How Can I Make My Elyria, OH Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Elyria, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Elyria, OH Home Insurance Coverage Levels | Back to Top
| Elyria, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Edgecliff Cir E, Pratt Blvd, Longfellow St, Keys Dr, Marseilles Ave, Milan Elyria Rd, Metcalf Rd, 3rd St, E Main St, 17th St | $74,500 | $60,000 | $75,000-$100,000 | $70,500 | $60,000 | $75,000-$100,000 |
| Bank St, Bennett Dr, West Ave, Twp Hwy 158, Michael Ln, Sherwood Dr, Naples Dr, Harwood St, 17th St, Lindsay Ct | $134,500 | $120,000 | $125,000-$150,000 | $110,000 | $100,000 | $100,000-$125,000 |
| Pinehurst Dr, Tattersal Ct, Allen St, 3rd St, Oakwood St, Bellfield Ave, Ford Rd, Windsor Dr, Co Hwy 35, Hayes Ave | $143,500 | $130,000 | $150,000-$175,000 | $118,500 | $110,000 | $100,000-$125,000 |
| Brokaw Rd, Mardun Ct, Wrightway, Jackson Ave, Ashwood Dr, Linwood Ct, Duke Ct, Thompson Dr, Harvard Ave, Fuller Rd | $106,500 | $90,000 | $100,000-$125,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Carol Ln, Nebraska Dr, Elizabeth St, Fern St, Fullerton Rd, Hammer Ct, Princeton Ave, Olive St, Sycamore St, Albrecht Rd | $156,000 | $140,000 | $125,000-$150,000 | $117,500 | $100,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Elyria, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $661 |
| Superior Protection Discount | -$79 | $709 |
| Fire & Security Discount | -$63 | $724 |
| Hail Resistant Roof Discount | -$24 | $764 |
| Newly Constructed Home Discount | -$197 | $590 |
Choose the Right Deductible for your Elyria, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lorain County | $2,500 | $693 | $3,193 | $504 | $3,004 | $189 |
| Elyria, OH | $1,500 | $778 | $2,278 | $565 | $2,065 | $213 |
| Homer, OH | $500 | $832 | $1,332 | $605 | $1,105 | $227 |
| South Euclid, OH | $1,500 | $613 | $2,113 | $445 | $1,945 | $167 |
| Woodmere, OH | $500 | $853 | $1,353 | $620 | $1,120 | $233 |
| Summit County, OH | $1,500 | $686 | $2,186 | $499 | $1,999 | $188 |
| Bloominggrove, OH | $300 | $708 | $1,008 | $515 | $815 | $194 |
| Bellevue, OH | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Tallmadge, OH | $400 | $636 | $1,036 | $462 | $862 | $174 |
| Brimfield, OH | $700 | $691 | $1,391 | $502 | $1,202 | $189 |
| Auburn, OH | $200 | $817 | $1,017 | $593 | $793 | $223 |
| Aquilla, OH | $2,000 | $635 | $2,635 | $462 | $2,462 | $174 |
Identify Top Home Insurance Agents near Elyria, OH | Back to Top
| Home Insurance Company Elyria, OH | Homeowners Insurance Agency Elyria, OH | Address | Popularity Score | Distance from Elyria (miles) |
|---|---|---|---|---|
| Allstate | Bonnie Schmidt | 105 Public Square Apt 2, Lagrange, OH, 44050 | 9.4 | |
| Allstate | Laura Buck | 37300 Detroit Rd Ste 1, Avon, OH, 44011 | 6.4 | |
| Travelers | Total Insurance Agency Group | 445 Avon Belden Rd Ste B1, Avon Lake, OH, 44012 | 9.5 | |
| Liberty Mutual Independent | Botson Insurance Group | 36480 Detroit Rd, Avon, OH, 44011 | 7.1 | |
| Travelers | Dinsmoor Insurance Agency Inc | 177 Park Avenue, Amherst, OH, 44001 | 6.3 | |
| Allstate | Michael Wrobel | 17016 Lorain Ave, Cleveland, OH, 44111 | 16.1 | |
| State Farm | Chuck Moog | 28871 Center Ridge Road, Westlake, OH, 44145-5271 | 9.7 | |
| State Farm | Trudy Ansel | 6155 Park Square Dr Ste 5, Lorain, OH, 44053-4145 | 7.3 | |
| State Farm | Don Lear | 5263 Mayfield Rd, Lyndhurst, OH, 44124-2445 | 33.7 | |
| State Farm | Reed Allen | 36966 Detroit Rd, Avon, OH, 44011-1518 | 6.7 |
Compare Rates for Elyria, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Lorain County, OH | $140,300 | $701 | $500 | $960 | $460 |
| Elyria, OH | $96,200 | $787 | $570 | $1,110 | $540 |
| Homer, OH | $205,700 | $842 | $600 | $1,200 | $600 |
| South Euclid, OH | $98,500 | $620 | $450 | $870 | $420 |
| Woodmere, OH | $218,900 | $863 | $610 | $1,230 | $620 |
| Summit County, OH | $137,000 | $695 | $470 | $980 | $510 |
| Bloominggrove, OH | $137,500 | $717 | $480 | $1,020 | $540 |
| Bellevue, OH | $94,900 | $682 | $490 | $970 | $480 |
| Tallmadge, OH | $161,300 | $643 | $460 | $910 | $450 |
| Brimfield, OH | $154,200 | $699 | $480 | $1,000 | $520 |
| Auburn, OH | $294,900 | $827 | $600 | $1,140 | $540 |
| Aquilla, OH | $106,900 | $643 | $430 | $920 | $490 |
Research Home Insurance Companies Reviews in Elyria, OH Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
They are quick to get me the policies and have them sent to me in writing. They sent a professional folder and made me feel important and protected.
Date: October 25, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
My policy generally provides what i need in terms of coverage. It covers the house, contents, injury, and loss of use.
USAA Home Insurance Reviews
Date: November 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The cost of insurance with USAA is a strong point, we have our home and auto insurance with them and the savings are very impressive. When I hear what other people pay with other companies I realize just how much we save.
Erie Insurance Home Insurance Reviews
Date: February 24, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Very friendly, easy to work with and transfer insurance coverage to them. Found me a better deal for the same coverage.
Allstate Home Insurance Reviews
Date: August 22, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
With the same premium and deductible, I even get extra protection from my home insurance that other insurance providers are not provided.
Encompass Insurance Home Insurance Reviews
Date: December 26, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
I believe that Encompass's home insurance company policy offerings were the same as the other companies that we compared, in terms of coverage and limits. They were much superior to the others in price. Some of the companies would not insure our home because it has a cedar shake roof, but Encompass did.
GEICO Home Insurance Reviews
Date: November 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
The customer service was insincere about getting me the service I needed and it felt more like that were trying to fill a quota.
American Family Insurance Home Insurance Reviews
Date: July 07, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Premium
I suppose American Family is not the absolute cheapest or the most expensive. I think ALL insurance is a ripoff.