How Can I Make My Palmdale, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Palmdale, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Palmdale, CA Home Insurance Coverage Levels | Back to Top

Palmdale, CA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Camino Vis, Moonwart Ter, Bellerive Ct, Teller Ave, Overland Trl, Pewter Rd, Sand Brook Dr, Harold Fifth St, Lakepointe Ln, E Ave R 10 $399,000 $360,000 $400,000-$500,000 $941,500 $800,000 $800,000-$900,000
Dunbar St, W Ave O8, 5th St W, Casaba Ter, Bluffside Way, Eagle-Butte Rd, Skyburst Ct, Apache Plume Dr, E Ave Q-13, Elk Run Ln $322,000 $290,000 $300,000-$350,000 $446,500 $390,000 $500,000-$600,000
Encanto Pl, Westcoatt St, Caminito Ln, Kanow Ave, Rubicon Way, Rebel Rd, E Ave S-2, Princeville Ct, Ave U-12, E Ave R-14 $141,000 $130,000 $125,000-$150,000 $316,500 $280,000 $250,000-$300,000
Driftwood Dr, Ave Vista Verde, Mendocino Way, 132nd St E, E Ave P-15, 38th St E, Bridgeport Ct, E Ave R 11, Santolina Dr, Palms Pl $137,500 $120,000 $150,000-$175,000 $207,000 $170,000 $175,000-$200,000
E Ave D-12, Luna Ct, Boxwood Ct, E Ave T-14, Riesling Ave, 63rd St W, Laidlaw Ln, Bastille Ln, Vereda Dr, Callet St $312,000 $280,000 $250,000-$300,000 $400,000 $340,000 $300,000-$350,000
E Ave G 4, W Ave P, E Ave K 8, W Denise Ave, Northview Ct, Lupine Rd, 48th St E, Almond Ave, Adobe Dr, Trapani Ave $176,500 $150,000 $150,000-$175,000 $350,500 $300,000 $250,000-$300,000
Oliver Ln, Morgan Rd, Dove Springs Dr, Cambria Way, Bethpage Dr, Ave P-8, W Ave Q10, Annie St, Thomas Ave, Rambler Ave $192,000 $170,000 $150,000-$175,000 $231,000 $210,000 $200,000-$250,000
Meadowview Ct, Deerglen Ln, Normandy Ct, 29th Pl E, Wisteria Dr, Red Rover Trl, Peonza Ln, Melton Ave, Silk Tree Ln, Sherri Dr $247,000 $200,000 $250,000-$300,000 $536,500 $460,000 $600,000-$700,000
Carlton St, 121st St E, Duval Ct, Casillo Rd, Jill Ln, Ocotillo Dr, Malbec Ct, Fairlane St, Jonnie Dr, Sulphur Springs Rd $364,000 $290,000 $300,000-$350,000 $617,000 $510,000 $600,000-$700,000
Doverwood Ct, Dusty Dr Pvt, Lasseron Dr, Lennox Ct, Old Nadeau Rd, Carriage Way, Ave Entrada, Snowshoe Thompson Rd, Cantara Dr, Steele Rd $495,500 $420,000 $500,000-$600,000 $786,000 $720,000 $800,000-$900,000

Estimate your Savings with Home Insurance Discounts in Palmdale, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$107 $562
Superior Protection Discount -$60 $609
Fire & Security Discount -$60 $609
Hail Resistant Roof Discount -$20 $649
Newly Constructed Home Discount -$161 $509

Choose your Palmdale, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,488
Hail Damage $4,476
Wind Damage $6,560
Expensive Claims
Fire $42,889
Smoke $15,884

Identify Top Home Insurance Agents near Palmdale, CA | Back to Top

Home Insurance Company Palmdale, CA Homeowners Insurance Agency Palmdale, CA Address Popularity Score Distance from Palmdale (miles)
State Farm Sherwin Shafiee 16733 Ventura Blvd Ste 9, Encino, CA, 91436-1739
37.2
State Farm Pablo Sanchez 9411 Firestone Blvd Ste 2, Downey, CA, 90241-5503
45.5
State Farm Corey Nolte 445 W Palmdale Blvd Ste G, Palmdale, CA, 93551-4509
1.7
State Farm Hilda Granados 347 W Route 66, Glendora, CA, 91740-4307
34.7
Allstate William Phat Su 3203 Del Mar Ave Ste B, Rosemead, CA, 91770
36.2
Allstate Douglas Clark 9029 Reseda Blvd Ste 204, Northridge, CA, 91324
34.7
Allstate Matthew Marsh 15053 Ventura Blvd Ste 207, Sherman Oaks, CA, 91403
36.3
Travelers Express Financial And Insurance Services 3222 Santa Monica Blvd, Santa Monica, CA, 90404
43.3
State Farm Luis Acosta 11441 Atlantic Ave, Lynwood, CA, 90262-3827
46.5
Allstate Corey A. Bromberg 1201 Montana Ave Ste 204, Santa Monica, CA, 90403
44.6

Compare Rates for Palmdale, CA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Los Angeles County, CA $495,800 $1,453 $1,070 $1,980 $910
Palmdale, CA $229,200 $669 $500 $910 $410
Elizabeth Lake, CA $240,000 $705 $520 $960 $440
San Pasqual, CA $846,200 $2,265 $1,680 $3,080 $1,400
Claremont, CA $605,700 $1,421 $1,050 $1,930 $880
Upland, CA $465,200 $1,273 $940 $1,730 $790
Los Angeles, CA $549,800 $1,462 $1,080 $1,990 $910
Walnut Park, CA $358,700 $949 $700 $1,290 $590
Fillmore, CA $354,300 $786 $580 $1,070 $490
Topanga, CA $957,900 $943 $700 $1,280 $580
Lynwood, CA $345,100 $874 $650 $1,190 $540
West Athens, CA $382,700 $1,027 $760 $1,400 $640

Research Home Insurance Companies Reviews in Palmdale, CA Before Buying | Back to Top

Share a review on your home insurance company


Liberty Mutual Home Insurance Reviews

Date: April 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I'm really happy each time I have had to contact liberty, they always speak to me in a very friendly and pleasant manner.

Date: November 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I would say I have been happy with this insurance company. I have filed one claim and I was happy with the response. The claim was for repairs to our roof and it went smoothly.

Date: September 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My home insurance policy covers 133% of the value of my house and, if it becomes uninhabitable or is destroyed, covers my living expenses during necessary repairs or reconstruction.


Date: September 12, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I work directly with my agent Cruz. He and his staff are super helpful and return my calls and emails promptly. They also make offers of additional coverage I might want (e.g. motorcycle, flood, life) and give me reliable quotes on the cost.

Date: September 10, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My insurance covers my house and all of the belongings in the house. It also covers a small shed in the backyard as well as my garage.


Date: September 07, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I get emails prompting me to pay my bill well in advance and I get helpful safety tips from them occasionally. I don't feel bombarded or overwhelmed by the volume, which is honestly the most important part in my mind.

Date: September 04, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
I looked at several companies when we purchased our home a few years ago. We went with the company that gave us the best rate and gave us the best coverage.

Date: August 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
It was hard to find a local agent that is close to using when we have questions about flood coverage in our basement. They weren't able to come out to us because they were so far away.

Date: August 07, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
Their website was easy to use and I was able to find the information that I was looking for. Also when I was looking for quotes it was easy to get.

Date: July 27, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
The website usage was great, but it is hard to find a local agent to help me when we needed help and had questions about our policy. The closest agent to us is almost 200 miles away.

Date: July 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
The website is straightforward and lets me get to the service I need. It also allows me to look at other coverage options and access information about other insurance services I have through them (e.g. auto).

Date: November 18, 2017    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
I was told to expect premiums of around 1% of the value of my home and this policy came in under what I expected to pay. It also covered more than I anticipated. So, in short, I'm getting more than I planned on for less money.

Allstate Home Insurance Reviews

Date: March 31, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
Most of the time that I try to deal with them it is a bit of a hassle. It takes a lot longer than expected to get done what needs to get done. The insurance industry is a bit of a joke to me.

Date: January 01, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
The only thing it offers that is better then other companies is the fact that it's a little cheaper then the others. if it wasn't for that, I wouldn't do business with them.


Date: September 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
Very easy to work with and very straightforward. I like that they make things easy to deal with.

Date: September 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
This company offers competitive prices and gets you what you need and quickly. Other brands don't do the same.

Date: July 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Damage and so on. It really helps to have Allstate around, And it feels good as well. They help so much.


Date: January 01, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
Always offer a good price. They make a good price and allow you to explore what you need and right away.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
Easy people to talk to and they really provide a strong sense of you being there. They are there to really help and guide you.

State Farm Home Insurance Reviews

Date: August 13, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
I have trusted State Farm Insurance for many years to insure not only my home, but my vehicles too.

Date: April 23, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
i do not really have a bad or good experience with homeowners insurance. i pay my monthly payment and that all , i have not gotten into any trouble or issues so far.

Date: April 09, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
My home insurance policy is a little bit more expensive than other providers' policy offerings, but I would say that it is worth it.


Date: March 29, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
this scheme is very usefull to people and save the lot money to all.my experience is 5.so my field very best and give to all.

Progressive Home Insurance Reviews

Date: July 26, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
They combined our home and auto insuranc to give us a lower cost and we can always add more to the bundle if necessary.


Date: March 08, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Progressive offers about the same as other insurance companies that we have researched. We do like better coverage for water damage since we live in a very rainy state.


Date: February 05, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My previous insurance was great, but their rates kept going up and my new insurance is much cheaper, but they are much more pushy. My new one offers more deductible amounts though, which I like.


GEICO Home Insurance Reviews

Date: April 24, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
The premium is pretty much the same as everywhere else. I have the minimum which also means a higher deductible. It is the choice I made

Date: April 04, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
Geico offered me a lower rate than a few other competitors what pushed it over the top was bundling home and auto insurance since they were already the lowest.


AAA Home Insurance Reviews

Date: October 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I do not like the fact that I cannot change my policy to my liking via the app. AAA is lousy when it comes to this. They make you come in and talk to the agent.

Travelers Home Insurance Reviews

Date: March 13, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Traveler's customer service is outstanding. I am assigned a personal agent that can be contacted at anytime when I need assistance. Anytime I had a question or concern.

Nationwide Home Insurance Reviews

Date: September 06, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I am completely satisfied with the amount of coverage I have for my home. When rates increase in my area because of weather and other factors, my coverage generally increases as well.


Goosehead Insurance Home Insurance Reviews

Date: December 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I wish I could have looked around more but I didn't and I feel there are better deals and better packages than the one I have.


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