How Can I Make My Miramar, FL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Miramar, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Miramar, FL Home Insurance Coverage Levels | Back to Top
| Miramar, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Turf Rd, SW 24th Pl, E Lake Pl, SW 149th Ter, SW 174th Way, Neptune St, Madeira St, Island Dr, N Cresent Dr, Tropicana St | $152,500 | $130,000 | $150,000-$175,000 | $75,500 | $70,000 | $75,000-$100,000 |
| SW 97th Ave, Dunhill Ave, S 33rd St, Monarch Lakes Blvd, Normandy St, Granada Blvd, Bermuda Dr, SW 69th Way, Crystal Way, Normandy St | $182,500 | $150,000 | $175,000-$200,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Panama St, Corporate Way, SW 137th Ter, Bass Creek Rd, Pinto Ln, SW 181st Ter, Gaucho Trl, Riverdale Dr S, Alcazar Dr, W Heather Ln | $380,500 | $360,000 | $400,000-$500,000 | $177,500 | $160,000 | $150,000-$175,000 |
| Encino St, SW 136th Ter, SW 161st Ln, W Lake Pl, E Preserve Way, SW 151st Ter, Centergate Dr, W Fern Ln, SW 82nd Pl, SW 157th Ave | $282,000 | $230,000 | $200,000-$250,000 | $128,500 | $120,000 | $100,000-$125,000 |
| SW 98th Ter, Harbour Blvd, E Lake Ter, SW 107th Ave, SW 90th Way, SW 68th Way, Sable Palm Dr, SW 152th Ter, SW 133rd Ter, SW 80th Ter | $191,500 | $160,000 | $175,000-$200,000 | $196,000 | $190,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Miramar, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$247 | $1,208 |
| Superior Protection Discount | -$146 | $1,310 |
| Fire & Security Discount | -$102 | $1,353 |
| Hail Resistant Roof Discount | -$44 | $1,412 |
| Newly Constructed Home Discount | -$378 | $1,077 |
Choose the Right Deductible for your Miramar, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Broward County | $2,500 | $1,265 | $3,765 | $919 | $3,419 | $346 |
| Miramar, FL | $700 | $1,438 | $2,138 | $1,045 | $1,745 | $393 |
| Miami Lakes, FL | $300 | $932 | $1,232 | $678 | $978 | $255 |
| North Miami Beach, FL | $700 | $1,529 | $2,229 | $1,111 | $1,811 | $418 |
| Virginia Gardens, FL | $200 | $2,148 | $2,348 | $1,561 | $1,761 | $587 |
| Plantation, FL | $700 | $1,412 | $2,112 | $1,026 | $1,726 | $386 |
| North Bay Village, FL | $400 | $2,176 | $2,576 | $1,581 | $1,981 | $595 |
| Kendale Lakes-Tamiami, FL | $1,000 | $1,370 | $2,370 | $996 | $1,996 | $374 |
| South Miami, FL | $100 | $1,283 | $1,383 | $932 | $1,032 | $351 |
| Coral Springs, FL | $2,000 | $1,460 | $3,460 | $1,061 | $3,061 | $399 |
| Parkland, FL | $100 | $927 | $1,027 | $674 | $774 | $253 |
| Delray Beach, FL | $1,000 | $1,339 | $2,339 | $973 | $1,973 | $366 |
Identify Top Home Insurance Agents near Miramar, FL | Back to Top
| Home Insurance Company Miramar, FL | Homeowners Insurance Agency Miramar, FL | Address | Popularity Score | Distance from Miramar (miles) |
|---|---|---|---|---|
| Travelers | Mendez & Associates | 9953 Pines Blvd, Pembroke Pines, FL, 33024 | 4.2 | |
| Travelers | M & L Insurance Agency Inc | 2855 University Dr 110, Coral Springs, FL, 33065 | 20.6 | |
| Allstate | Lisa Faina | 2643 N Hiatus Rd, Hollywood, FL, 33026 | 4.5 | |
| Travelers | Mccormick Insurance | 9000 Sheridan St Ste 132, Pembroke Pines, FL, 33024 | 5.7 | |
| State Farm | Peggy Waite | 5397 Orange Dr Ste 102, Davie, FL, 33314-3802 | 9.5 | |
| Travelers | Knight Insurance Of Broward | 1259 S Pine Island Rd, Plantation, FL, 33324 | 9.8 | |
| Allstate | Felipe Soto | 3748 Davie Rd, Davie, FL, 33314 | 9.4 | |
| Travelers | Knight Insurance Of Broward | 1259 S Pine Island Rd, Plantation, FL, 33324 | 9.8 | |
| State Farm | Barry Stanley | 10796 Pines Blvd, Pembroke Pines, FL, 33026-3919 | 3.5 | |
| Travelers | Annette Willis Insurance Agency | 4759 Nw 183rd St, Miami, FL, 33055 | 4.4 |
Compare Rates for Miramar, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Broward County, FL | $223,400 | $1,280 | $1,000 | $1,720 | $720 |
| Miramar, FL | $264,200 | $1,455 | $1,140 | $1,950 | $810 |
| Miami Lakes, FL | $345,400 | $944 | $740 | $1,260 | $520 |
| North Miami Beach, FL | $170,100 | $1,548 | $1,210 | $2,070 | $860 |
| Virginia Gardens, FL | $267,200 | $2,174 | $1,700 | $2,910 | $1,210 |
| Plantation, FL | $176,100 | $1,429 | $1,110 | $1,920 | $810 |
| North Bay Village, FL | $271,600 | $2,202 | $1,720 | $2,950 | $1,230 |
| Kendale Lakes-Tamiami, FL | $255,500 | $1,387 | $1,080 | $1,860 | $780 |
| South Miami, FL | $480,700 | $1,298 | $1,010 | $1,740 | $730 |
| Coral Springs, FL | $313,500 | $1,478 | $1,150 | $1,980 | $830 |
| Parkland, FL | $548,400 | $938 | $730 | $1,260 | $530 |
| Delray Beach, FL | $240,800 | $1,355 | $1,060 | $1,820 | $760 |
Research Home Insurance Companies Reviews in Miramar, FL Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: September 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
I like everything I have experienced with Progressive, from the great premium rates to the wonderful website and mobile application, to the great customer service I have experienced with them over the last seven years I have been a customer. There is nothing to dislike about their customer service.
Date: September 10, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Website/App
I really do love the progressive's website and mobile phone app. It is very intuitive and has all the functionality that I would expect or want in such an app.
Date: September 10, 2018 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
Every encounter I have had with a customer service rep through progressive has been a fantastic experience and a delight to deal with. I would recommend this company to anyone based solely on this fact.
Date: August 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I am covered for what most major home insurance offerings cover and for what is required by law in my state.
Date: May 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
No other company I have ever received a quote from could ever come close to the low premiums I am able to get through a Progressive insurance company. I am very pleased with them and will stay with them for a very long time.
USAA Home Insurance Reviews
Date: September 23, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
USAA has policy offerings for every need. My brother has $30,000 in collectibles which they cover for only $11.00 a month. I assume that other providers have the same offerings but I know that USAA has the best prices.
Date: September 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium was about the same as the other come company. I just like that I have everything in one spot.
Date: January 29, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
Once again, the prices of USAA policies seems around or average, or maybe slightly more than others. The premium is reasonable considering what is offered, but I have seen other policies from different companies that were either slightly lower for the same policy type, or the same price but offering more.
Date: January 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have yet to have any issues arise where I would need to require my home insurance company but having dealt with USAA for other issues I believe they would provide ideal service.
Security First Home Insurance Home Insurance Reviews
Date: August 14, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have dealt with this customer service department several times over the past years. Every time I've had the need for assistance they have been very cordial and informative.
Date: December 11, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
My deductible is very low as I pat for a low deductible. I do not like high deductibles, therefore I pay extra for a low deductible.
Assurant Specialty Property Home Insurance Reviews
Date: April 04, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I am totally satisfied with the cost of my policy. Honestly, I don't even notice the small amount of money being withdrawn from my checking each month, yet the security it buys me is priceless.
Date: January 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
The premiums and deductibles that Assurant Specialty Property offers are relatively fair. In addition, I think they are a bit lower than most other firms that sell insurance.
Allstate Home Insurance Reviews
Date: October 22, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Website/App
The websites is very easy to use and highly convenient. A myriad of documents can be found there as well. It is also possible to make online payments.
Travelers Home Insurance Reviews
Date: July 09, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Male
Premium
I am happy with my premiums and deductible. I have shopped around in the past, and this was the lowest I found.
Safeco Insurance Home Insurance Reviews
Date: November 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
We have been extremely satisfied with Safeco's customer service. We recently had a claim and they were quick to come out and take a look at everything and made a quick payment.
State Farm Home Insurance Reviews
Date: February 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
I think State Farm is comparable or even better than most insurance companies. They are willing to work with you to get the best policy that covers the most at the best price. They also formulate custom policies that cover special items.