How Can I Make My Guthrie, OK Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Guthrie, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Guthrie, OK Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $143,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $235,500 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $286,000 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $364,500 | $310,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Guthrie, OK | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$246 | $1,120 |
| Superior Protection Discount | -$137 | $1,230 |
| Fire & Security Discount | -$123 | $1,243 |
| Hail Resistant Roof Discount | -$41 | $1,325 |
| Newly Constructed Home Discount | -$273 | $1,093 |
Choose your Guthrie, OK Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,488 |
| Hail Damage | $4,476 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Guthrie, OK | Back to Top
| Home Insurance Company Guthrie, OK | Homeowners Insurance Agency Guthrie, OK | Address | Popularity Score | Distance from Guthrie (miles) |
|---|---|---|---|---|
| Allstate | Monica Baker | 3208 Teakwood Ln, Edmond, OK, 73013 | 14.5 | |
| Allstate | David Kolb | 415 W 15th St Ste 2, Edmond, OK, 73013 | 13.5 | |
| Farmers | Derek Stephens | 805 W 15th St, Edmond, OK, 73013 | 13.6 | |
| State Farm | Benjie Wechsler | 213 S Broadway, Edmond, OK, 73034-3845 | 12.5 | |
| Farmers | Roberta Ramy | 6001 Nw 120th Ct Ste 2, Oklahoma City, OK, 73162 | 18.7 | |
| Allstate | Mark Muse | 6901 Nw 23rd St, Bethany, OK, 73008 | 25.2 | |
| Travelers | Oklahoma Insurance Group | 701 Wall Street, Norman, OK, 73069 | 41.9 | |
| State Farm | Kevin Craft | 622 S Division Street, Guthrie, OK, 73044-4803 | 3.7 | |
| State Farm | Michell Dallal | 12413 N Rockwell Ave, Oklahoma City, OK, 73142-2704 | 18.9 | |
| Allstate | Larry Dumas Jr | 2927 Nw 122nd St, Oklahoma City, OK, 73120 | 17.4 |
Compare Rates for Guthrie, OK Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,060 | $2,110 | $1,050 |
| Logan County, OK | $153,100 | $1,519 | $1,080 | $2,160 | $1,080 |
| Guthrie, OK | $167,500 | $1,366 | $930 | $1,930 | $1,000 |
| Cashion, OK | $127,500 | $1,502 | $1,100 | $2,120 | $1,020 |
| Coyle, OK | $36,800 | $710 | $510 | $980 | $470 |
| Mulhall, OK | $83,700 | $1,147 | $830 | $1,640 | $810 |
| Jones, OK | $136,300 | $1,568 | $1,110 | $2,240 | $1,130 |
| Spencer, OK | $75,700 | $1,076 | $790 | $1,500 | $710 |
| Oklahoma City, OK | $148,500 | $944 | $680 | $1,310 | $630 |
| Del City, OK | $81,300 | $801 | $580 | $1,140 | $560 |
| Morrison, OK | $92,400 | $1,221 | $820 | $1,750 | $930 |
| Bethel Acres, OK | $161,800 | $1,748 | $1,170 | $2,460 | $1,290 |
| East Cleveland, OK | $134,900 | $1,557 | $1,040 | $2,160 | $1,120 |
Research Home Insurance Companies Reviews in Guthrie, OK Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: January 13, 2020 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
I feel like my current company offers great products. There may be a few companies with better rates or products but I don't feel giving up the personal agent or customer service experience to try out a new company is worth leaving.
Date: July 04, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
I would rate them a 3. They are helpful but the hardest part is geting someone ont he phone that knows what they are doing ans can answer my questions.
Date: June 08, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Premium
I have not had to use my insurance but I believe the deductibles are reasonable. The premiums are comparable to other major insurance companies.
Progressive Home Insurance Reviews
Date: September 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
From start of the insurance to our home we had come across lot of the insurance company, in the way by which the other insurance company get vary in their terms and conditions.
Encompass Insurance Home Insurance Reviews
Date: December 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
My premium and deductible are not as low as mine were with my old insurance company, but are lower than almost all other companies' offerings for the coverage I want. I feel it should still be lower though.
Safeco Insurance Home Insurance Reviews
Date: October 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
its a really good company with decent rates, i have my own dedicated representative who can help me 24 hours a day
Nationwide Home Insurance Reviews
Date: September 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
the company has reasonable premium that can be managed by middle class family ,with less deductibles compared to the other insurance companies around.
State Farm Home Insurance Reviews
Date: July 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I would always like anything to be less expensive, but its affordable. So far I haven't had to use the home insurance for any major disaster, thank God, so I haven't had to see the deductible in action.
Farmer's Insurance Home Insurance Reviews
Date: December 28, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
Farmer's Insurance is one of the few companies in my area which will insure manufactured homes at all. The coverage is limited, but it is with all the other local companies as well. I'd give them a 4