How Can I Make My Mishawaka, IN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Mishawaka, IN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Mishawaka, IN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $96,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $100,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $223,500 | $210,000 | $175,000-$200,000 |
| 5 Bedroom | $326,500 | $280,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Mishawaka, IN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $598 |
| Superior Protection Discount | -$63 | $640 |
| Fire & Security Discount | -$56 | $647 |
| Hail Resistant Roof Discount | -$21 | $682 |
| Newly Constructed Home Discount | -$148 | $556 |
Choose the Right Deductible for your Mishawaka, IN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Joseph County | $2,000 | $778 | $2,778 | $566 | $2,566 | $213 |
| Mishawaka, IN | $1,500 | $695 | $2,195 | $505 | $2,005 | $190 |
| Greene, IN | $400 | $871 | $1,271 | $633 | $1,033 | $238 |
| North Liberty, IN | $700 | $751 | $1,451 | $546 | $1,246 | $205 |
| Mottville, MI | $500 | $715 | $1,215 | $520 | $1,020 | $195 |
| Pipestone, MI | $1,500 | $770 | $2,270 | $559 | $2,059 | $210 |
| Newcastle, IN | $100 | $788 | $888 | $573 | $673 | $215 |
| Coloma charter, MI | $700 | $649 | $1,349 | $472 | $1,172 | $177 |
| Lagrange, IN | $300 | $679 | $979 | $493 | $793 | $185 |
| Orange, IN | $2,000 | $851 | $2,851 | $618 | $2,618 | $232 |
| Westchester, IN | $400 | $780 | $1,180 | $567 | $967 | $213 |
| Geneva, MI | $1,000 | $716 | $1,716 | $521 | $1,521 | $196 |
Identify Top Home Insurance Agents near Mishawaka, IN | Back to Top
| Home Insurance Company Mishawaka, IN | Homeowners Insurance Agency Mishawaka, IN | Address | Popularity Score | Distance from Mishawaka (miles) |
|---|---|---|---|---|
| State Farm | Calvin Johnson | 812 E Jefferson Blvd, South Bend, IN, 46617-2905 | 3.8 | |
| Farmers | Dawn Sibley | 810 W Bristol St, Elkhart, IN, 46514 | 9.5 | |
| Liberty Mutual Independent | Kfg Insurance Agency | 6910 N Main St Unit 41 Building 16, Granger, IN, 46530 | 3.6 | |
| Liberty Mutual Independent | Dan Berry Insurance Agency | 54101 Ironwood Road , South Bend, IN, 46635 | 3.6 | |
| State Farm | Beth Winzeler | 1612 S Bend Ave, South Bend, IN, 46617-1747 | 3.4 | |
| Liberty Mutual Independent | Laven Insurance Agency Inc | 2628 S Michigan St, South Bend, IN, 46614 | 5.4 | |
| State Farm | Lisa Rzepnicki | 14887 State Road 23, Granger, IN, 46530-5628 | 4.3 | |
| State Farm | Ryan Sousley | 2029 N Cedar St, Mishawaka, IN, 46545-7075 | 0.5 | |
| State Farm | Rick Reid | 1801 S Ironwood Dr, South Bend, IN, 46613-3415 | 3.2 | |
| State Farm | Gary Bogunia | 17636 State Road 23 Ste 200, South Bend, IN, 46635-1719 | 3.1 |
Compare Rates for Mishawaka, IN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,210 | $630 |
| St. Joseph County, IN | $118,600 | $788 | $530 | $1,090 | $560 |
| Mishawaka, IN | $93,300 | $703 | $510 | $1,010 | $500 |
| Greene, IN | $143,000 | $882 | $640 | $1,250 | $610 |
| North Liberty, IN | $103,000 | $760 | $540 | $1,040 | $500 |
| Mottville, MI | $101,700 | $724 | $510 | $1,030 | $520 |
| Pipestone, MI | $139,400 | $779 | $530 | $1,110 | $580 |
| Newcastle, IN | $114,200 | $798 | $570 | $1,130 | $560 |
| Coloma charter, MI | $141,100 | $657 | $470 | $930 | $460 |
| Lagrange, IN | $83,600 | $687 | $470 | $980 | $510 |
| Orange, IN | $135,300 | $861 | $580 | $1,190 | $610 |
| Westchester, IN | $166,500 | $790 | $530 | $1,120 | $590 |
| Geneva, MI | $102,700 | $725 | $520 | $1,030 | $510 |
Research Home Insurance Companies Reviews in Mishawaka, IN Before Buying | Back to Top
Share a review on your home insurance company
Erie Insurance Home Insurance Reviews
Date: July 24, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I have not yet interacted with our home insurance company's customer service as we have not yet filed any claim. All interactions so far has been through our insurance agency, which has been excellent so far.
Liberty Mutual Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I would rate my insurance company service at a 3. The price was significantly less than others, but I changed my closing date by one day and they attempted to raise the yearly rate by $350. Once I received the policy, my agent will not answer the phone.
Travelers Home Insurance Reviews
Date: October 20, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I feel my premium is consistent with other insurance companies in my area for the same coverage. I shopped around different insurance companies before deciding on Travelers and all the premiums were pretty equal in coverage and costs.
Amica Mutual Insurance Home Insurance Reviews
Date: November 06, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
I like all interaction with this company because we are always aware of all new payment methods and inovaviones for insurance are very attentive
GEICO Home Insurance Reviews
Date: January 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I believe that my insurance is actually at a pretty good rate because I have a bundle with Geico. I have car insurance for two vehicles and home insurance. This enabled me to save more money.
State Farm Home Insurance Reviews
Date: April 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
The policy offerings are good as they get to cover all aspects of my home ranging from fire,burglary,plumbing system and windstorm damage.there is also a discount offered that really attracts customers
Auto Owners Insurance Home Insurance Reviews
Date: August 11, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
The deductible was reasonable for the amount of coverage and premium cost. The cost compare well with other companies in the area.
Farmer's Insurance Home Insurance Reviews
Date: June 20, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Customer Service
I have had a great experience with Farmers Insurance customer service. I called in a claim a few months ago and spoke with a very pleasant rep whom assisted me.