How Can I Make My Waldorf, MD Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Waldorf, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Waldorf, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $84,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $142,500 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $350,500 | $320,000 | $300,000-$350,000 |
| 4 Bedroom | $405,500 | $360,000 | $300,000-$350,000 |
| 5 Bedroom | $500,500 | $440,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Waldorf, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $760 |
| Superior Protection Discount | -$88 | $795 |
| Fire & Security Discount | -$62 | $821 |
| Hail Resistant Roof Discount | -$26 | $857 |
| Newly Constructed Home Discount | -$194 | $689 |
Choose your Waldorf, MD Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,392 |
| Hail Damage | $4,900 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Waldorf, MD | Back to Top
| Home Insurance Company Waldorf, MD | Homeowners Insurance Agency Waldorf, MD | Address | Popularity Score | Distance from Waldorf (miles) |
|---|---|---|---|---|
| Allstate | Kirby Insurance Inc | 14 W Saratoga St Ste 300, Baltimore, MD, 21201 | 49.9 | |
| State Farm | Sara Schultze | 13332 Clarksville Pike Ste A, Highland, MD, 20777-9701 | 39.5 | |
| Travelers | Jack Martin Insurance Advisors | 111 Forbes St, Annapolis, MD, 21401 | 34.5 | |
| State Farm | Woody Hoyle | 102 Paul Mellon Ct Ste 105, Waldorf, MD, 20602-2795 | 0.9 | |
| State Farm | Juan Portillo | 4009 Sandy Spring Rd Ste 203, Burtonsville, MD, 20866 | 34.7 | |
| Allstate | Terry Johnson | 970 E Swan Creek Rd, Fort Washington, MD, 20744 | 8.9 | |
| Allstate | Bill Waugh | 9375 Chesapeake St Ste 111, La Plata, MD, 20646 | 5.9 | |
| Travelers | Watson & Watson | 16033 Comprint Circle, Gaithersburg, MD, 20877 | 38.0 | |
| Travelers | Hodge Hart & Schleifer Inc | 8401 Connecticut Ave Ste 600, Chevy Chase, MD, 20815 | 27.9 | |
| State Farm | Dave Whitaker | 12480 Mattawoman Dr, Waldorf, MD, 20601-3148 | 4.0 |
Compare Rates for Waldorf, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Charles County, MD | $294,000 | $962 | $760 | $1,210 | $450 |
| Waldorf, MD | $257,300 | $883 | $700 | $1,110 | $410 |
| Oxon Hill, MD | $226,100 | $722 | $570 | $910 | $340 |
| Temple Hills, MD | $240,200 | $744 | $590 | $940 | $350 |
| North Beach, MD | $312,300 | $1,048 | $830 | $1,320 | $490 |
| Bladensburg, MD | $173,200 | $642 | $510 | $810 | $300 |
| Brookeville, MD | $600,000 | $1,974 | $1,560 | $2,490 | $930 |
| Columbia, MD | $367,600 | $862 | $680 | $1,090 | $410 |
| Catonsville, MD | $317,300 | $987 | $780 | $1,240 | $460 |
| Bealeton, VA | $258,400 | $955 | $680 | $1,360 | $680 |
Research Home Insurance Companies Reviews in Waldorf, MD Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 13, 2020 Age: 20 to 29 Gender: Male Marital Status: Married
Date: October 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 19, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: July 22, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: December 24, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
USAA Home Insurance Reviews
Date: September 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: June 16, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Date: January 27, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: January 24, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: November 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Erie Insurance Home Insurance Reviews
Date: July 15, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: August 14, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: October 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Universal Property & Casualty Insurance Company Home Insurance Reviews
Date: May 26, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Male
Farmer's Insurance Home Insurance Reviews
Date: September 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried