How Can I Make My Chesapeake, VA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Chesapeake, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Chesapeake, VA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $91,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $251,000 | $220,000 | $200,000-$250,000 |
| 3 Bedroom | $251,000 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $365,000 | $320,000 | $300,000-$350,000 |
| 5 Bedroom | $581,000 | $540,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Chesapeake, VA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $773 |
| Superior Protection Discount | -$83 | $837 |
| Fire & Security Discount | -$92 | $828 |
| Hail Resistant Roof Discount | -$18 | $901 |
| Newly Constructed Home Discount | -$230 | $690 |
Choose the Right Deductible for your Chesapeake, VA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Newland | $2,500 | $623 | $3,123 | $453 | $2,953 | $170 |
| Chesapeake, VA | $1,500 | $909 | $2,409 | $660 | $2,160 | $248 |
| Haslett, NC | $300 | $807 | $1,107 | $587 | $887 | $221 |
| Camden, NC | $2,000 | $1,243 | $3,243 | $903 | $2,903 | $340 |
| Isle of Wight County, VA | $200 | $895 | $1,095 | $651 | $851 | $245 |
| Currituck County, NC | $1,000 | $814 | $1,814 | $592 | $1,592 | $222 |
| Mintonsville, NC | $300 | $506 | $806 | $368 | $668 | $138 |
| Colerain, NC | $1,000 | $500 | $1,500 | $363 | $1,363 | $137 |
| Duck, NC | $200 | $2,336 | $2,536 | $1,697 | $1,897 | $638 |
| Cheriton, VA | $2,000 | $791 | $2,791 | $575 | $2,575 | $216 |
| Claremont, VA | $400 | $756 | $1,156 | $549 | $949 | $207 |
Identify Top Home Insurance Agents near Chesapeake, VA | Back to Top
| Home Insurance Company Chesapeake, VA | Homeowners Insurance Agency Chesapeake, VA | Address | Popularity Score | Distance from Chesapeake (miles) |
|---|---|---|---|---|
| State Farm | Nina Ambrose | 800 Juniper Cres Ste C, Chesapeake, VA, 23320-2689 | 8.7 | |
| Allstate | Janney Insurance Agency Llc | 101 Production Dr Ste 102 Ste 102, Yorktown, VA, 23693 | 31.0 | |
| State Farm | Mike Livesay | 4355 Portsmouth Blvd, Portsmouth, VA, 23701-2539 | 10.0 | |
| State Farm | Stephanie Grayson | 1021 Eden Way N Ste 119, Chesapeake, VA, 23320-2776 | 8.0 | |
| Nationwide | H.P. Lucas Inc. | 2101 Executive Dr Ste 740, Hampton, VA, 23666 | 25.9 | |
| State Farm | Shawn Fischer | 1464 Mount Pleasant Road, Chesapeake, VA, 23322-3919 | 6.9 | |
| Allstate | Brandie Becker Osburn | 1524 Volvo Pkwy Ste C, Chesapeake, VA, 23320 | 7.9 | |
| Allstate | Lee Ann Sullivan | 640 Independence Pkwy Ste 200, Chesapeake, VA, 23320 | 6.4 | |
| State Farm | Kathy Kretz | 838 Old Geo Wash Hwy N Ste H, Chesapeake, VA, 23323-2209 | 6.6 | |
| State Farm | Sean Crane | 503 Crawford St, Portsmouth, VA, 23704-3805 | 10.8 |
Compare Rates for Chesapeake, VA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,340 | $680 |
| Newland, NC | $101,400 | $631 | $440 | $890 | $450 |
| Chesapeake, VA | $260,900 | $920 | $620 | $1,300 | $680 |
| Haslett, NC | $141,600 | $817 | $560 | $1,150 | $590 |
| Camden, NC | $279,200 | $1,258 | $840 | $1,790 | $950 |
| Isle of Wight County, VA | $249,100 | $906 | $630 | $1,250 | $620 |
| Currituck County, NC | $244,500 | $824 | $590 | $1,140 | $550 |
| Mintonsville, NC | $79,800 | $512 | $370 | $700 | $330 |
| Colerain, NC | $78,800 | $506 | $360 | $720 | $360 |
| Duck, NC | $542,300 | $2,364 | $1,610 | $3,290 | $1,680 |
| Cheriton, VA | $168,400 | $801 | $550 | $1,150 | $600 |
| Claremont, VA | $155,200 | $765 | $540 | $1,090 | $550 |
Research Home Insurance Companies Reviews in Chesapeake, VA Before Buying | Back to Top
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Progressive Home Insurance Reviews
Date: September 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: January 02, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 17, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 10, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: June 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: May 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: December 22, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
GEICO Home Insurance Reviews
Date: December 02, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 23, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 23, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Peninsula Insurance Home Insurance Reviews
Date: August 01, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: July 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: May 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
State Farm Home Insurance Reviews
Date: March 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: March 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: March 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: February 27, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: August 22, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: July 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: October 16, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: June 08, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
MAPFRE Insurance Home Insurance Reviews
Date: December 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married