How Can I Make My Margate, FL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Margate, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Margate, FL Home Insurance Coverage Levels | Back to Top
| Margate, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| NW 47th Way, Yellowfin Ln, N Brandywine Dr, Holiday Pl, S Cortez Drive Circle U, Santa Monica Dr, Vista Way, 3rd St, Dahoon Ave, Parkside Ln | $109,500 | $90,000 | $125,000-$150,000 | $82,500 | $80,000 | $50,000-$75,000 |
| Lakeshore Dr, Monte Carlo Pl, Princess Dr, NW 28th Ln, Pine Way, Granada Way, Fern St, Banks Rd, NW 57th Ter, NW 28th Dr | $198,500 | $180,000 | $175,000-$200,000 | $178,000 | $150,000 | $125,000-$150,000 |
| Silverado, N Rock Island Rd, Cortez Circle V, W Buena Vista Dr, SW 79th Ave, W Palm Run Dr, Maple Dr, Salem, S Carol Pkwy, Edwards Rd | $154,500 | $150,000 | $125,000-$150,000 | $168,500 | $160,000 | $150,000-$175,000 |
| SW 61st Ter, N Cortez Dr Cir C, Kathy Ct, Braeburn, NW 21 Ct, Bishop Rd, Calamondon Cir, E Palm Run Dr, Evergreen St, Highlands Cir | $131,000 | $120,000 | $100,000-$125,000 | $204,000 | $180,000 | $200,000-$250,000 |
| Sundial Circle B, Colonial Dr, SW 55th Way, Mohawk Ter, Margate Ct, Merrick Ct, W Palm Dr, Pinewalk Dr N, S Brandywine Dr, Parkside Ave | $114,000 | $90,000 | $125,000-$150,000 | $208,000 | $190,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Margate, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $1,133 |
| Superior Protection Discount | -$132 | $1,186 |
| Fire & Security Discount | -$132 | $1,186 |
| Hail Resistant Roof Discount | -$40 | $1,278 |
| Newly Constructed Home Discount | -$356 | $962 |
Choose the Right Deductible for your Margate, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Broward County | $1,000 | $1,265 | $2,265 | $919 | $1,919 | $346 |
| Margate, FL | $1,500 | $1,302 | $2,802 | $946 | $2,446 | $356 |
| Lauderhill, FL | $500 | $1,080 | $1,580 | $785 | $1,285 | $295 |
| Davie, FL | $1,500 | $1,464 | $2,964 | $1,064 | $2,564 | $400 |
| Southwest Ranches, FL | $200 | $931 | $1,131 | $676 | $876 | $254 |
| West Park, FL | $2,500 | $1,434 | $3,934 | $1,042 | $3,542 | $392 |
| Country Club, FL | $100 | $928 | $1,028 | $674 | $774 | $254 |
| Indian Creek, FL | $1,000 | $1,572 | $2,572 | $1,143 | $2,143 | $430 |
| Coral Gables, FL | $2,500 | $1,460 | $3,960 | $1,061 | $3,561 | $399 |
| Kendall-Palmetto Bay, FL | $200 | $1,098 | $1,298 | $798 | $998 | $300 |
| Juno Ridge, FL | $700 | $1,793 | $2,493 | $1,303 | $2,003 | $490 |
Identify Top Home Insurance Agents near Margate, FL | Back to Top
| Home Insurance Company Margate, FL | Homeowners Insurance Agency Margate, FL | Address | Popularity Score | Distance from Margate (miles) |
|---|---|---|---|---|
| Travelers | Mack Insurance Group | 7251 W Palmetto Park Rd Ste 206, Boca Raton, FL, 33433 | 7.8 | |
| Travelers | Pettineo Insurance Agency Inc | 2430 E Commercial Blvd Ft. Lauderdale, Fort Lauderdale, FL, 33308 | 7.3 | |
| Travelers | Insurance Authority Inc | 8921 W Oakland Park Blvd, Sunrise, FL, 33351 | 6.6 | |
| Travelers | Freedom Insurance Agency Inc | 101 S State Rd 7, Plantation, FL, 33317 | 9.6 | |
| Allstate | James Murphy | 1615 S Fed Hwy # 201, Boca Raton, FL, 33432 | 9.7 | |
| State Farm | Mary Brown | 7840 Glades Rd Ste 240, Boca Raton, FL, 33434-4102 | 8.7 | |
| Travelers | Alexander & Greep & Tate Insurance | 2727 E Oakland Park Blvd Ste 200 Ft. Lauderdale, Fort Lauderdale, FL, 33306 | 8.3 | |
| State Farm | Alex Lopez | 6260 W Atlantic Blvd, Margate, FL, 33063-5129 | 0.9 | |
| State Farm | Malcolm Roberts | 5957 W Oakland Park Blvd, Lauderhill, FL, 33313-1318 | 5.9 | |
| State Farm | Alexis Harris | 6095 West Commercial Blvd, Tamarac, FL, 33319-3037 | 3.9 |
Compare Rates for Margate, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Broward County, FL | $223,400 | $1,280 | $1,000 | $1,720 | $720 |
| Margate, FL | $157,400 | $1,318 | $1,030 | $1,770 | $740 |
| Lauderhill, FL | $114,500 | $1,093 | $850 | $1,460 | $610 |
| Davie, FL | $343,000 | $1,482 | $1,160 | $1,990 | $830 |
| Southwest Ranches, FL | $600,800 | $942 | $730 | $1,260 | $530 |
| West Park, FL | $155,600 | $1,451 | $1,130 | $1,940 | $810 |
| Country Club, FL | $185,100 | $939 | $730 | $1,260 | $530 |
| Indian Creek, FL | $2,000,001 | $1,591 | $1,240 | $2,130 | $890 |
| Coral Gables, FL | $750,400 | $1,478 | $1,150 | $1,980 | $830 |
| Kendall-Palmetto Bay, FL | $412,400 | $1,111 | $870 | $1,490 | $620 |
| Juno Ridge, FL | $210,700 | $1,815 | $1,420 | $2,430 | $1,010 |
Research Home Insurance Companies Reviews in Margate, FL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: December 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I appreciate that I can bundle car and home insurance. I also like that this particular agent is affiliated with my Realtor of choice. However, it has been difficult to reach the insurance agent's office by phone or email.
Date: June 16, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Premium
the rates seems to be higher than other places but it has better coverage
USAA Home Insurance Reviews
Date: January 13, 2020 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
A pretty good company overall. Good customer service that responds when I need to. Don't have physical location so I do everything remote with them and in today's world with internet connectivity that is pretty easy.
Progressive Home Insurance Reviews
Date: July 24, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My premium is discounted because I have bundled. Progressive insurance gave me the best quote. I save 200 from my last insurance
Nationwide Home Insurance Reviews
Date: August 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I would rate the premium I pay on my home owners insurance a 3 because although I feel it covers everything that I need it to cover, sometimes I feel that the deductible is a little too high.
Assurant Specialty Property Home Insurance Reviews
Date: December 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I am satisfied with the offering of my insurance company. They were also lower on the price range for a great coverage.
Travelers Home Insurance Reviews
Date: May 29, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Customer Service
I've never had to do much interacting with our homeowner's insurance fortunately but everything is always easy to access, especially online.
GEICO Home Insurance Reviews
Date: January 04, 2020 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have been very satisified with this company. Getting the service from them was easy and they make sure to help me save as much as I can with them. I enjoy the man discounts with them.
Amica Mutual Insurance Home Insurance Reviews
Date: October 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
My deductible is the same with Amica as it was with my previous insurance company. However, the premium is considerably less than the premium with my previous insurer.