How Can I Make My Roseburg, OR Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Roseburg, OR by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Roseburg, OR Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $144,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $229,000 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $289,000 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $534,000 | $460,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Roseburg, OR | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $623 |
| Superior Protection Discount | -$75 | $675 |
| Fire & Security Discount | -$60 | $690 |
| Hail Resistant Roof Discount | -$15 | $735 |
| Newly Constructed Home Discount | -$173 | $578 |
Choose the Right Deductible for your Roseburg, OR Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $700 | $728 | $1,428 | $529 | $1,229 | $199 |
| Roseburg, OR | $2,500 | $741 | $3,241 | $539 | $3,039 | $203 |
| Roseburg North, OR | $200 | $524 | $724 | $381 | $581 | $143 |
| Winston, OR | $1,500 | $631 | $2,131 | $458 | $1,958 | $172 |
| Myrtle Creek, OR | $100 | $525 | $625 | $381 | $481 | $143 |
| Sutherlin, OR | $2,000 | $692 | $2,692 | $503 | $2,503 | $189 |
| Tenmile, OR | $200 | $631 | $831 | $458 | $658 | $172 |
| Glendale, OR | $1,500 | $462 | $1,962 | $336 | $1,836 | $126 |
| Drain, OR | $500 | $456 | $956 | $332 | $832 | $125 |
| Cottage Grove, OR | $2,000 | $631 | $2,631 | $458 | $2,458 | $172 |
| Glasgow, OR | $100 | $666 | $766 | $484 | $584 | $182 |
| Barview, OR | $2,500 | $503 | $3,003 | $365 | $2,865 | $137 |
Identify Top Home Insurance Agents near Roseburg, OR | Back to Top
| Home Insurance Company Roseburg, OR | Homeowners Insurance Agency Roseburg, OR | Address | Popularity Score | Distance from Roseburg (miles) |
|---|---|---|---|---|
| Farmers | John Murphy | 652 W Umpqua St, Roseburg, OR, 97471 | 1.5 | |
| State Farm | Alison Eggers | 1790 Nw Hughwood Ave, Roseburg, OR, 97471-8817 | 3.5 | |
| Farmers | Jason Jakubos | 161 Ne Garden Valley Blvd Ste 111, Roseburg, OR, 97470 | 2.3 | |
| Allstate | Susan Gregg Snyder | 780 Nw Garden Valley Blvd Ste 38a, Roseburg, OR, 97471 | 2.5 | |
| State Farm | Renee Frati | 1934 Newmark St Ste B, North Bend, OR, 97459 | 47.2 | |
| Liberty Mutual Independent | Hometown Insurance Center | 333 S Main St, Canyonville, OR, 97417 | 18.8 | |
| State Farm | Stacie Wools | 250 Ne Garden Vly Blvd Ste 22, Roseburg, OR, 97470-2057 | 2.3 | |
| State Farm | Natalie Kelley | 5010 Grange Rd Ste 102, Roseburg, OR, 97471-5846 | 4.3 | |
| Liberty Mutual Independent | Paynewest Insurance - Cottage Grove | 1645 E Main St, Cottage Grove, OR, 97424 | 44.1 | |
| Liberty Mutual Independent | Paynewest Insurance - Cottage Grove | 1645 E Main St Cottage Grove, Cottage Grove, OR, 97424 | 44.1 |
Compare Rates for Roseburg, OR Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $450 | $950 | $500 |
| Douglas County, OR | $174,200 | $737 | $500 | $1,050 | $550 |
| Roseburg, OR | $166,100 | $750 | $520 | $1,040 | $520 |
| Roseburg North, OR | $156,700 | $530 | $370 | $750 | $380 |
| Winston, OR | $154,100 | $639 | $430 | $890 | $460 |
| Myrtle Creek, OR | $157,600 | $531 | $380 | $730 | $350 |
| Sutherlin, OR | $207,800 | $701 | $480 | $990 | $510 |
| Tenmile, OR | $177,900 | $639 | $430 | $910 | $480 |
| Glendale, OR | $118,400 | $468 | $320 | $640 | $320 |
| Drain, OR | $115,100 | $462 | $340 | $660 | $320 |
| Cottage Grove, OR | $195,300 | $639 | $450 | $890 | $440 |
| Glasgow, OR | $276,600 | $674 | $450 | $960 | $510 |
| Barview, OR | $142,700 | $509 | $350 | $730 | $380 |
Research Home Insurance Companies Reviews in Roseburg, OR Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 11, 2020 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
They offer many different types of home insurance, depending on your needs. They explain it all in easy to understand terms.
Date: October 26, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
We thought our home insurance seemed slightly expensive compared to other companies offerings but just decided to get everything from one company this time around.
Date: October 24, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
I love the company's customer service. My agent is very knowledgeable and keeps me in the "know" without anything happening. Every person I have come across at State Farm has provided excellent customer service. I understand why they have been around for so long. Superior customer service and products.
Liberty Mutual Home Insurance Reviews
Date: February 21, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
The offerings of Liberty Mutual are better than those of other companies. They offer a jewelry rider and umbrella policy to go along with our home insurance.
Date: November 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
My home insurance policy offers all of the necessary coverings that my home needs. I don't live somewhere where there are special circumstances, such as tornadoes or hurricanes, so I would say my insurance offers all that other companies offer.
Allstate Home Insurance Reviews
Date: September 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I've loved my experience with All-States home insurance. They understand that I have goals and worked with me to find an insurance plan that would suit me. Really the best insurance company I've worked with.
Date: January 11, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
Wonderful! They respond quickly and are always so helpful. They also have a service that checks on my needs every 6-9 months. I really appreciate them.
Farmer's Insurance Home Insurance Reviews
Date: July 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
Deductibles are the way in which a risk is shared between you, the policyholder, and your insurer. Generally speaking, the larger the deductible, the less you pay in premiums for an insurance policy.
Date: June 19, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Customer Service
The agent who took my call explained very well how the process worked with my mortgage broker. This was important as it was my first home.
MetLife Home Insurance Reviews
Date: October 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
We have a relatively low premium and deductible for our property. Without getting into too many specifics, our insurance salesperson has assured us that what we were paying was standard for the people in our area.
Travelers Home Insurance Reviews
Date: November 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
Im only paying 400 a month for my house. This is a very good premium for a 250,000 house value. I also have a low deductible
Safeco Insurance Home Insurance Reviews
Date: December 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
My experience has been fine. I would rate them a 5