How Can I Make My Nacogdoches, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Nacogdoches, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Nacogdoches, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $117,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $126,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $164,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $151,500 | $130,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Nacogdoches, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$279 | $1,191 |
| Superior Protection Discount | -$132 | $1,338 |
| Fire & Security Discount | -$162 | $1,309 |
| Hail Resistant Roof Discount | -$29 | $1,441 |
| Newly Constructed Home Discount | -$324 | $1,147 |
Choose your Nacogdoches, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,618 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Nacogdoches, TX | Back to Top
| Home Insurance Company Nacogdoches, TX | Homeowners Insurance Agency Nacogdoches, TX | Address | Popularity Score | Distance from Nacogdoches (miles) |
|---|---|---|---|---|
| State Farm | Scott Bird | 4909 North St Ste 209, Nacogdoches, TX, 75965-1808 | 3.6 | |
| Farmers | Selena Mitchell | 1411 Turtle Creek Dr Ste B, Lufkin, TX, 75904 | 20.3 | |
| State Farm | Jamie Rodrigues | 104 W College St, Nacogdoches, TX, 75965-3907 | 1.7 | |
| State Farm | Sandy Wheeler | 621 Tenaha St, Center, TX, 75935-3445 | 30.8 | |
| Farmers | Vance Royon | 506 E Commerce St, Jacksonville, TX, 75766 | 44.3 | |
| Travelers | Gibbs Insurance Agency | 511 S First St, Lufkin, TX, 75901 | 18.8 | |
| State Farm | Jeremy Harmel | 1910 S Jackson, Jacksonville, TX, 75766-5852 | 42.6 | |
| Travelers | Clark Insurance Agency | 1507 E Denman Ave, Lufkin, TX, 75901 | 19.3 | |
| Farmers | Maria Veliz | 2416 South St, Nacogdoches, TX, 75964 | 1.4 | |
| Farmers | Kerry Vaught | 2710 North St, Nacogdoches, TX, 75965 | 2.0 |
Compare Rates for Nacogdoches, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Nacogdoches County, TX | $117,700 | $1,435 | $950 | $2,210 | $1,260 |
| Nacogdoches, TX | $128,500 | $1,471 | $970 | $2,260 | $1,290 |
| Cushing-Douglass, TX | $81,600 | $1,429 | $940 | $2,200 | $1,260 |
| Redland, TX | $108,700 | $1,557 | $1,030 | $2,400 | $1,370 |
| Hudson, TX | $125,400 | $1,623 | $1,070 | $2,500 | $1,430 |
| Huntington, TX | $88,900 | $1,042 | $690 | $1,610 | $920 |
| Burke, TX | $102,400 | $1,530 | $1,010 | $2,360 | $1,350 |
| Pinehill, TX | $123,600 | $1,616 | $1,070 | $2,490 | $1,420 |
| Carthage, TX | $112,200 | $984 | $650 | $1,520 | $870 |
| Joaquin, TX | $68,500 | $1,356 | $890 | $2,090 | $1,200 |
| Trinity County, TX | $75,300 | $992 | $650 | $1,530 | $880 |
| Chester, TX | $69,400 | $1,361 | $900 | $2,100 | $1,200 |
Research Home Insurance Companies Reviews in Nacogdoches, TX Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: October 17, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I feel like our deductibles are better than a lot of companies. I can not remember exactly what they are of the top of my head but I do know that if the worst were to happen the deductible would not cripple us financially like some.
Date: July 08, 2019 Age: 50 to 59 Gender: Married Marital Status: Female
Customer Service
I havent had to file a claim with them, but from the initial calls while setting up the account they were incredibly helpful.
Date: January 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I switched to Allstate because they offered a package that was about half as expensive as the previous insurance I had. They seem to cover about the same things, and I've really enjoyed their service.
Date: November 02, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
They're pretty clear and concise when you actually get to speak to one of them. The local agents are also very nice and make you feel like you're a part of their extended family.
State Farm Home Insurance Reviews
Date: December 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I think that state farm is higher in quality and prestige than other companies. They are classy and professional. Other companies do not feel as secure and large.
Date: April 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Always there when I need them - return my calls when requested, short wait time.
Date: December 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
They are relatively cheap monthly payments and have a low deductible and high payout rate. I only shopped at a few areas but these were the best ratio I could find.
Farmer's Insurance Home Insurance Reviews
Date: January 05, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I would rate Farmer's Insurance as a 5. We have been extremely satisfied with the company and also with our local agent. The agent is easy to get in touch with and always answers our questions. I would recommend this company to family or friends.
Date: June 12, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Premium
I found the premium to be unreasonably high, the deductible did not cover the price of the property
Esurance Home Insurance Reviews
Date: November 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I'm paying $10 monthly premium for home insurance and my deductible is currently $150. I feel that is fair to cover all my belongings in the event of burglary or damage from water or fire. Other companies would be comparable, but only if I was bundling policies with auto.
Progressive Home Insurance Reviews
Date: January 11, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The actual cost of the home insurance I purchased is about $200 less per year than Geico or Allstate. Although my deductible is $1000, that's pretty standard, and it was the same deductible as other insurance companies I perused.
Liberty Mutual Home Insurance Reviews
Date: February 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
Liberty Mutual offers standard homeowners coverage, such as for the dwelling, contents, loss of use, liability, and medical payments.
Nationwide Home Insurance Reviews
Date: November 10, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Website/App
What I like about my company's website is that the site moves really quick and I can find answers to most of my questions on the website itself.
GEICO Home Insurance Reviews
Date: January 01, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
Two thousand dollar deductible for 150,000 dollars in coverage is high so I called them to get the monthly premium reduced. The lowest monthly premium they offered and it's still too high for me to afford so I'm going to change companies.