How Can I Make My Myrtle Beach, SC Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Myrtle Beach, SC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Myrtle Beach, SC Home Insurance Coverage Levels | Back to Top
| Myrtle Beach, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Swallow Ave, 20th Ave S, Oak Circle Dr, Kinsale Ct, Surfpine Dr, Professional Dr, Horsetail Moss Ct, Santo Dr, Green Lake Dr, Carolina Dr | $200,500 | $170,000 | $175,000-$200,000 | $175,000 | $160,000 | $200,000-$250,000 |
| Woodcreek Dr, Market St, Pinckney Ave, Pampas Dr, Camellia Dr, Shelly St, Green Wing Dr, Rainbow Ave, Carnegie Ave, Turnberry Ct | $295,500 | $260,000 | $300,000-$350,000 | $269,500 | $220,000 | $300,000-$350,000 |
| Saint Clears Way, Simonton Ct, Pendant Cir, Dogwood Cir, Powhaton Dr, Dividend Loop, Spalding Ct, Idlewwod Dr, Springs Ave, Inez Rd | $111,000 | $90,000 | $125,000-$150,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Caribbean Way, Avalon Dr, Dogwood Ave, Holly Park Cir, Oxford Pl, Pine Needle Ln, Longwood Dr, Salt Works Rd, Surfside Dr, Blyth Ct | $164,500 | $130,000 | $125,000-$150,000 | $119,500 | $100,000 | $100,000-$125,000 |
| Scallop Dr, Sand Fiddler Ct, Juniper Dr, Holtzman St, Longleaf Dr, Misty Breeze Ln, Capella Ln, 64th Ave N, Westfield Dr, Bay Dr | $249,500 | $210,000 | $200,000-$250,000 | $213,000 | $200,000 | $175,000-$200,000 |
| Industrial Dr, Killarney Ln, Horne St, Recreation Rd, Marina Pkwy, Wessex Dr, 40th Ave N, Raven St, Monk Sq, Sly Fox Trl | $141,500 | $130,000 | $100,000-$125,000 | $86,500 | $70,000 | $75,000-$100,000 |
| Simplicity Dr, Anson Ct, Idlewood Dr, Morgan Trl, London St, Brookgreen Dr, Salt Pl, Pelican Ave, Spring Ln, Woodcreek Dr | $201,500 | $180,000 | $175,000-$200,000 | $137,500 | $110,000 | $100,000-$125,000 |
| Porcher Dr, Wicklow Dr, Sunnehanna Dr, Azalea Dr N, Driftwood Dr, Peaceful Ln, 22nd Ave N, Watergate Dr, Thornbury Dr, S Key Largo Cir | $161,500 | $140,000 | $150,000-$175,000 | $80,500 | $80,000 | $75,000-$100,000 |
| Beaver Rd, Coalition Dr, Wildwood Cir, 3rd Ave N, Wild Rye Pl, McLain Ct, Chandler Dr, James St, Yaupon Ave, Fort Moultrie Ct | $89,500 | $80,000 | $75,000-$100,000 | $80,500 | $70,000 | $50,000-$75,000 |
| US Hwy 17 Byp N, Loblolly Ct, Spanish Oak Dr, Hobcaw Dr, Vereen Ave, Knightsbridge Ct, Ocean Way, Castlebridge Dr, Shady Branch Rd, Blue Wing Dr | $331,000 | $280,000 | $300,000-$350,000 | $203,000 | $190,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Myrtle Beach, SC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $897 |
| Superior Protection Discount | -$94 | $950 |
| Fire & Security Discount | -$115 | $929 |
| Hail Resistant Roof Discount | -$21 | $1,023 |
| Newly Constructed Home Discount | -$219 | $824 |
Choose your Myrtle Beach, SC Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,440 |
| Hail Damage | $4,476 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Myrtle Beach, SC | Back to Top
| Home Insurance Company Myrtle Beach, SC | Homeowners Insurance Agency Myrtle Beach, SC | Address | Popularity Score | Distance from Myrtle Beach (miles) |
|---|---|---|---|---|
| Travelers | Safe Haven Insurance Group | 811 6th Ave S, Surfside Beach, SC, 29575 | 4.5 | |
| Travelers | Carrie Johnson Insurance | 9404 Hwy 17 Bypass, Murrells Inlet, SC, 29576 | 6.4 | |
| Allstate | Franklin D Sanders Jr | 2422 Main St, Conway, SC, 29526 | 15.7 | |
| Travelers | Waccamaw Insurance Services Inc | 1813 North Oak St, Myrtle Beach, SC, 29577 | 4.5 | |
| Allstate | Scott H. Todd | 1515 Highway 17 S, North Myrtle Beach, SC, 29582 | 17.2 | |
| Travelers | Tilghman Insurance Of Myrtle Beach Llc | 1215 48th Ave North Myrtle Beach, Myrtle Beach, SC, 29577 | 6.7 | |
| State Farm | Bobby Kelly | 1341 44th Ave N Ste 101, Myrtle Beach, SC, 29577-5710 | 6.2 | |
| Allstate | Ronnie Gasque | 827 Surfside Dr, Surfside Beach, SC, 29575 | 4.3 | |
| Allstate | Maurice C Stephens | 4763 Highway 17 Byp S, Myrtle Beach, SC, 29577 | 2.3 | |
| Travelers | John T Cook & Associates | 4616 Main Street Loris, Myrtle Beach, SC, 29569 | 6.4 |
Compare Rates for Myrtle Beach, SC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $670 | $1,400 | $730 |
| Horry County, SC | $166,500 | $1,006 | $680 | $1,440 | $760 |
| Myrtle Beach, SC | $174,800 | $1,043 | $760 | $1,480 | $720 |
| Briarcliffe Acres, SC | $633,500 | $2,518 | $1,690 | $3,500 | $1,810 |
| Calabash, NC | $121,900 | $731 | $530 | $1,010 | $480 |
| Tabor City, NC | $89,400 | $566 | $380 | $800 | $420 |
| Nesmith, SC | $60,900 | $393 | $260 | $550 | $290 |
| Mullins, SC | $76,100 | $816 | $580 | $1,150 | $570 |
| Nichols, SC | $111,800 | $770 | $550 | $1,070 | $520 |
| Cerro Gordo, NC | $64,900 | $420 | $310 | $590 | $280 |
| Brunswick County, NC | $194,700 | $970 | $690 | $1,350 | $660 |
| Lake View, SC | $77,300 | $525 | $380 | $720 | $340 |
| Whiteville, NC | $103,400 | $596 | $400 | $830 | $430 |
Research Home Insurance Companies Reviews in Myrtle Beach, SC Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 12, 2020 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
I couldn't really say what other companies offer, however, I am very satisfied with the service I have received from State Farm.
Date: October 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I've always had great service with State Farm via email conversations and phone conversations.They are always prompt in replying to my concerns and questions and are proactive with sending me information that applies to me.
Date: March 28, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
THEY GAVE MANY MORE OFFER FOR PROVIDE TO THE CUSTOMER.HE GIVE LOT OF REQUIREMENT OF ALL TIME OF THE WORLD.
Date: December 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
Recently, State Farm added a new optional endorsement for Home Systems. It's kind of like a small home warranty within the existing policy.
Date: October 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
My agent always gets back to me either by phone or email very quickly. It's great!
Date: September 20, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
Compared to other companies with the same coverage, we pay a bit less due to other favorable factors. We shopped around to get the best coverage for the best price.
Date: September 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Policy Offerings
Pays for damage to house and structures attached to house, pays for damage to fence and our freestanding garage, pays medical bills for people injured on our property.
Date: August 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I don't use the mobile app, but I like how easy the company's website is to navigate. We've never had to make a claim, but everything is laid out very simply on the website. The site design is also very clean.
Date: March 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I like how quickly our agent gets back to us with any questions. Overall, I don't have a lot of other experience with the company's customer service outside of talking with him.
St. Johns Insurance Company Home Insurance Reviews
Date: August 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
It is very hard to get someone on the phone to answer your questions, then once they have your email address, they will only communicate with you via email, and some of the emails are robot-generated, they are not even written by real people.
Date: August 06, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Website/App
I am not sure why, but St. John's does not offer a website or mobile app. In order to make a claim, you have to call a 1-800 number, and they take a message and later will email you.
Date: August 01, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
We are covered for theft, fire, storm damage, plumbing/water damage. We are not covered for flood damage. We have a special policy for hurricane damage.
Date: July 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Communication
They do not communicate well, typically only via email. When filing a claim you will start with one person and then get emails from a different person.
Date: June 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
We are sort of stuck with what we have because it is sometimes hard to find homeowner's insurance in Florida, due to the hurricanes. When we first bought the home, St John's was part of the package deal, and when we went to close the deal, we just signed up for and signed off for their coverage, and we were told no other company would write us a policy. Turns out this is not 100% true, other companies would insure the house but for a much higher premium. So we have stuck with St Johns
Universal Property & Casualty Insurance Company Home Insurance Reviews
Date: September 19, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Website/App
The website is clearly constructed so you can see where all subject matter is. There is a location of where to contact the company and an area that answers commonly asked questions. The only change is that the webpage could be more visually appealing and colorful.
Date: August 21, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
I am certainly not an expert on home insurance premiums, but I feel that we do have a good premium. Especially considering we have galvanized plumbing and most companies do not want to cover those.
Date: June 08, 2018 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
Every interaction with our home insurance company has been pleasant. They help you with whatever you need professionally, do not try to sell us anything, and solve any problems or answer any questions quickly.
Date: November 19, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
We have wind coverage, hurricane coverage, limited sinkhole coverage, along with structural integrity. The home can be replaced if necessary if the damages are enough.
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
We rarely hear from our home insurance company. Occasionally I get a generic e-mail and once a year we get a letter in the mail about coverage. It would be nice to feel appreciated by the company.
Progressive Home Insurance Reviews
Date: September 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
they will pay for stolen items such as a home invasion and will also pay for personal items lost in fire
Date: July 14, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
I can say when my house burned the were fast about paying the amount owed and I had no problem getting what the house was insured for. I give them a 5.
Travelers Home Insurance Reviews
Date: October 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I am not a fan of insurance companies in general. I don't have a driver's license because I couldn't afford to pay my auto insurance premiums.
GEICO Home Insurance Reviews
Date: June 12, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Premium
THEY ARE GOOD. I HAVE NEVER HAD TO USE A DEDUCTIBLE FOR INSURANCE YET. I KNOW PEOPLE THAT HAVE USED A DEDUCTIBLE FOR A CLAIM, AND THEIR INSURANCE DID NOT GO UP TOO MUCH.
Amica Mutual Insurance Home Insurance Reviews
Date: November 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
What I do not like about the service is that sometimes they do not give me a favorable and understandable answer if the policy covers some articles of my interest