How Can I Make My Nacogdoches, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Nacogdoches, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Nacogdoches, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $34,500 $30,000 $25,000-$50,000
2 Bedroom $117,000 $100,000 $125,000-$150,000
3 Bedroom $126,500 $110,000 $100,000-$125,000
4 Bedroom $164,500 $140,000 $150,000-$175,000
5 Bedroom $151,500 $130,000 $125,000-$150,000

Choose the Best Nacogdoches, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score $25 to 50,000 1 Pet, Smoker $350
Part Time Job 700-749 Credit Score $25 to 50,000 No Pets, Smoker $180
Full Time Job 650-699 Credit Score >$150,000 3 Pets, Smoker $790

Choose your Nacogdoches, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,337
Physical Damage $2,392
Hail Damage $4,618
Wind Damage $6,242
Expensive Claims
Fire $45,570
Smoke $17,556

Identify Top Home Insurance Agents near Nacogdoches, TX | Back to Top

Home Insurance Company Nacogdoches, TX Homeowners Insurance Agency Nacogdoches, TX Address Popularity Score Distance from Nacogdoches (miles)
State Farm Scott Bird 4909 North St Ste 209, Nacogdoches, TX, 75965-1808
3.6
Farmers Selena Mitchell 1411 Turtle Creek Dr Ste B, Lufkin, TX, 75904
20.3
State Farm Jamie Rodrigues 104 W College St, Nacogdoches, TX, 75965-3907
1.7
State Farm Sandy Wheeler 621 Tenaha St, Center, TX, 75935-3445
30.8
Farmers Vance Royon 506 E Commerce St, Jacksonville, TX, 75766
44.3
Travelers Gibbs Insurance Agency 511 S First St, Lufkin, TX, 75901
18.8
State Farm Jeremy Harmel 1910 S Jackson, Jacksonville, TX, 75766-5852
42.6
Travelers Clark Insurance Agency 1507 E Denman Ave, Lufkin, TX, 75901
19.3
Farmers Maria Veliz 2416 South St, Nacogdoches, TX, 75964
1.4
Farmers Kerry Vaught 2710 North St, Nacogdoches, TX, 75965
2.0

Compare Rates for Nacogdoches, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $640 $420 $990 $570
Nacogdoches County, TX $96,600 $410 $270 $630 $360
Nacogdoches, TX $102,400 $560 $370 $860 $490
Cushing-Douglass, TX $83,900 $370 $240 $570 $330
Redland, TX $49,000 $220 $150 $340 $190
Hudson, TX $90,300 $370 $240 $570 $330
Huntington, TX $81,700 $460 $300 $710 $410
Burke, TX $83,100 $360 $240 $550 $310
Pinehill, TX $107,400 $540 $360 $830 $470
Carthage, TX $85,600 $390 $260 $600 $340
Joaquin, TX $62,800 $260 $170 $400 $230
Trinity County, TX $80,200 $460 $300 $710 $410
Chester, TX $60,600 $330 $220 $510 $290

Research Home Insurance Companies Reviews in Nacogdoches, TX Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: July 08, 2019    Age: 50 to 59    Gender: Married    Marital Status: Female

Customer Service
I havent had to file a claim with them, but from the initial calls while setting up the account they were incredibly helpful.

Date: January 16, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I switched to Allstate because they offered a package that was about half as expensive as the previous insurance I had. They seem to cover about the same things, and I've really enjoyed their service.

Date: November 02, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
They're pretty clear and concise when you actually get to speak to one of them. The local agents are also very nice and make you feel like you're a part of their extended family.

State Farm Home Insurance Reviews

Date: April 01, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Always there when I need them - return my calls when requested, short wait time.

Date: December 24, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
They are relatively cheap monthly payments and have a low deductible and high payout rate. I only shopped at a few areas but these were the best ratio I could find.

Esurance Home Insurance Reviews

Date: November 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I'm paying $10 monthly premium for home insurance and my deductible is currently $150. I feel that is fair to cover all my belongings in the event of burglary or damage from water or fire. Other companies would be comparable, but only if I was bundling policies with auto.

Nationwide Home Insurance Reviews

Date: November 10, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Website/App
What I like about my company's website is that the site moves really quick and I can find answers to most of my questions on the website itself.

Liberty Mutual Home Insurance Reviews

Date: February 20, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
Liberty Mutual offers standard homeowners coverage, such as for the dwelling, contents, loss of use, liability, and medical payments.


GEICO Home Insurance Reviews

Date: January 01, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
Two thousand dollar deductible for 150,000 dollars in coverage is high so I called them to get the monthly premium reduced. The lowest monthly premium they offered and it's still too high for me to afford so I'm going to change companies.

Farmer's Insurance Home Insurance Reviews

Date: June 12, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Female

Premium
I found the premium to be unreasonably high, the deductible did not cover the price of the property

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