How Can I Make My Quincy, IL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Quincy, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Quincy, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $98,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $129,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $132,000 | $110,000 | $150,000-$175,000 |
| 5 Bedroom | $367,000 | $320,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Quincy, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $557 |
| Superior Protection Discount | -$66 | $596 |
| Fire & Security Discount | -$53 | $610 |
| Hail Resistant Roof Discount | -$13 | $649 |
| Newly Constructed Home Discount | -$166 | $497 |
Choose your Quincy, IL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,488 |
| Hail Damage | $4,806 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,051 |
Identify Top Home Insurance Agents near Quincy, IL | Back to Top
| Home Insurance Company Quincy, IL | Homeowners Insurance Agency Quincy, IL | Address | Popularity Score | Distance from Quincy (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Cason Huff & Schlueter | 331 S 36th St, Quincy, IL, 62301 | 1.2 | |
| Liberty Mutual Independent | Cason Huff & Schlueter | 331 S 36th St Ste 5, Quincy, IL, 62301 | 1.2 | |
| State Farm | Kris Dornbush | 57 S Adams St, Carthage, IL, 62321-1433 | 35.5 | |
| Travelers | Gem City Insurance Agency | 535 Maine St Ste 1b, Quincy, IL, 62301 | 1.5 | |
| State Farm | Carolyn Wright | 1 Charles St, Rushville, IL, 62681-9396 | 45.1 | |
| Allstate | Bob Navolio | 2704 Broadway St, Quincy, IL, 62301 | 0.4 | |
| Travelers | Mudd Insurance Group Inc | 102 W 5th St, Bowen, IL, 62316 | 26.5 | |
| State Farm | Julie Constable | 508 S 11th St, Quincy, IL, 62301-4955 | 1.1 | |
| State Farm | Charles Scholz | 4832 Broadway St, Quincy, IL, 62305-9113 | 2.2 | |
| Allstate | Marting Insurance | 1235 Mulholland, Nauvoo, IL, 62354 | 42.5 |
Compare Rates for Quincy, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,220 | $640 |
| Adams County, IL | $120,200 | $691 | $490 | $950 | $460 |
| Quincy, IL | $110,400 | $663 | $480 | $910 | $430 |
| Fabius, MO | $147,800 | $1,091 | $740 | $1,540 | $800 |
| Adams County, IL | $120,200 | $691 | $490 | $950 | $460 |
| Keene, IL | $115,800 | $700 | $480 | $990 | $510 |
| Round Grove, MO | $117,200 | $1,003 | $680 | $1,370 | $690 |
| Northeast, IL | $81,300 | $582 | $420 | $830 | $410 |
| Curryville, MO | $35,000 | $665 | $480 | $920 | $440 |
| Bethel, IL | $153,500 | $796 | $530 | $1,100 | $570 |
| Fountain Green, IL | $94,500 | $631 | $460 | $900 | $440 |
| Littleton, IL | $62,900 | $506 | $370 | $690 | $320 |
| Hagener, IL | $91,000 | $619 | $430 | $890 | $460 |
Research Home Insurance Companies Reviews in Quincy, IL Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: June 17, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Premium
I would rate the premium and deductible as a 3.I think their premium is high as are most insurance companies these days plus I think their deductible is too in order.
Date: December 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
We find the premium for our insurance policy to be reasonable and in line with other companies. We have not had to make claims, but our deductible is manageable.
Mutual Benefit Group Home Insurance Reviews
Date: October 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
While talking about communication and interaction they provide good interaction to their customers
Erie Insurance Home Insurance Reviews
Date: August 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I have always had excellent dealings with erie. I have been extremely satisfied with them for 15 years. I have never gotten the run around or been nit picked while filing a claim.
Liberty Mutual Home Insurance Reviews
Date: September 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have had minimal interaction with my Liberty Mutual.I recently had to update my policy since I moved to another state. The process was very simple. I would give them a 4
Allstate Home Insurance Reviews
Date: January 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
The company seems to offer pretty much what every other company offers. I can't really say I am either pleased or displeased.
Nationwide Home Insurance Reviews
Date: October 06, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I have a thousand dollar deductible and am satisfied with that as I had never had to use it.
GEICO Home Insurance Reviews
Date: October 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
I can't really comment too much on the customer service as I have not had to deal with it too much but when I have they have been fine and pleasant.
State Farm Home Insurance Reviews
Date: September 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I am rating them a 3 because I have not shopped around for insurance company offerings from other companies, so I am not sure how the current company rates against the competition.