 9.0 | |
| Farmers | David Bolce | 801 Riverside Ave Ste 206, Roseville, CA, 95678 | 9.2 | |
| Liberty Mutual Independent | Inszone Insurance Services Inc | 2701 Citrus Rd Ste C, Rancho Cordova, CA, 95742 | 8.0 | |
| Travelers | Eugene C Yates Insurance Agency | 2021 P St, Sacramento, CA, 95811 | 19.6 | |
| State Farm | Stacy Flascher | 4201 Sunrise Blvd Ste A, Fair Oaks, CA, 95628-7000 | 7.3 | |
| State Farm | George Yee | 7915 Laguna Blvd Ste 140, Elk Grove, CA, 95758-7944 | 22.3 | |
| State Farm | Khu Yang | 8031 Fruitridge Rd Ste F, Sacramento, CA, 95820-6758 | 17.5 | |
| State Farm | Bob Hall | 2250 E Bidwell St Ste 120, Folsom, CA, 95630-3553 | 0.1 | |
| Farmers | Ariadne Figueroa-Gutierrez | 5681 Franklin Blvd Ste N1, Sacramento, CA, 95824 | 20.4 | |
| State Farm | Barbara Lightfoot-Nielsen | 2581 Nut Tree Rd Ste B, Vacaville, CA, 95687-6915 | 49.6 |
Compare Rates for Folsom, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sacramento County, CA | $299,900 | $780 | $580 | $1,060 | $480 |
| Folsom, CA | $456,900 | $1,229 | $910 | $1,670 | $760 |
| Gold River, CA | $451,500 | $949 | $700 | $1,290 | $590 |
| Penryn, CA | $462,600 | $1,398 | $1,030 | $1,900 | $870 |
| Galt, CA | $329,400 | $843 | $620 | $1,150 | $530 |
| Trowbridge, CA | $285,000 | $776 | $570 | $1,060 | $490 |
| Hood, CA | $354,200 | $935 | $690 | $1,270 | $580 |
| Davis, CA | $608,800 | $1,426 | $1,060 | $1,940 | $880 |
| Walnut Grove, CA | $435,300 | $1,250 | $930 | $1,700 | $770 |
| Meridian-Robbins, CA | $237,200 | $701 | $520 | $950 | $430 |
| Rancho Calaveras, CA | $228,400 | $640 | $470 | $870 | $400 |
| Marysville Northeast, CA | $295,300 | $795 | $590 | $1,080 | $490 |
Research Home Insurance Companies Reviews in Folsom, CA Before Buying | Back to Top
Share a review on your home insurance company
Mercury Home Insurance Reviews
Date: June 10, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Premium
Not the best but compared to the median it is pretty high.I am somewhat! Happy with current plan.
Nationwide Home Insurance Reviews
Date: July 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have had a great experience with Nationwide. I recently had called because two of my appliances have gone out and they were able to send someone very quickly.
Liberty Mutual Home Insurance Reviews
Date: December 31, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Our premium seems to go up every year despite having never filed a claim in over 20 years. Overall I am not pleased with the cost of the policy.
Progressive Home Insurance Reviews
Date: January 01, 2020 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
Progressive was the cheapest we could find because we bundled our home and auto insurance.
GEICO Home Insurance Reviews
Date: September 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
i think my police is very good. I have coverage up to 100,000 and it covers alot of different things.There was recently a fire in my neighboring appartment and i was curious about coverage.
State Farm Home Insurance Reviews
Date: September 14, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
It is a small town but I have always gotten exceptional customer service from my agents office. Ive filed a few claims with them and it has been seamless and they always call me back promptly if I have a question.