How Can I Make My Lynnwood, WA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lynnwood, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Lynnwood, WA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $93,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $226,500 | $190,000 | $250,000-$300,000 |
| 3 Bedroom | $197,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $271,500 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $506,500 | $450,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Lynnwood, WA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $731 |
| Superior Protection Discount | -$85 | $765 |
| Fire & Security Discount | -$85 | $765 |
| Hail Resistant Roof Discount | -$25 | $824 |
| Newly Constructed Home Discount | -$170 | $680 |
Choose the Right Deductible for your Lynnwood, WA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Snohomish County | $2,500 | $851 | $3,351 | $618 | $3,118 | $233 |
| Lynnwood, WA | $2,500 | $840 | $3,340 | $610 | $3,110 | $229 |
| Woodway, WA | $200 | $2,192 | $2,392 | $1,593 | $1,793 | $599 |
| SeaTac, WA | $700 | $648 | $1,348 | $471 | $1,171 | $177 |
| Canterwood, WA | $300 | $1,139 | $1,439 | $828 | $1,128 | $311 |
| Oak Harbor, WA | $2,500 | $687 | $3,187 | $499 | $2,999 | $188 |
| Tanner, WA | $100 | $1,386 | $1,486 | $1,007 | $1,107 | $379 |
| Lake Tapps, WA | $2,500 | $813 | $3,313 | $591 | $3,091 | $222 |
| Puyallup, WA | $400 | $764 | $1,164 | $555 | $955 | $209 |
| Sedro-Woolley, WA | $2,500 | $651 | $3,151 | $473 | $2,973 | $178 |
| Prairie Ridge, WA | $300 | $671 | $971 | $487 | $787 | $183 |
| Union, WA | $1,500 | $752 | $2,252 | $546 | $2,046 | $205 |
Identify Top Home Insurance Agents near Lynnwood, WA | Back to Top
| Home Insurance Company Lynnwood, WA | Homeowners Insurance Agency Lynnwood, WA | Address | Popularity Score | Distance from Lynnwood (miles) |
|---|---|---|---|---|
| State Farm | Chris Jones | 18827 Bothell Way Ne Ste 103, Bothell, WA, 98011-1940 | 6.2 | |
| Liberty Mutual Independent | Western Pacific Insurance Group | 16300 Mill Creek Blvd Ste 208, Mill Creek, WA, 98012 | 4.0 | |
| Travelers | Paragon Insurance Partners | 20205 144th Ave Ne 112, Woodinville, WA, 98072 | 8.1 | |
| Allstate | Pete Bouchard | 6226 196th St Sw Ste 1a, Lynnwood, WA, 98036 | 1.0 | |
| Allstate | Campbell Nelson Insurance | 24325 Highway 99, Edmonds, WA, 98026 | 4.1 | |
| Allstate | Melanie Alshaer | 11314 4th Ave W Ste 104, Everett, WA, 98204 | 5.4 | |
| State Farm | Scott Stoddard | 11922 98th Ave Ne, Kirkland, WA, 98034-4211 | 9.4 | |
| State Farm | Teri Busch | 18910 28th Ave W Ste 201, Lynnwood, WA, 98036-4701 | 1.4 | |
| State Farm | Mike Rodgers | 14463 Wood Red Rd Ne, Woodinville, WA, 98072-9095 | 7.9 | |
| Travelers | City Insurance Center | 4610 200th St Sw Suite C , Lynnwood, WA, 98036 | 0.8 |
Compare Rates for Lynnwood, WA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $540 | $1,120 | $580 |
| Snohomish County, WA | $338,400 | $861 | $590 | $1,220 | $630 |
| Lynnwood, WA | $331,300 | $850 | $620 | $1,220 | $600 |
| Woodway, WA | $1,023,500 | $2,219 | $1,530 | $3,080 | $1,550 |
| SeaTac, WA | $264,500 | $656 | $440 | $910 | $470 |
| Canterwood, WA | $440,600 | $1,153 | $770 | $1,630 | $860 |
| Oak Harbor, WA | $237,900 | $696 | $490 | $980 | $490 |
| Tanner, WA | $497,300 | $1,403 | $970 | $1,990 | $1,020 |
| Lake Tapps, WA | $382,800 | $823 | $590 | $1,140 | $550 |
| Puyallup, WA | $277,000 | $773 | $550 | $1,070 | $520 |
| Sedro-Woolley, WA | $206,700 | $659 | $470 | $910 | $440 |
| Prairie Ridge, WA | $223,300 | $679 | $500 | $940 | $440 |
| Union, WA | $248,300 | $761 | $510 | $1,060 | $550 |
Research Home Insurance Companies Reviews in Lynnwood, WA Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: September 17, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
The deductible for my home insurance policy is comparable to other providers for the same coverage. However, my premiums are a bit less so it provides a better value. I rate them a 5.
Date: December 28, 2018 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
First American's customer is excellent. They answer questions quickly and with professionalism. You can call them back and another rep provides the same answer that you received before. This is quite professional.
Date: November 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Of course I would love it if my premium were smaller. Who wouldn't? But, I do like that I pay one fee each month, and that covers everything in my home insurance plan.
GEICO Home Insurance Reviews
Date: December 28, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
i think my company offers better prices than other companies. they seem to respond faster to my questions.
Date: July 09, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I've been offered way more options with Geico than I have with any other company. They really are the best option out there.
State Farm Home Insurance Reviews
Date: August 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I think my premium and deductible can be or may be a little bit higher than other providers, but not by much.
Date: January 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Great experience all-in-all. I do need homeowners insurance and Bank says I have to have homeowners insurance policy. I really like everything about the policy I have with State Farm. All the features are nice to me.
Country Financial Home Insurance Reviews
Date: May 25, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Premium
My deductible is great compared to other companies. It is higher then some so that makes my insurance payment cheaper overall. I am very pleased.
Travelers Home Insurance Reviews
Date: January 02, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
My premium and deductible for Traveler's Home Insurance are acceptable and I am satisfied with the rates. I have not compared the rates recently to other companies, but three years ago I found the rates satisfactory.
Amica Mutual Insurance Home Insurance Reviews
Date: February 05, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I am satisfied with them. I have not ever had to use them as of now but went with them because they were cheapest for the same coverage with other carriers
Farmer's Insurance Home Insurance Reviews
Date: October 24, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I have heard from word of mouth that I'm paying more than I should for this coverage and that other companies will write a check in the case of damage like what I had sustained.