How Can I Make My Rio Rico, AZ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Rio Rico, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Rio Rico, AZ Home Insurance Coverage Levels | Back to Top
| Rio Rico, AZ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pso Venado, Silo Ln, Cam Estorino, Cll Iglesia, C\u00edr Cerro, Pendleton Dr, Cll Federal, Pimeria Alta, E Frontage Rd, Ave Acaponeta | $172,000 | $150,000 | $125,000-$150,000 | $127,500 | $100,000 | $100,000-$125,000 |
| Clark Crossing Rd, Cam Gilberto, Julie Ann Rd, Elder Ct, Son Ct, C\u00edr Bernabe, Oso Ct, Cll Coco, Mescal Ct, Ver Patria | $174,000 | $160,000 | $150,000-$175,000 | $130,500 | $120,000 | $100,000-$125,000 |
| Avienda Oriol, Pso Guebabi, Cam Aruza, Arivaca Rd, Via Merida, Cll Monclovia, Cam Barrera, Lost Ct, Cll Vega, Via Puebla | $120,500 | $110,000 | $125,000-$150,000 | $121,500 | $110,000 | $100,000-$125,000 |
| Cam Mirador, Prado Corte, Cam Pesqueira, Emilio Ct, Polvo Ct, Pepplewood Ct, Sardina Ct, Vela Ct, Cabana Ct, Alamos Corte | $137,000 | $110,000 | $125,000-$150,000 | $119,000 | $100,000 | $100,000-$125,000 |
| Keating Rd, Guadalupe Ln, Twin Oaks Rd, Lombard Way, Ameca Ct, Torre Ct, San Miguel, Zebu Ct, Sorrento Cte, Via Mayor | $271,500 | $240,000 | $200,000-$250,000 | $156,000 | $150,000 | $125,000-$150,000 |
| Cll Cappela, Cll Provincia, Cam Esplendido, Tonichi Ct, Via San Potosi, Churea Ln, Sunny Ln, Vino Ct, Bario de Tulal, Circula Chica | $212,000 | $190,000 | $150,000-$175,000 | $97,000 | $80,000 | $100,000-$125,000 |
| Cam Nacosari, Gale Ln, Boro Ln, Chapel Ct, Pso Belmonte, Cll Faisan, Ira Corte, Via Plata, E Ruby Rd, Meteoro Ct | $187,500 | $160,000 | $200,000-$250,000 | $88,500 | $80,000 | $50,000-$75,000 |
| Pomo Ct, Aliso Springs Rd, Cam Chile, Via Orizaba, Cam Sepulveda, Imuris Ct, Indigo Ct, Pso Lobo, Post Way, Las Barrancas | $198,500 | $160,000 | $200,000-$250,000 | $165,500 | $140,000 | $175,000-$200,000 |
| Quail Ct, Celaya Ct, Clle Tecolote, Palo Parado, Guaymas, C\u00edr Nomada, Cll Martinette, Old Ruby Rd, Via Palestra, Cll Dura | $105,000 | $90,000 | $75,000-$100,000 | $79,500 | $70,000 | $75,000-$100,000 |
| Majalca Rd, Cll Rafael, Cos Ct, Via San Fransico, Cll Agua Tranquila, Capetillo, Via Balsa, C\u00edr Guerrero, Via Capetillo, Olney Corte | $142,000 | $120,000 | $100,000-$125,000 | $89,500 | $80,000 | $100,000-$125,000 |
Bundle your Rio Rico, AZ Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $528 |
| Home and Two Car | -$93 | $487 |
| Home and Three Car | -$145 | $435 |
Choose your Rio Rico, AZ Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,464 |
| Hail Damage | $4,806 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near Rio Rico, AZ | Back to Top
| Home Insurance Company Rio Rico, AZ | Homeowners Insurance Agency Rio Rico, AZ | Address | Popularity Score | Distance from Rio Rico (miles) |
|---|---|---|---|---|
| Travelers | Shaner Insurance Group | 1250 S 4th Ave Ste 150, Tucson, AZ, 85713 | 48.8 | |
| Travelers | Shaner Insurance Group | 1250 S 4th Ave 1250 S 4th Ave, Tucson, AZ, 85713 | 48.8 | |
| State Farm | Jeff Noel | 9040 E Valencia Rd Ste 160, Tucson, AZ, 85747-4903 | 44.2 | |
| Allstate | Beatriz Parada-Bohon | 5433 S 12th Ave Unit 1, Tucson, AZ, 85706 | 45.1 | |
| Allstate | Jorge Guayante | 545 N Grand Ave Ste 4, Nogales, AZ, 85621 | 11.2 | |
| State Farm | Dani Sanchez-Ley | 2587 N Grand Ave, Nogales, AZ, 85621-3506 | 8.6 | |
| Allstate | Marcos H Bustamante | 1967 N Grand Ave, Nogales, AZ, 85621 | 9.6 | |
| Allstate | Shannon Burke | 3036 W Valencia Rd Ste 272b, Tucson, AZ, 85746 | 43.9 | |
| State Farm | Nils Krausser | 13190 E Clssl Cave Rd Ste 170, Vail, AZ, 85641-8818 | 41.0 | |
| State Farm | Tim Doser | 3410 Canyon De Flores Ste D, Sierra Vista, AZ, 85650-5373 | 43.2 |
Compare Rates for Rio Rico, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $530 | $1,030 | $500 |
| Santa Cruz County, AZ | $138,400 | $635 | $430 | $910 | $480 |
| Rio Rico, AZ | $124,300 | $580 | $390 | $820 | $430 |
| Tumacacori-Carmen, AZ | $544,400 | $1,657 | $1,190 | $2,300 | $1,110 |
| Santa Cruz County, AZ | $138,400 | $635 | $430 | $880 | $450 |
| Elephant Head, AZ | $173,200 | $715 | $520 | $1,020 | $500 |
| Patagonia, AZ | $317,000 | $898 | $660 | $1,250 | $590 |
| Arivaca, AZ | $148,400 | $627 | $430 | $870 | $440 |
| Huachuca City, AZ | $99,900 | $561 | $380 | $780 | $400 |
| Pimaco Two, AZ | $158,300 | $692 | $480 | $980 | $500 |
| Sierra Vista Southeast, AZ | $190,600 | $687 | $460 | $960 | $500 |
| Mescal, AZ | $66,500 | $448 | $300 | $640 | $340 |
Research Home Insurance Companies Reviews in Rio Rico, AZ Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I have a very low deductible and low premium for my policy and am completely satisfied. My policy would only be better if it were free.
Date: March 31, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I am very satisfied. This is a bit hard to say for sure since we haven't had to make any claims, but given their friendliness on the phone for non-claim issues, I'm happy about having them.
Date: March 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
my deductible seems about average for the policy I have. From what I understand it, I could lower it at a cost but that's a gamble of money now versus money later.
Date: January 31, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
USAA offers a lot of the same policies as other insurance companies. It feels like USAA is very good about telling me about other possible coverage options (like umbrella insurance) without trying to sell me on those options directly.
State Farm Home Insurance Reviews
Date: March 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I feel like the offerings are very affordable and reasonable. I have tried Progressive and they are triple the cost and don't cover as much.
Date: December 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I used to have Tompkins and I switched to State Farm. Overall the coverage is the same but I pay a lot less for my state farm insurance and though they're overbearing at times they always keep me updated on what's going on.
Date: November 10, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Communication
I love how prompt my calls are answered, even when the rep is not in the office. He is always extremely helpful, and makes me feel as if he has our best interest at heart.
Farm Bureau Home Insurance Reviews
Date: March 15, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
My premium is a little above average, but it's worth it for the perks and great customer service.
Date: February 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
They are always available and go above and beyond to help me with my claims. They make it easy and make sure I understand what is going on and how the claim is going every step of the way. They are available by internet as well
GEICO Home Insurance Reviews
Date: April 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
geico always has excellent customer service with friendly representatives who know what they are talking about.
Date: December 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I feel as though my insurance company is living up to my expectations. I expect them to cover what is in the policy and nothing more. They have doe that. I do think that they can make things more complicated than they need to though.
Farmer's Insurance Home Insurance Reviews
Date: April 12, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
This is through Farmer's Insurance the price is much lower rates than most companies and lower deductibles. I have compared deuctibles with other companies and mine is the best.
Date: April 11, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The premium and deductible on my policy was not a major concern for me, but compared to the other estimates I collected Farmers was very competitive.
Progressive Home Insurance Reviews
Date: April 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
the deductable is great however the coverage is lacking. I would still like to upgrade my coverage to better suit my needs however the deductable on these new policies are not affordable to me.
Liberty Mutual Home Insurance Reviews
Date: March 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
They are quick to answer or return calls related to pricing and other questions. I would rate them a 5 if they could do more to help find discounts.
Allstate Home Insurance Reviews
Date: April 24, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I have renters insurance through Allstate and when I owned a home, I had homeowners insurance through the agency as well. Every time I have dealt with customer service.