How Can I Make My Castle Rock, CO Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Castle Rock, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Castle Rock, CO Home Insurance Coverage Levels | Back to Top
| Castle Rock, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Halite Ct, W Wolfensberger Rd, Thornwood Ct, Shadow Mountain Ranch Rd, Red Hawk Ridge Dr, Arroyo Verde Ct, Mountain Sky Dr, S Carlton St, Wolcott St, Park Ridge Rd | $476,500 | $390,000 | $400,000-$500,000 | $692,000 | $660,000 | $600,000-$700,000 |
| Shooting Star Way, Ballarat Ln, Kinnikinnik Dr, Arches Pl, Cinnamon Ct, Willow Ct, Mirage Dr, Tailfeather Way, Owl Roost Ct, June Ct | $867,000 | $700,000 | More than 10,000,000 | $1,255,500 | $1,130,000 | More than 10,000,000 |
| Summerfield Dr, Sapphire Pointe Blvd, Boreas Rd, Oakes Mill Ct, Fair St, Oakley Ct, N Delbert Rd, Spruce Dell Ct, Blacktail Ct, N Holcomb St | $285,500 | $250,000 | $250,000-$300,000 | $360,500 | $300,000 | $300,000-$350,000 |
| Birch Ave, Wind Dance Ct, Pine Mor Rd, Whispering Oak Dr, Ellendale St, Little Meadow Ct, Burning Tree Sq, S Tilbury St, 4th St, High Plains Pl | $361,000 | $330,000 | $250,000-$300,000 | $585,000 | $470,000 | $400,000-$500,000 |
| Starflower Ct, Miners Candle Pl, Monument Dr, Orion Way, Sulfur Ct, Saskatoon Pl, Sovereign St, Shannock Ave, Dragonfly Ct, Santero Way | $268,500 | $220,000 | $300,000-$350,000 | $564,500 | $460,000 | $600,000-$700,000 |
| Peridot Ct, Shire Cir, S Pine Wood Rd, Larkspur Ln, Peachtree Cir, Gore Dr, la Plata Peak Ct, S Dahlberg Rd, Sunridge Terrace Dr, Ditmars Ln | $417,000 | $380,000 | $400,000-$500,000 | $456,500 | $370,000 | $400,000-$500,000 |
| Running Fox Way, Larime Ct, E Indian Brook Cir, Bulrush Ct, Dawson Dr, Burning Ridge Ct, Newport Cir, Killen Ave, Silverheels Pl, Capitol Creek St | $375,500 | $350,000 | $300,000-$350,000 | $531,500 | $460,000 | $500,000-$600,000 |
| N Sungold Ln, Senecio Dr, Brierly Ct, Trail Side Ct, E Greenland Rd, Arlington Dr, W Maxine Ln, Wild Rye Ct, South St, Mountain View Ave | $401,500 | $330,000 | $350,000-$400,000 | $324,000 | $290,000 | $350,000-$400,000 |
| Ember Way, Pheasant Ridge Rd, W Arrowleaf Ct, Pine River Trl, E Palmer Divide Rd, Addenbrooke Loop, Masters Pt, Peninsula Cir, Hospitality Pl, Red Peak Dr | $234,500 | $210,000 | $200,000-$250,000 | $272,500 | $250,000 | $300,000-$350,000 |
| Silbrico Way, Silverheels Dr, Holden Cir, Talavero Pl, Palmer Ridge Dr, Sawdust Loop, Buckhorn Creek St, Danny St, Moulton Ct, Alcazar Dr | $553,500 | $490,000 | $600,000-$700,000 | $998,500 | $880,000 | More than 10,000,000 |
Estimate your Savings with Home Insurance Discounts in Castle Rock, CO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$222 | $1,258 |
| Superior Protection Discount | -$133 | $1,346 |
| Fire & Security Discount | -$148 | $1,332 |
| Hail Resistant Roof Discount | -$30 | $1,450 |
| Newly Constructed Home Discount | -$370 | $1,110 |
Choose your Castle Rock, CO Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,295 |
| Hail Damage | $4,618 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,222 |
Identify Top Home Insurance Agents near Castle Rock, CO | Back to Top
| Home Insurance Company Castle Rock, CO | Homeowners Insurance Agency Castle Rock, CO | Address | Popularity Score | Distance from Castle Rock (miles) |
|---|---|---|---|---|
| Allstate | Jeff Heinrich | 5001 S Parker Rd, Aurora, CO, 80015 | 17.3 | |
| Travelers | Co-West Insurance Group | 4348 Woodlands Blvd. 4348 Woodlands Blvd. , Castle Rock, CO, 80104 | 2.1 | |
| State Farm | Travis Henderson | 384 Inverness Pkwy Ste 160, Englewood, CO, 80112-5868 | 12.9 | |
| Travelers | Lockton Companies | 8110 East Union Ste 700, Denver, CO, 80237 | 17.6 | |
| Farmers | Doug Lampshire | 7505 Village Square Dr Ste 201, Castle Pines, CO, 80108 | 6.7 | |
| Travelers | The Young Insurance Group | 7200 E Dry Creek Rd Ste A-205, Centennial, CO, 80112 | 14.4 | |
| Travelers | Pikes Peak Insurance Agency | 2306 N Powers Blvd Ste 120, Colorado Springs, CO, 80915 | 36.0 | |
| State Farm | Roger Mangan | 7061 S University Blvd Ste 100, Centennial, CO, 80122-1520 | 15.8 | |
| State Farm | Scott Rice | 399 Perry St Ste 340, Castle Rock, CO, 80104-4004 | 0.3 | |
| State Farm | Greg Gallegos | 4550 S Reservoir Rd Unit D, Centennial, CO, 80015-2878 | 18.5 |
Compare Rates for Castle Rock, CO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Douglas County, CO | $407,100 | $1,250 | $880 | $1,640 | $760 |
| Castle Rock, CO | $356,600 | $1,480 | $1,040 | $1,940 | $900 |
| Douglas County, CO | $407,100 | $1,250 | $880 | $1,640 | $760 |
| Lone Tree, CO | $573,200 | $1,051 | $740 | $1,380 | $640 |
| Dove Valley, CO | $233,000 | $930 | $650 | $1,220 | $570 |
| Inverness, CO | $502,900 | $2,373 | $1,660 | $3,110 | $1,450 |
| Elbert, CO | $161,400 | $1,123 | $790 | $1,470 | $680 |
| South Jefferson, CO | $488,400 | $1,650 | $1,150 | $2,160 | $1,010 |
| Denver County, CO | $322,900 | $1,382 | $970 | $1,810 | $840 |
| Central Jefferson, CO | $455,700 | $1,158 | $810 | $1,520 | $710 |
Research Home Insurance Companies Reviews in Castle Rock, CO Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: September 23, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
My deductibles are very good. I have a 2000 deductible on normal coverages, I have a 3000 coverage for hurricanes which being in Florida is critical.
Date: June 11, 2019 Age: 20 to 29 Gender: Married Marital Status: Male
Premium
I would say that both the premium and deductible of my home insurance policy with USAA is rather low when compared to various other insurance providers, and I am thoroughly satisfied.
Date: April 08, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
Deductibles and premiums seem competitive within the industry. It seems like a fair value for a fair price. Seems pretty middle of the road in that regard.
Date: January 31, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
USAA has great rates on their insurance policies. I feel like it would be quite hard for another company to even come close to the great rates for the same amount of coverage.
Date: January 24, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
USAA has a wide variety of policy offerings, and their phone support staff is knowledgeable about guding through the process of choosing which one is right for you. It is easy and quick to update or change your policy.
State Farm Home Insurance Reviews
Date: October 17, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
Premium and deductible of my policy is reasonable and the cost is also less when compared to other providers and also, i like the customer service
Date: July 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I believe that the home insurance policy offerings of State Farm are probably just about the same as any other large, well-known home insurance company.
Progressive Home Insurance Reviews
Date: February 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium payable is moderately less compared to other home insurance companies.The deductible offered by the company is comparatively low.
Allstate Home Insurance Reviews
Date: December 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
I am satisfied overall with my company, because compared to many others they have good competitive prices.
Nationwide Home Insurance Reviews
Date: October 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
Currently my premium is not the cheapest, but I have had them for more than 10 years. I have been passively looking at other companies and getting quotes.
American Family Insurance Home Insurance Reviews
Date: November 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
My premium is very good I think I searched many places going through an underwriter. Compared with some of my neighbours I pay a lower premium.
Farmer's Insurance Home Insurance Reviews
Date: August 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
overall farmers has been a very pleasant insurance company to work with. We have an insurance agent named Emily who is extremely kind and helpful with anything needed.